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Fineco Bank vs Spreadex : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Fineco Bank

Fineco Bank

VS
Spreadex

Spreadex

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

NA

STP

Years of Existence / Established Year

1999

1999

Customer Base / Number of Accounts

1.4M

60,000+ traders


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Regulation & Security

Regulations (governing bodies)

FCA, PRA Bank of Italy and Consob

FCA

Awards Won (count for the last 2 years)

Winner of EMAS Italia 2023 Best in ESG in MF investment and advisor awards 2023 Sustainability leaders 2023

Best Spread Betting Broker - by Good Money Guide Awards 2024 Best Mobile Trading App 2024 - ADVFN International Financial Awards

Security Measures

SIPC & FSCS

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

NBP for derivatives not available for professional traders

Yes


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

6000+ financial products including ETCs

10,000 trading assets

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

Yes

Yes

CFDs

Yes

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

Yes

No

Futures

Yes

No

Bonds

Yes

Yes

Mutual Funds

Yes

No

Fractional Shares

Yes

No

Exchange Traded Notes (ETNs)

Yes

No

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

Yes

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

No

MT5

No

No

cTrader

No

No

Social Trading

No

No

Copy Trading

No

No

Other Trading Platforms (proprietary, etc.)

PowerDesk Fineco App

Spreadex TradingView

Platform Compatibility (Windows, Mac, iOS, Android)

Yes (except iOS)

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Fineco Account Trading Account

Spread betting Financial trading

Demo Account (Yes/No)

No

No

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

Euro 0

€0

Leverage Available

100:1

30:1

Trade Limit (maximum per trade)

CFDs Min 2% to Max 6% for intraday trading Min 7% to Max 100% for multiday trading

Varies by instrument

Commission (per account type)

NA

€2.50 per lot

Best Suited For (e.g., beginners, experienced traders)

Beginners & experienced

Only experienced


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Deposit & Withdrawal Options

Deposit Methods

Bank transfer Credit / Debit cards

Easy Bank transfer UK Debit cards Credit card E-wallets

Withdrawal Methods

Bank transfer Credit / Debit cards

Bank Transfer Credit / Debit Cards

Other E-Wallets Supported

No

Apple Pay


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Margination Automatic Orders Multicurrency Multiple Filters Remunerated Portfolio Video guides & online webinars

Customisable platform 35+ technical indicators Price alerts


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Fees & Commissions

Trading-Related Fees

CFD Stocks - Euro 0 CFD Indices - Euro 0 CFD Commodities -Euro 0 CFD Forex - Euro0 CFD Crypto -Euro 0 Knock out - Euro 0 ETF promotion -Euro 0 Certificates - Euro 0 Euro 3.95 per order on investments

Spread starts from 0.6 pips

Spread (typical, fixed, variable)

Variable

Variable

Per Lot Fees

Up to Euro 0.85 and $1 per lot

NA

Options Contract Fees

IDEM options - Euro 1.95 EUREX Options - Euro 1.95 CBOE Options - $1.95

NA

Futures Contract Fees

Futures IDEM - Euro 1.95 EUREX Futures - Euro 0.95 CME Futures - $1

NA

Markup Fees on Spread

$0

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

100:1

30:1


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Non-Trading Fees

Dormant Fees

Euro 0

1 per month

Subscription Fees (for premium features, data feeds)

0.25%

€0

Advisory Fees

$0

€0

Swap Fees (Overnight Financing)

NA

Yes

Statement or Document Fee

$0

€0

Account Opening Fee

$0

€0

Account Maintenance Fee

Euro 2.95 per month

€0

Deposit Fee

$0

€0

Currency Conversion Fee

$0

Info not available

Withdrawal Fee

$0

€0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

No

No

Customer Benefits (e.g., Retirement Plan)

Yes

No


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Trading Hours

Trading Hours (for each asset class if applicable)

Depends on the assets type

Monday: 24 hours Tuesday: 24 hours Wednesday: 24 hours Thursday: 24 hours Friday: 00:00 to 21.15 Saturday: Closed Sunday: 21:00 to 00:00Out of Hours trading: US stock market between 2:30pm to 9pm


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/5

7 days a week 8:00am to 5:30pm

Customer Support Methods (phone, email, live chat)

UK - 08006406667 Abroad - +44 (0) 20 7065 7557 Monday to Friday, from 10:00 am to 6:30 pm.Email: mailto:[email protected]

Financial Desk: 08000 526 570 +44 (0) 727 895 151General Enquiries: +44 (0) 727 895 000E mail: [email protected]

Support Languages

2

1


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Additional Information

Headquarters Location

Rivoluzione d'Ottobre 16, Reggio Emilia, Italy 42123

Churchill House, Upper, Marlborough Road, St Albans, Hertfordshire, AL1 3UU

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
While Fineco Bank maintains low trading fees with no minimum deposit, Spreadex includes some charges for premium features and certain asset trades, making Fineco Bank the better option for budget-focused traders.
If speed and simplicity matter to you, Fineco Bank delivers a streamlined account setup. In contrast, Spreadex includes more documentation and KYC checks, which can delay access but ensures strong compliance.
Fineco Bank excels in real-time trade execution with minimal latency, whereas Spreadex complements its execution with strong analytical modules and educational support within the platform.
Fineco Bank supports complex strategies and asset diversity, while Spreadex offers clarity and low-cost access for long-term holders.