Fidelity Broker Review 2025: All You Need to Know

Headquartered in Boston, Fidelity – a leading financial services company, possesses assets under administration of $14.1 trillion as of June 2024. This article provides an in-depth review of Fidelity’s investment solutions such as:

• Wide range of investment products
• Retirement planning solutions
• Wealth management services
• Mutual fund offerings

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Fidelity broker – review

Fidelity is a reputable financial services platform, renowned for its broad range of financial assets offerings and a strong track record. Fidelity’s range of services is catered to the needs of individual investors, advisors and institutional clients.

Overview

Feature	Information
Founded in	1946
Clients worldwide	51.5M
Presence in countries	11 countries across North America, Europe, Asia & Australia
Investment centers availability	216 investment centers
Account Variations	Brokerage Account – DIY Investing Roth IRA – Tax-Free Growth Fidelity Go – Robo Investing
Customers	Individual Investing Asset Management New Investors
Apps	Mobile apps on Apple App Store, Google Play Store and Amazon Devices

Investment services

Fidelity provides a range of investment services across various domains as below:

Domain	Services
Individual investors	Individual investing Asset management New investors
Employers	Workplace investing Asset management Health care group
Advisors & institutions	Fidelity institutional Fidelity digital assets Asset management Fidelity workplace investing
Charitable donors	Fidelity charitable
Innovators	Fidelity labs Fidelity center for applied technology Fidelity corporate development Fidelity digital assets

Products & services

Fidelity has a huge range of financial products rendered to meet the needs of its clients. A detailed view of its products is shown below:

Products	Variations
Retirement & IRAs	Roth IRA for tax-free growth Traditional IRA for tax-deferred growth Rollover IRA for simplifying retirement savings
Spending & saving	Cash Management Account Fidelity Rewards Visa Signature Credit Card
Investing & trading	The Fidelity Account (with 3 trading platforms) Fidelity Mobile Trading dashboard Active Trader Pro
Mutual Funds	Fidelity Mutual Funds Over 10,000 funds from Fidelity and other companies
Crypto	1. Fidelity Crypto    FBTC – Fidelity Bitcoin Fund FETH – Fidelity Ethereum Fund 2. FDIG – Fidelity Crypto industry and Digital Payments ETF 3. FMET – Fidelity Metaverse ETF
Direct Indexing	Fidelity Basket Portfolios Fidelity Managed FidFolios Fidelity Wealth Management
Fixed Income, Bonds & CDs	Bonds Certificates of Deposits (Fractional CDs) Deferred Fixed Annuities Fixed Incomes SMAs Wealth Management
ETFs	FELC – Fidelity Enhanced Large Cap Core ETF FBND – Fidelity Total Bond ETF IVV – iShares Core S&P 500 ETF FBTC – Fidelity Wise Origin Bitcoin Fund
Options	Trading platforms Trading Dashboard Fidelity Mobile Fidelity.com Active Trader Pro
Sustainable Investing	Fidelity Sustainable Investing
Managed Accounts	Fidelity Go Fidelity Managed FidFolios
529 College Savings	529 Savings Plans
Health Savings Account	Fidelity Health Savings Account to tackle healthcare tax-smart
Annuities	Deferred Fixed Annuities Fidelity Personal Retirement Annuity Investment Preservation Rider –P Series Deferred Income Annuities New York Life Clear Income Advantage Fixed Annuity – FP Series Immediate Fixed Income Annuities Deferred Variable Annuities with guaranteed lifetime withdrawal benefit – GLWB
Life Insurance	Term Life Insurance

Trading Fees and commissions

Fidelity has a $0 commission for most online U.S. stock and ETF trades, making it highly competitive. Additional services, such as broker-assisted trades and mutual fund transactions, may incur fees.

Fidelity provides affordable accounts by charging no fees or minimums to open a retail Fidelity broker account to help the clients spend and save more.

Here’s a simplified table of Fidelity broker fees and commissions for various services:

Service	Fees/Commissions
Stocks/ETFs (U.S.)	$0 per trade (no commissions)
Stocks/ETFs (Foreign)	Varies depending on the country and execution method
Options	$0 per trade + $0.65 per contract
Mutual Funds (No-Transaction Fee)	$0 for Fidelity funds and certain other funds
Mutual Funds (Transaction Fee)	$49.95 to buy; $0 to sell (for funds outside the NTF network)
Bonds & CDs (New Issues)	$0 for U.S. Treasuries; $1 per bond or $19.95 minimum for corporate bonds
Broker-Assisted Trades	$32.95 per trade for stocks/ETFs
Account Fees (IRA, Brokerage)	$0 – no annual or maintenance fees
Margin Rates	Starts at 13.825% (varies based on the amount borrowed)
Wire Transfers	$0 for outgoing domestic; $10 for outgoing international
Foreign Exchange (FX) Fees	Varies depending on the transaction and exchange rate margin

Educational resources

Fidelity Learning Center helps investors build knowledge with a collection of trading videos, articles, and expert opinions. Furthermore, Fidelity’s learning domain provides information and guides in several ways.

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Why Fidelity?

Is Fidelity brokerage good? Though we can list a lot of reasons for preferring Fidelity, there are some key elements to appreciate its offerings. They are,

1. The Fidelity Advantage

From investing to financial planning and pricing, Fidelity sets a goal to be straightforward and help with the unique needs of its customers.

2. Planning & advice

Fidelity can help from simple planning to complex investment management according to the needs of its clients. Flexibility and coordination are the two features that make it more attractive.

3. Trading

Fidelity offers $0 commission for online US stock, ETFs, and options trades. With smart technology, a broad range of investments, and independent research it helps its customers trade smarter. Commission-free trades, a broad choice of investments, and powerful tools & research make fidelity stand out from its competitors.

4. Straightforward pricing

Apart from commission-free trades, Fidelity also offers the industry’s first zero-expense ratio index mutual funds directly to investors.

5. Insights & tools

With the help of expert insights and investing tools, Fidelity helps traders make better decisions with easy-to-use tools and straightforward insights from experienced professionals. The unique offerings such as industry-leading research, tools & calculators, and market insights are unbeatable.

• Research tools include screeners and tools that are used to search for ideas, get in-depth analysis, and validate decisions.
• Active Trader Pro is a powerful trading platform that helps traders gain more control before, during, and after the trade.

6. Security & protection

Fidelity takes customers’ security and privacy seriously and in order to achieve this, it employs world-class measures to help them keep the portfolio safe.

With its Customer Protection Guarantee, Fidelity reimburses the traders for losses from unauthorized activities in the accounts. It also participates in asset protection programs such as FDIC and SPIC for better services.

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Customer support & contact

Fidelity enables 24/7 help by calling and chatting with an investment professional at 800-343-3548.

Contact	Time
Virtual Assistant	24/7
Chat live with the Fidelity team	Mon to Fri 8 a.m. – 10 p.m. Sat to Sun 9 a.m. – 4 p.m.
Call	24/7 @800-343-3548
Crypto helpdesk	Fidelity crypto help

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Conclusion

Fidelity Investments continues to be one of the top brokerage firms globally, offering a comprehensive range of investment options, research tools, and low-cost trading opportunities. Fidelity’s crypto variations have only two assets namely, Bitcoin and Ethereum, which could be a downside for those who are heavily interested in digital assets.

With the back of strong fundamentals, Fidelity offers a robust set of investment tools and platforms and research for investors at all levels. Fidelity’s zero commission structure for US stocks and ETFs, extensive research resources, and strong customer service make it a top choice for long-term investors. Having said that, our outlook for Fidelity remains positive in 2025.