ATC Brokers vs XTB : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

ATC Brokers

XTB

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

ECN broker

Market maker

Years of Existence / Established Year

2005

2002

Customer Base / Number of Accounts

No information

2 Million

Regulation & Security

Regulations (governing bodies)

FCA and CIMA

FCA, KNF, CySEC, DFSA, BaFin, FSCA, and FSC.

Awards Won (count for the last 2 years)

No major awards listed

Best for low cost ISA 2025, Best CFD Broker of 2025, Europe's fastest growing company 2025, Highly Recommended Finder Awards 2024,

Security Measures

No information

FSCS

SSL Encryption / 2FA

Yes

Segregated Funds

Yes

Negative Balance Protection

Yes

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

11400+ trading instruments, including an investment plan

Currency Pairs

Yes

Commodities

Yes

Indices

Yes

Cryptocurrencies

Yes

CFDs

Yes

ETFs

Yes

Stocks

Yes

Options

Futures

Bonds

Mutual Funds

Fractional Shares

Yes

Exchange Traded Notes (ETNs)

Precious Metals

Yes

Real Estate Investment Trusts (REITs)

Equities

Yes

Trading Platforms & Technology

Trading Platform Availability

Yes

MT4

Yes

MT5

cTrader

Social Trading

Yes

Copy Trading

Yes

Other Trading Platforms (proprietary, etc.)

Proprietary MT Pro

X station

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Individual, joint or corporate trading account

Standarad, Professional

Demo Account (Yes/No)

Yes

Islamic Accounts (Yes/No)

Yes

Minimum Deposit

2,000 USD, EUR or GBP

Leverage Available

2:1 to 200:1

1:2 to 1:500

Trade Limit (maximum per trade)

Unlimited

Depends on assets class

Commission (per account type)

Best Suited For (e.g., beginners, experienced traders)

Beginners and experienced traders

Beginners to experienced traders

Deposit & Withdrawal Options

Deposit Methods

Bank wire transfer, Crypto

bank transfers, credit and debit cards, e-wallets

Withdrawal Methods

Bank wire transfer, Crypto

bank transfers, credit and debit cards, e-wallets

Other E-Wallets Supported

Skrill, Neteller

Tools & Educational Resources

Economic Calendar

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learn to trade, Economic calendar, Market insights, Market News

Educational Articles and Market Articles

Fees & Commissions

Trading-Related Fees

Mini Contract (10,000 lot size): $0.60 round turn, Standard Contract (100,000 lot size): $6.00 round turn

Spread 0.1 to 0.8 pips, Stock transfer fee- USD 25, ETF commission- 0.2%

Spread (typical, fixed, variable)

Variable

Per Lot Fees

0.08% per lot, or 0.16% per round turn

Options Contract Fees

Futures Contract Fees

Markup Fees on Spread

Guaranteed Stop Loss Fees

Maximum Leverage

200:1

(1:500)

Non-Trading Fees

Dormant Fees

$50 of 6 months of inactivity

Charges apply 12 months of inactivity

Subscription Fees (for premium features, data feeds)

Advisory Fees

0% advisory fee for cash-enhanced portfolio, 0.30% annual advisory fee for market-focused portfolio, 0.75-0.85% annual advisory fee for personal advice

Swap Fees (Overnight Financing)

Yes

Statement or Document Fee

Account Opening Fee

Account Maintenance Fee

Deposit Fee

Bank wire- $0, Crypto- 1.00%

$0- Bank transfer, Visa, Mastercard, or Maestro, 2% fee for deposits via Skrill.

Currency Conversion Fee

Depends on the bank and the specific transaction

0.50%

Withdrawal Fee

International EUR/ USD/ CAD - $30/ 40/ 40, Crypto- 0.20% fee

$0 - above $50, £5 or $20 fee for withdrawals below £50 or $50

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Customer Benefits (e.g., Retirement Plan)

Trading Hours

Trading Hours (for each asset class if applicable)

Forex- 5:05 PM EST to Friday at 5:00 PM EST, Metals- Sunday at 6:00 PM EST and 5:00 PM EST and re-opens at 6:00 PM ES

22:00 on Sunday to 21:00 on Friday GMT.

Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/7

(24/5)

Customer Support Methods (phone, email, live chat)

Phone: + 44 20 3318 1399, Email: [email protected], Live chat

Phone: +48 222 739 976, Live chat, E-mail: [email protected]

Support Languages

Additional Information

Headquarters Location

London, England, United Kingdom .

Poland

Complaints (for crypto brokers)

At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.

While ATC Brokers maintains low trading fees with no minimum deposit, XTB includes some charges for premium features and certain asset trades, making ATC Brokers the better option for budget-focused traders.

New users will likely find ATC Brokers sign-up process more intuitive. Meanwhile, XTB takes a more regulated path to onboarding, which could benefit traders seeking high capital limits and detailed agreements.

If you're looking for platform speed and ease of execution, ATC Brokers delivers a smooth experience. XTB, however, is tailored toward traders who want deeper analysis tools and portfolio insights.

Those seeking technical depth may prefer ATC Brokers, while XTB shines with intuitive design and streamlined features.

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