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Interactive Investor vs Spreadex : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
Interactive Investor
Spreadex
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
None
STP
Years of Existence / Established Year
1995
1999
Customer Base / Number of Accounts
over 430,000
60,000+ traders
Regulation & Security
Regulations (governing bodies)
FCA
FCA
Awards Won (count for the last 2 years)
Best Stocks and Shares ISA - The Times Money Mentor Awards 2024 Boring Money Best Buy ISA - AIC Shareholder Engagement Award 2024 Boring Money Best Buy Pension - AIC Shareholder Engagement Award 2024 Best online stock broker 2023 - ADVFN International Financial Awards
Best Spread Betting Broker - by Good Money Guide Awards 2024 Best Mobile Trading App 2024 - ADVFN International Financial Awards
Security Measures
FSCS
FSCS
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
No
Yes
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
43,000 + funds, Shares, Glits
10,000 trading assets
Currency Pairs
Yes
Yes
Commodities
Yes
Yes
Indices
Yes
Yes
Cryptocurrencies
No
Yes
CFDs
No
Yes
ETFs
Yes
Yes
Stocks
Yes
Yes
Options
No
No
Futures
No
No
Bonds
Yes
Yes
Mutual Funds
Yes
No
Fractional Shares
Exchange Traded Notes (ETNs)
No
No
Precious Metals
Yes
Yes
Real Estate Investment Trusts (REITs)
Yes
No
Equities
No
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
No
No
MT5
No
No
cTrader
No
No
Social Trading
No
Copy Trading
No
No
Other Trading Platforms (proprietary, etc.)
Online ii Community - for social trading
Spreadex TradingView
Platform Compatibility (Windows, Mac, iOS, Android)
Yes only Web
Yes
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
Trading Account SIPP Stocks & Shares ISA Junior ISA Cash Savings Managed ISA Joint Trading Account Company Account
Spread betting Financial trading
Demo Account (Yes/No)
No
No
Islamic Accounts (Yes/No)
No
No
Minimum Deposit
Euro 250
€0
Leverage Available
Info not available
30:1
Trade Limit (maximum per trade)
Varies for each product
Varies by instrument
Commission (per account type)
Monthly fee ISA / Trading account - £ 4.99 for investment upto £ 50,000 - £ 11.99 (no limit) SIPP - £ 5.99 for investment upto £50,000 - £12.99 (no limit) ISA + Trading Account + SIPP - £ 9.99 for investment upto £75,000 - £ 21.99 (no limit)
€2.50 per lot
Best Suited For (e.g., beginners, experienced traders)
Beginners
Only experienced
Deposit & Withdrawal Options
Deposit Methods
Cash savings Ac - Bank transfer Debit cards Cheque Payit from Natwest
Easy Bank transfer UK Debit cards Credit card E-wallets
Withdrawal Methods
Bank Transfer
Bank Transfer Credit / Debit Cards
Other E-Wallets Supported
No
Apple Pay
Tools & Educational Resources
Economic Calendar
Yes
Yes
Tools & Educational Resources (tutorials, webinars, market news, etc.)
StockScreener - Intuitive tool to explore the markets
Customisable platform 35+ technical indicators Price alerts
Fees & Commissions
Trading-Related Fees
UK & US shares, funds, ETFs, bonds and gilts - £3.99, Other international shares - £9.99 / £5.99 (Super Investor), Dividend reinvestment - £0.99, For value over £100,000 - 0.04% of trade value, Buying / Selling other international shares - £9.99, For value over £25,000 - 0.10% of trade value, International trading fees for super investors - £5.99
Spread starts from 0.6 pips
Spread (typical, fixed, variable)
Info not available
Variable
Per Lot Fees
£ 3.99 per trade
NA
Options Contract Fees
NA
NA
Futures Contract Fees
NA
NA
Markup Fees on Spread
NA
NA
Guaranteed Stop Loss Fees
NA
NA
Maximum Leverage
Info not available
30:1
Non-Trading Fees
Dormant Fees
$0
1 per month
Subscription Fees (for premium features, data feeds)
Super Investor plan - £ 19.99 per month Super Investor + SIPP = £29.99 per month
€0
Advisory Fees
$0
€0
Swap Fees (Overnight Financing)
NA
Yes
Statement or Document Fee
NA
€0
Account Opening Fee
NA
€0
Account Maintenance Fee
Administrative charges Share certificate withdrawal - £ 35 + VAT - Per certificate Failed payments or late settlement - £ 25 Paper documents - £ 3 + VAT per document Contract notes sent by post - £ 1.50 + VAT per document VCTs processing charge - £ 30 per application
€0
Deposit Fee
£ 0
€0
Currency Conversion Fee
Value converted FX charge £ 0 - £ 24,999.99 1.5% £ 25,000 - £ 49,999.99 1.25% £ 50,000 - £ 99,999.99 1.00% £ 100,000 - £ 599,999.99 0.50% £ 600,000 or more 0.25%
Info not available
Withdrawal Fee
Urgent withdrawals cost - £15
€0
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
No
Customer Benefits (e.g., Retirement Plan)
Yes
No
Trading Hours
Trading Hours (for each asset class if applicable)
UK- Pre-market: 7 AM - 9:30 AM After-hours: 4:05 PM - 8 PM
Monday: 24 hours Tuesday: 24 hours Wednesday: 24 hours Thursday: 24 hours Friday: 00:00 to 21.15 Saturday: Closed Sunday: 21:00 to 00:00Out of Hours trading: US stock market between 2:30pm to 9pm
Customer Support
Support Hours (e.g., 24/7, weekdays only)
7.45am to 5.30pm (GMT) Monday - Friday
7 days a week 8:00am to 5:30pm
Customer Support Methods (phone, email, live chat)
Tel: 0345 607 6001 From abroad: +44 113 346 2309
Financial Desk: 08000 526 570 +44 (0) 727 895 151General Enquiries: +44 (0) 727 895 000E mail: [email protected]
Support Languages
1
1
Additional Information
Headquarters Location
Leeds One Embankment, Neville Street, Leeds, LS1 4DW
Churchill House, Upper, Marlborough Road, St Albans, Hertfordshire, AL1 3UU
Complaints (for crypto brokers)
No
No
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