TradingCritique

Select Your Brokers to Compare

FXCM vs Interactive Investor : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

FXCM

FXCM

VS
Interactive Investor

Interactive Investor

Icon

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

None

Years of Existence / Established Year

1999

1995

Customer Base / Number of Accounts

No information

over 430,000


Icon

Regulation & Security

Regulations (governing bodies)

FCA, CySEC, ASIC, FSCA, ISA

FCA

Awards Won (count for the last 2 years)

Best In Class 2024 - ForexBrokers.com

Best Stocks and Shares ISA - The Times Money Mentor Awards 2024 Boring Money Best Buy ISA - AIC Shareholder Engagement Award 2024 Boring Money Best Buy Pension - AIC Shareholder Engagement Award 2024 Best online stock broker 2023 - ADVFN International Financial Awards

Security Measures

FSCS

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

No


Icon

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

10,000+ trading instruments shares

43,000 + funds, Shares, Glits

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

Yes

No

CFDs

Yes

No

ETFs

No

Yes

Stocks

No

Yes

Options

No

No

Futures

No

No

Bonds

No

Yes

Mutual Funds

No

Yes

Fractional Shares

No

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

No

Yes

Equities

No

No


Icon

Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

Yes

No

MT5

No

No

cTrader

No

No

Social Trading

Yes

Yes

Copy Trading

Yes

No

Other Trading Platforms (proprietary, etc.)

Trading station, Trading View Pro

Online ii Community - for social trading

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes only Web


Icon

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Standard, Active trading, Spread betting, Professional

Trading Account SIPP Stocks & Shares ISA Junior ISA Cash Savings Managed ISA Joint Trading Account Company Account

Demo Account (Yes/No)

Yes

No

Islamic Accounts (Yes/No)

Yes

No

Minimum Deposit

$50

Euro 250

Leverage Available

30:1 to 1000:1

Info not available

Trade Limit (maximum per trade)

50 million per trade

Varies for each product

Commission (per account type)

$ 4 / lot

Monthly fee ISA / Trading account - £ 4.99 for investment upto £ 50,000 - £ 11.99 (no limit) SIPP - £ 5.99 for investment upto £50,000 - £12.99 (no limit) ISA + Trading Account + SIPP - £ 9.99 for investment upto £75,000 - £ 21.99 (no limit)

Best Suited For (e.g., beginners, experienced traders)

Active and experienced traders

Beginners


Icon

Deposit & Withdrawal Options

Deposit Methods

Debit/Credit Card Via mobile app, Bank wire, China online payment, Crypto

Cash savings Ac - Bank transfer Debit cards Cheque Payit from Natwest

Withdrawal Methods

Debit/Credit Card, Bank Wire, Local Bank Transfer, and Online Bank Transfer.

Bank Transfer

Other E-Wallets Supported

Skrill, Neteller, Google pay, Apple pay

No


Icon

Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Education, Trading Guides, Trading Tools, Research

StockScreener - Intuitive tool to explore the markets


Icon

Fees & Commissions

Trading-Related Fees

Spread- 1.3 pips

UK & US shares, funds, ETFs, bonds and gilts - £3.99, Other international shares - £9.99 / £5.99 (Super Investor), Dividend reinvestment - £0.99, For value over £100,000 - 0.04% of trade value, Buying / Selling other international shares - £9.99, For value over £25,000 - 0.10% of trade value, International trading fees for super investors - £5.99

Spread (typical, fixed, variable)

Typical

Info not available

Per Lot Fees

NA

£ 3.99 per trade

Options Contract Fees

NA

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

1000:1

Info not available


Icon

Non-Trading Fees

Dormant Fees

$50

$0

Subscription Fees (for premium features, data feeds)

NA

Super Investor plan - £ 19.99 per month Super Investor + SIPP = £29.99 per month

Advisory Fees

$30

$0

Swap Fees (Overnight Financing)

No

NA

Statement or Document Fee

NA

NA

Account Opening Fee

$0

NA

Account Maintenance Fee

$25

Administrative charges Share certificate withdrawal - £ 35 + VAT - Per certificate Failed payments or late settlement - £ 25 Paper documents - £ 3 + VAT per document Contract notes sent by post - £ 1.50 + VAT per document VCTs processing charge - £ 30 per application

Deposit Fee

$0

£ 0

Currency Conversion Fee

$0

Value converted FX charge £ 0 - £ 24,999.99 1.5% £ 25,000 - £ 49,999.99 1.25% £ 50,000 - £ 99,999.99 1.00% £ 100,000 - £ 599,999.99 0.50% £ 600,000 or more 0.25%

Withdrawal Fee

$0

Urgent withdrawals cost - £15


Icon

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

No

Yes


Icon

Trading Hours

Trading Hours (for each asset class if applicable)

Varies by product

UK- Pre-market: 7 AM - 9:30 AM After-hours: 4:05 PM - 8 PM


Icon

Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/5

7.45am to 5.30pm (GMT) Monday - Friday

Customer Support Methods (phone, email, live chat)

WhatsApp: +44 7537 432259 (message only), Email: [email protected], Live chat, Request a call

Tel: 0345 607 6001 From abroad: +44 113 346 2309

Support Languages

7

1


Icon

Additional Information

Headquarters Location

London, United Kingdom

Leeds One Embankment, Neville Street, Leeds, LS1 4DW

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
While FXCM maintains low trading fees with no minimum deposit, interactive investor includes some charges for premium features and certain asset trades, making FXCM the better option for budget-focused traders.
While FXCM prioritizes fast registration with minimal steps, interactive investor focuses on a thorough vetting process that gives more flexibility in choosing account types and features.
If you're trading on-the-go, FXCM mobile platform is fluid and intuitive. interactive investor desktop and web apps are more robust, making them suitable for in-depth trading sessions.
FXCM is geared toward frequent trading and analytics, while interactive investor fits those who value simplicity and guided experiences.