Freetrade vs Fineco Bank : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Freetrade

Fineco Bank

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

STP broker

Years of Existence / Established Year

2016

1999

Customer Base / Number of Accounts

1.5 M

1.4M

Regulation & Security

Regulations (governing bodies)

FCA

FCA, PRA Bank of Italy and Consob

Awards Won (count for the last 2 years)

Best Online trading platform 2024

Winner of EMAS Italia 2023 Best in ESG in MF investment and advisor awards 2023 Sustainability leaders 2023

Security Measures

Yes

SIPC & FSCS

SSL Encryption / 2FA

Yes

Segregated Funds

Yes

Negative Balance Protection

Yes

NBP for derivatives not available for professional traders

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

6200+ U.S Treasury Bills, Investment trust

6000+ financial products including ETCs

Currency Pairs

Yes

Commodities

Yes

Indices

Yes

Cryptocurrencies

Yes

CFDs

Yes

ETFs

Yes

Stocks

Yes

Options

Yes

Futures

Yes

Bonds

Yes

Mutual Funds

Yes

Fractional Shares

Yes

Exchange Traded Notes (ETNs)

Yes

Precious Metals

Yes

Real Estate Investment Trusts (REITs)

Yes

Equities

Yes

Trading Platforms & Technology

Trading Platform Availability

Yes

MT4

MT5

cTrader

Social Trading

Yes

Copy Trading

Yes

Other Trading Platforms (proprietary, etc.)

Freetrade web and mobile trading platform

PowerDesk Fineco App

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes (except iOS)

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

General investment account, Stocks and shares ISA, Personal pension account

Fineco Account Trading Account

Demo Account (Yes/No)

Islamic Accounts (Yes/No)

Minimum Deposit

Euro 0

Leverage Available

100:1

Trade Limit (maximum per trade)

depends on asset class

CFDs Min 2% to Max 6% for intraday trading Min 7% to Max 100% for multiday trading

Commission (per account type)

Best Suited For (e.g., beginners, experienced traders)

Beginners to experienced traders

Beginners & experienced

Deposit & Withdrawal Options

Deposit Methods

Bank transfer, debit card, Apple pay, google pay

Bank transfer Credit / Debit cards

Withdrawal Methods

Linked bank account

Bank transfer Credit / Debit cards

Other E-Wallets Supported

Apple pay , google pay

Tools & Educational Resources

Economic Calendar

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learn (Trading Education), Freetrade Blog (Market Insights), Webinars, Investing Guides, Video Tutorials, Community Forum

Margination Automatic Orders Multicurrency Multiple Filters Remunerated Portfolio Video guides & online webinars

Fees & Commissions

Trading-Related Fees

FX fee of 0.59%

CFD Stocks - Euro 0 CFD Indices - Euro 0 CFD Commodities -Euro 0 CFD Forex - Euro0 CFD Crypto -Euro 0 Knock out - Euro 0 ETF promotion -Euro 0 Certificates - Euro 0 Euro 3.95 per order on investments

Spread (typical, fixed, variable)

Variable

Per Lot Fees

Up to Euro 0.85 and $1 per lot

Options Contract Fees

IDEM options - Euro 1.95 EUREX Options - Euro 1.95 CBOE Options - $1.95

Futures Contract Fees

Futures IDEM - Euro 1.95 EUREX Futures - Euro 0.95 CME Futures - $1

Markup Fees on Spread

Guaranteed Stop Loss Fees

Maximum Leverage

100:1

Non-Trading Fees

Dormant Fees

Euro 0

Subscription Fees (for premium features, data feeds)

0.25%

Advisory Fees

Swap Fees (Overnight Financing)

Statement or Document Fee

Account Opening Fee

Account Maintenance Fee

£10.97

Euro 2.95 per month

Deposit Fee

£5

Currency Conversion Fee

Exchange rate + 0.99%

Withdrawal Fee

£5

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Trading Hours

Trading Hours (for each asset class if applicable)

Monday to Friday: 8:00 AM - 4:30 PM GMT Monday to Friday: 9:30 AM - 4:00 PM ET (2:30 PM - 9:00 PM GMT) European Market Hours- Monday to Friday: 9:00 AM - 5:30 PM CET (8:00 AM - 4:30 PM GMT)

Depends on the assets type

Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/5

Customer Support Methods (phone, email, live chat)

Help hub, community forum, E-mail, Social media

UK - 08006406667 Abroad - +44 (0) 20 7065 7557 Monday to Friday, from 10:00 am to 6:30 pm.Email: mailto:[email protected]

Support Languages

Additional Information

Headquarters Location

Level 2, The Truman Brewery, 91 Brick Lane, London, England, E1 6QL

Rivoluzione d'Ottobre 16, Reggio Emilia, Italy 42123

Complaints (for crypto brokers)

At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.

While Freetrade maintains low trading fees with no minimum deposit, Fineco Bank includes some charges for premium features and certain asset trades, making Freetrade the better option for budget-focused traders.

While Freetrade prioritizes fast registration with minimal steps, Fineco Bank focuses on a thorough vetting process that gives more flexibility in choosing account types and features.

Freetrade integrates well with algorithmic trading tools and third-party plugins. In contrast, Fineco Bank emphasizes educational content and built-in research features within its platform.

Freetrade is geared toward frequent trading and analytics, while Fineco Bank fits those who value simplicity and guided experiences.

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