Eightcap
Fees and spreads · Regulation checked: September 2026
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Eightcap fees and trading costs at a glance
$7
RAW ROUND TURN, FOREX
Eightcap offers two main live account pricing models: Standard and Raw. The Standard account has no trading commission, with spreads advertised from 1.0 pip. The Raw account starts from 0.0 pips and charges $3.50 per side, per standard lot on forex, or $7 for a full round turn. These are minimum advertised spreads, not average trading costs.
The actual cost depends on the live spread, any applicable commission, and potentially swap or other charges. This is important when comparing the cost of trading. Eightcap also lists a $100 minimum deposit, with MT4, MT5, TradingView, and TradeLocker among its supported platforms. See the full Eightcap trading Tools: Platforms & indicators for a better understanding of how to use them.
Risk warning: CFDs are complex, leveraged products and carry a high risk of losing money rapidly. Make sure you understand how CFDs work and whether you can afford the risk before trading.
Eightcap standard vs raw account pricing
The main difference between the two accounts is how the trading cost is presented.
| Standard vs Raw account pricing | ||
|---|---|---|
| Features | Standard | Raw |
| Spread | From 1.0 pip | From 0.0 pips |
| Forex commission | No commission | $3.50 per side per standard lot |
| Forex round-turn commission | None | $7 |
| Minimum deposit | $100 | $100 |
| Platforms | MT4, MT5, TradingView, TradeLocker | MT4, MT5, TradingView, TradeLocker |
Eightcap’s standard account has no separate commission, with spreads advertised from 1.0 pip. The raw account offers spreads from 0.0 pips but charges a $3.50 commission per side on forex. This means Raw is not commission-free. Part of the trading cost comes from the spread and part from the commission.
The lower-cost option depends on the live spread and how you trade. With raw, you pay the live spread plus the commission, while standard includes the trading cost in the spread. Eightcap does not publish average spreads, so the advertised minimum alone does not show the typical cost. Before choosing a live account, traders can also review the Eightcap demo account to familiarise themselves with the available platforms.
How much does Eightcap charge for forex trading?
For forex, Eightcap’s raw account charges $3.50 per side per standard lot, giving a $7 round-turn commission when both the opening and closing sides are included. The spread is charged separately.
The Standard account does not charge a separate forex commission. Instead, its advertised spread starts from 1.0 pip. So the basic cost structure is:
That formula is more useful than focusing only on the advertised minimum spread because the actual spread can change with market conditions.
Eightcap provides access to forex alongside indices, commodities, shares and crypto CFDs. Crypto trading is through CFDs, not direct ownership of the underlying cryptocurrency.
Eightcap spreads: What traders actually pay
Eightcap advertises spreads from 0.0 pips on its raw account and from 1.0 pip on standard. These are the lowest advertised spreads, not the average spreads traders can expect to pay. In practice:
The actual spread varies by instrument and market conditions. It can widen during periods of high volatility or lower liquidity. For a more realistic view of trading costs, check the current spread for the specific instrument before opening a position.
Eightcap raw account commission explained
The raw account charges $3.50 per side per standard lot for forex. Opening a position represents one side of the commission, while closing it represents the other. That gives:
$3.50
Opening
+
$3.50
Closing
=
$7
Round turn
The commission is therefore separate from the spread.
A trader using the raw account needs to consider both when calculating the cost of a forex trade. Share CFD commissions work differently from the standard forex commission structure. Eightcap’s instrument pages show that commissions can apply to individual share CFDs and vary by instrument.
For example, current Eightcap specifications for US-listed shares show a $2 per lot, per-side commission on the instruments displayed. Because share-CFD pricing can vary by instrument and market, traders should check the individual instrument specification rather than applying the forex $3.50 figure to shares.
Eightcap standard account trading costs
The standard account is commission-free for the standard forex pricing structure. Its advertised spread starts from 1.0 pip. This makes the calculation more straightforward:
There is no separate forex commission to add to the trade.
However, commission-free does not mean cost-free. The spread remains a trading cost, and the actual spread may differ from the advertised minimum. The standard structure can therefore be easier to understand for traders who prefer to see the trading cost primarily through the spread rather than combining a spread with a separate commission.
Eightcap overnight swap and financing fees
Holding a CFD position overnight can result in either a swap charge or a swap credit. The result depends on the instrument and whether the position is long or short. Rates can also vary between different markets.
Payable by the trader
Swap charge
Swap charges are applied when the overnight financing cost is payable by the trader.
Paid to the trader
Swap credit
Swap credits may apply when the financing calculation results in a credit to the trader.
Eightcap does not use one fixed rate across all CFDs.
In MT4 and MT5, traders can check the current long and short swap rates in the instrument’s specifications. Because these rates vary, it is better to check the specific instrument before holding a CFD overnight rather than relying on a single broker-wide figure.
Eightcap deposit and withdrawal costs
Eightcap states that its listed payment methods have no internal fees for deposits and withdrawals. However, third-party payment providers may have their own charges or terms. Its published payment limits include:
| Deposit limits by method | |
|---|---|
| Method | Deposit limit |
| Visa/Mastercard | $100 to $50,000 |
| PayPal | $100 to $10,000 |
| Skrill | $100 to $50,000 |
| Neteller | $100 to $50,000 |
| Crypto | $100 to $50,000 |
| Bank wire | No stated deposit limit |
Withdrawals: Several listed methods have a $50 minimum withdrawal.
The exact payment options and limits can depend on the client’s country. For the complete funding-method table, limits, and processing information, see our Eightcap minimum deposit review.
Does Eightcap charge inactivity or maintenance fees?
Eightcap’s public account information describes the accounts as having no ongoing maintenance costs, and its published material states that it does not charge an inactivity fee.
Eightcap’s published position
No inactivity fee
Eightcap’s public account information describes the accounts as having no ongoing maintenance costs, and its published material states that it does not charge an inactivity fee.
Check your account
Terms can vary
However, account terms can vary according to the Eightcap entity and applicable client agreement. Traders should therefore check the terms that apply to their particular account and jurisdiction.
This means traders should not add a routine inactivity charge to their cost calculation based solely on leaving an account unused.
However, account terms can vary according to the Eightcap entity and applicable client agreement. Traders should therefore check the terms that apply to their particular account and jurisdiction.
How to calculate the total cost of an Eightcap trade?
The basic calculation depends on the account type and whether the position is held overnight.
Standard account
Raw account
For a standard forex trade on the Raw account, the verified commission component is $3.50 per side per standard lot, or $7 for the complete round turn. The live spread is then added to that amount.
The important limitation is that Eightcap does not publish an average spread. Swap rates are also instrument-specific. That means there is no responsible way to give a single universal figure for the total cost of one Eightcap trade without knowing the instrument, position size, live spread, account type, and whether the trade remains open overnight.
The useful approach is therefore to calculate each component separately rather than rely on a headline spread.
How to reduce trading costs on Eightcap?
Reducing trading costs starts with knowing which charges apply to your trading style.
Choose the right account: Standard includes the trading cost in the spread, while Raw combines the spread with a separate commission. Compare the costs based on how you trade and the live spread.
Check the live spread: Minimum advertised spreads are not average spreads. Check the current spread before opening a trade.
Consider overnight costs: If you do not plan to hold a position overnight, closing it before the relevant cut-off can help avoid overnight financing charges. If you do hold it, check the current swap rates first.
Check currency conversion: Currency conversion may add to your overall trading costs, depending on the transaction.
Use the instrument specifications: Check the platform’s contract or symbol details for costs that apply to the specific market you are trading.
The goal is to understand and manage your costs. Lower fees do not guarantee higher profits and do not remove the risks of leveraged CFD trading.
Conclusion
Eightcap’s pricing structure is relatively straightforward: The standard account has no separate forex commission and spreads from 1.0 pip, while the raw account starts from 0.0 pips and charges $3.50 per side per standard lot on forex.
Eightcap publishes minimum spreads, not an average spread. So the 0.0-pip Raw figure and 1.0-pip Standard figure should not be treated as the typical cost of trading. The actual spread depends on the instrument and market conditions. Overnight costs also need to be checked at instrument level because swap rates vary.
Eightcap provides the relevant information through its trading platforms rather than one universal swap figure. For the wider safety, regulation, and account-entity picture, see our full Eightcap review.
Risk warning: CFDs are complex leveraged products and carry a high risk of losing money rapidly. Consider whether you understand the risks before trading.
Pro tip
Before placing a trade, open the instrument’s specifications in your platform and check the live spread plus both long and short swap figures. Add the applicable commission if you are using the raw account. Those figures give you a much more useful picture of your potential trading cost than a headline from 0.0 pips spread.
FAQs
1. What are Eightcap trading fees?
Eightcap’s main forex pricing structures are standard and raw. Standard has no separate forex commission and spreads from 1.0 pip. Raw spreads start from 0.0 pips, and the forex commission is $3.50 per side per standard lot. Swap and other applicable costs may also affect the total cost.
2. How much is Eightcap’s raw account commission?
Eightcap’s Raw account charges $3.50 per side per standard lot for forex, equivalent to $7 for a full round turn. The spread is charged separately.
3. Is Eightcap standard or raw account cheaper?
There is no universal answer. Standard has a wider advertised minimum spread but no separate forex commission, while raw has a lower advertised minimum spread plus commission. The actual comparison depends on the live raw spread and the way the account is used.
4. What is the average Eightcap spread?
Eightcap publishes as low as minimum spreads rather than an average spread. Its current account comparison lists spreads from 1.0 pip on standard and from 0.0 pips on raw. It does not provide an average figure that can be used as a typical trading-cost assumption.
5. Does Eightcap charge overnight fees?
Yes, swap or financing charges can apply when CFD positions are held beyond the relevant daily cut-off. The amount varies by instrument and position direction, so traders should check the current long and short swap figures in their trading platform.
6. Does Eightcap charge deposit or withdrawal fees?
Eightcap states that its listed payment methods have no internal fees. Third-party payment providers may apply their own charges. Payment limits and withdrawal minimums also vary by method and country.
7. Does Eightcap have an inactivity fee?
Eightcap’s public trading material states that it has no ongoing maintenance costs and has stated that it does not charge an inactivity fee. Account terms can vary by entity and jurisdiction, so clients should check the agreement applicable to their account.
8. Are Eightcap fees competitive with other forex brokers?
Eightcap offers two clearly defined pricing structures, but this review does not rank it against competitors. The more useful comparison is between the live spread, commission, and financing costs that apply to the particular instrument and account.
9. How much does it cost to trade one lot with Eightcap?
There is no single total cost for one lot. On the raw forex account, the commission is $3.50 per side, or $7 round-trip, but the live spread and any applicable swap must also be considered. Standard has no separate forex commission, but the spread remains a cost.
10. Which Eightcap account has the lowest trading costs?
Neither account can be labelled universally cheaper. Raw combines a lower advertised minimum spread with a separate commission, while Standard has no separate forex commission but a higher advertised minimum spread. The actual cost depends on the live spread and trading activity.
11. Can Eightcap spreads increase during volatile markets?
Yes, the advertised spread is a minimum, not a guaranteed average. Variable spreads can change with market conditions, including periods of higher volatility or lower liquidity.
12. What other costs should Eightcap traders consider?
Depending on the trade, traders should consider the spread, applicable commission, overnight swap or financing charges, and any relevant payment or currency-conversion costs. Checking the instrument specification and live pricing before trading gives a more useful cost estimate than relying on the headline minimum spread.
