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Trading 212 vs Fineco Bank : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
Trading 212
Fineco Bank
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
STP broker
NA
Years of Existence / Established Year
2003
1999
Customer Base / Number of Accounts
3 million- lifetime funded account
1.4M
Regulation & Security
Regulations (governing bodies)
FCA, CySEC, ASIC, FSC
FCA, PRA Bank of Italy and Consob
Awards Won (count for the last 2 years)
No major awards listed
Winner of EMAS Italia 2023 Best in ESG in MF investment and advisor awards 2023 Sustainability leaders 2023
Security Measures
ICF
SIPC & FSCS
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
Yes
NBP for derivatives not available for professional traders
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
13,000+ Global stocks and ETFs
6000+ financial products including ETCs
Currency Pairs
Yes
Yes
Commodities
Yes
Yes
Indices
Yes
Yes
Cryptocurrencies
Yes
Yes
CFDs
Yes
Yes
ETFs
Yes
Yes
Stocks
Yes
Yes
Options
No
Yes
Futures
No
Yes
Bonds
No
Yes
Mutual Funds
No
Yes
Fractional Shares
Exchange Traded Notes (ETNs)
No
Yes
Precious Metals
No
Yes
Real Estate Investment Trusts (REITs)
Yes
No
Equities
No
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
No
No
MT5
No
No
cTrader
No
No
Social Trading
No
Copy Trading
Yes
No
Other Trading Platforms (proprietary, etc.)
Trading 212 web and mobile trading platform
PowerDesk Fineco App
Platform Compatibility (Windows, Mac, iOS, Android)
Yes
Yes (except iOS)
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
Invest, CFD, Stock ISA, and cash ISA
Fineco Account Trading Account
Demo Account (Yes/No)
Yes
No
Islamic Accounts (Yes/No)
No
No
Minimum Deposit
£1, €1, $1
Euro 0
Leverage Available
1:30
100:1
Trade Limit (maximum per trade)
Depends on the assets class
CFDs Min 2% to Max 6% for intraday trading Min 7% to Max 100% for multiday trading
Commission (per account type)
$0
NA
Best Suited For (e.g., beginners, experienced traders)
Beginners to experienced traders
Beginners & experienced
Deposit & Withdrawal Options
Deposit Methods
Bank transfer, Instant bank transfer, Card payments, Online banking PL, Carte Bleue, Blik, Direct e-banking, e-wallets
Bank transfer Credit / Debit cards
Withdrawal Methods
Bank transfer, Instant bank transfer, Card payments, Online banking PL, Carte Bleue, Blik, Direct e-banking, e-wallets
Bank transfer Credit / Debit cards
Other E-Wallets Supported
Apple Pay, Google Pay, PayPal, iDEAL
No
Tools & Educational Resources
Economic Calendar
No
Yes
Tools & Educational Resources (tutorials, webinars, market news, etc.)
Trading Academy, Market News and Analysis, Webinars, Video Tutorial, Trading Guides and eBooks
Margination Automatic Orders Multicurrency Multiple Filters Remunerated Portfolio Video guides & online webinars
Fees & Commissions
Trading-Related Fees
FX fees- 0.5%
CFD Stocks - Euro 0 CFD Indices - Euro 0 CFD Commodities -Euro 0 CFD Forex - Euro0 CFD Crypto -Euro 0 Knock out - Euro 0 ETF promotion -Euro 0 Certificates - Euro 0 Euro 3.95 per order on investments
Spread (typical, fixed, variable)
Variable
Variable
Per Lot Fees
NA
Up to Euro 0.85 and $1 per lot
Options Contract Fees
NA
IDEM options - Euro 1.95 EUREX Options - Euro 1.95 CBOE Options - $1.95
Futures Contract Fees
NA
Futures IDEM - Euro 1.95 EUREX Futures - Euro 0.95 CME Futures - $1
Markup Fees on Spread
NA
$0
Guaranteed Stop Loss Fees
NA
NA
Maximum Leverage
1:30
100:1
Non-Trading Fees
Dormant Fees
$0
Euro 0
Subscription Fees (for premium features, data feeds)
$0
0.25%
Advisory Fees
NA
$0
Swap Fees (Overnight Financing)
Yes
NA
Statement or Document Fee
NA
$0
Account Opening Fee
NA
$0
Account Maintenance Fee
$0
Euro 2.95 per month
Deposit Fee
0.70%
$0
Currency Conversion Fee
0.15%
$0
Withdrawal Fee
$0
$0
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
No
Customer Benefits (e.g., Retirement Plan)
No
Yes
Trading Hours
Trading Hours (for each asset class if applicable)
pre-market session from 04:00 - 09:30 ET, regular trading from 09:30 - 16:00 ET, after-hours session from 16:00 - 20:00 ET
Depends on the assets type
Customer Support
Support Hours (e.g., 24/7, weekdays only)
24/7
24/5
Customer Support Methods (phone, email, live chat)
Live chat, E-mail- [email protected] Phone- +447385762101
UK - 08006406667 Abroad - +44 (0) 20 7065 7557 Monday to Friday, from 10:00 am to 6:30 pm.Email: mailto:[email protected]
Support Languages
18+
2
Additional Information
Headquarters Location
Aldermary House, 10-15 Queen Street, London, EC4N 1TX.
Rivoluzione d'Ottobre 16, Reggio Emilia, Italy 42123
Complaints (for crypto brokers)
No
No
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