Fidelity vs ATC Brokers

Broker Name

Fidelity

ATC Brokers

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

STP broker

ECN broker

Years of Existence / Established Year

1946

2005

Customer Base / Number of Accounts

51.4 million

No information

Regulation & Security

Regulations (governing bodies)

SEC, MSRB, FINRA

FCA and CIMA

Awards Won (count for the last 2 years)

Best Online Broker for Beginning Investors 2024, Rated #1 for Overall Broker 2024, Best Online Broker 2023

No major awards listed

Security Measures

FDIC , SIPC

No information

SSL Encryption / 2FA

Yes

Segregated Funds

Yes* Restriction for some clients

Yes

Negative Balance Protection

Yes

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

10000+ mutual funds including fixed income, CDs, Annuities, life insurance, long-term Care Planning, 529 Plans IRAs, Health Savings Account

Currency Pairs

Yes

Commodities

Yes

Indices

Yes

Cryptocurrencies

Yes

CFDs

ETFs

Yes

Stocks

Yes

Options

Yes

Futures

Bonds

Yes

Mutual Funds

Yes

Fractional Shares

Yes

Exchange Traded Notes (ETNs)

Precious Metals

Yes

Real Estate Investment Trusts (REITs)

Equities

Yes

Trading Platforms & Technology

Trading Platform Availability

Yes

MT4

Yes

MT5

cTrader

Social Trading

Yes

Copy Trading

Yes

Other Trading Platforms (proprietary, etc.)

Trading dashboard, Fidelity mobile, Active Trader Pro

Proprietary MT Pro

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Fidelity® Cash Management Account., The Fidelity Account, Individual Retirement Account (IRA), 529 College Savings Account., Fidelity HSA, Custodial Account (UGMA/UTMA)

Individual, joint or corporate trading account

Demo Account (Yes/No)

Yes

Islamic Accounts (Yes/No)

Minimum Deposit

2,000 USD, EUR or GBP

Leverage Available

2:1 to 200:1

Trade Limit (maximum per trade)

Depends on assets class

Unlimited

Commission (per account type)

Best Suited For (e.g., beginners, experienced traders)

Beginners and experienced traders

Deposit & Withdrawal Options

Deposit Methods

ATM/debit card, Deposits eligible for FDIC insurance, Cash Manager, Fidelity Mobile, Bill Pay, Check writing, Automatic investments, Automatic withdrawals, Direct deposit, Electronic funds transfer (EFT), e-wallets

Bank wire transfer, Crypto

Withdrawal Methods

Electronic funds transfer (EFT), Bank wire, Paper check, Paper bill varies by account types

Bank wire transfer, Crypto

Other E-Wallets Supported

Venmo or PayPal

Tools & Educational Resources

Economic Calendar

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Research and Tools, Investment Education, Webinars and Online Courses, Market News and Insights, Retirement and Planning Tools

Learn to trade, Economic calendar, Market insights, Market News

Fees & Commissions

Trading-Related Fees

Commission for U.S stocks, ETFs, Options- $0, Mutual funds- $49.95, Crypto spread- 1.0 pip, Margin liquidation -$32.95 per liquidation, Stock certificate transfer and ship $10 Per Certificate

Mini Contract (10,000 lot size): $0.60 round turn, Standard Contract (100,000 lot size): $6.00 round turn

Spread (typical, fixed, variable)

Variable

Per Lot Fees

Options Contract Fees

$0.65/ Contract fee

Futures Contract Fees

Markup Fees on Spread

Guaranteed Stop Loss Fees

Maximum Leverage

200:1

Non-Trading Fees

Dormant Fees

$50 of 6 months of inactivity

Subscription Fees (for premium features, data feeds)

Advisory Fees

Swap Fees (Overnight Financing)

Yes

Statement or Document Fee

Account Opening Fee

Account Maintenance Fee

Deposit Fee

Bank wire- $0, Crypto- 1.00%

Currency Conversion Fee

$50/ per trade

Depends on the bank and the specific transaction

Withdrawal Fee

Wire transfer-$3

International EUR/ USD/ CAD - $30/ 40/ 40, Crypto- 0.20% fee

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Trading Hours

Trading Hours (for each asset class if applicable)

Premarket session -7:00 a.m. to 9:28 a.m. ET.

Forex- 5:05 PM EST to Friday at 5:00 PM EST, Metals- Sunday at 6:00 PM EST and 5:00 PM EST and re-opens at 6:00 PM ES

Customer Support

Support Hours (e.g., 24/7, weekdays only)

8:30 a.m. - 8:30 p.m. ET , Monday- Friday

24/7

Customer Support Methods (phone, email, live chat)

Phone: 800-343-0860, 800-835-5095, Live chat, Login for personalized help, FAQs

Phone: + 44 20 3318 1399, Email: [email protected], Live chat

Support Languages

Additional Information

Headquarters Location

Boston, MA

London, England, United Kingdom .

Complaints (for crypto brokers)

At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.

If minimizing trading costs is your top priority, Fidelity might be more attractive due to its lower commissions. Meanwhile, ATC Brokers justifies its moderate fees with more robust tools and professional-grade features.

Creating an account with Fidelity is generally faster and more user-friendly, often taking just a few minutes, while ATC Brokers requires more detailed steps and identity verification, which may suit more cautious investors.

If you're trading on-the-go, Fidelity mobile platform is fluid and intuitive. ATC Brokers desktop and web apps are more robust, making them suitable for in-depth trading sessions.

Fidelity supports complex strategies and asset diversity, while ATC Brokers offers clarity and low-cost access for long-term holders.

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