Select Your Brokers to Compare
Lightyear vs Spreadex : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
Lightyear
Spreadex
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
STP
STP
Years of Existence / Established Year
2020
1999
Customer Base / Number of Accounts
Info not available
60,000+ traders
Regulation & Security
Regulations (governing bodies)
FCA EFSA
FCA
Awards Won (count for the last 2 years)
No major awards listed
Best Spread Betting Broker - by Good Money Guide Awards 2024 Best Mobile Trading App 2024 - ADVFN International Financial Awards
Security Measures
SIPC, EIPSF Upto Euro 20,000
FSCS
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
No
Yes
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
US / EU / UK Stocks (3500+) Interest Money Market Funds Baltic Stocks Baltic Bonds
10,000 trading assets
Currency Pairs
No
Yes
Commodities
No
Yes
Indices
No
Yes
Cryptocurrencies
No
Yes
CFDs
No
Yes
ETFs
Yes
Yes
Stocks
Yes
Yes
Options
No
No
Futures
No
No
Bonds
Yes
Yes
Mutual Funds
No
No
Fractional Shares
Exchange Traded Notes (ETNs)
No
No
Precious Metals
Yes - through Exchange Traded Commodities
Yes
Real Estate Investment Trusts (REITs)
Yes - through REIT stocks
No
Equities
Yes
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
No
No
MT5
No
No
cTrader
No
No
Social Trading
No
Copy Trading
No
No
Other Trading Platforms (proprietary, etc.)
Lightyear's proprietary platform
Spreadex TradingView
Platform Compatibility (Windows, Mac, iOS, Android)
Yes
Yes
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
Personal Business
Spread betting Financial trading
Demo Account (Yes/No)
No
No
Islamic Accounts (Yes/No)
No
No
Minimum Deposit
$0
€0
Leverage Available
No
30:1
Trade Limit (maximum per trade)
Varies for each product
Varies by instrument
Commission (per account type)
Euro 0
€2.50 per lot
Best Suited For (e.g., beginners, experienced traders)
Beginners
Only experienced
Deposit & Withdrawal Options
Deposit Methods
EUR - SEPA, Debit Card, Apple Pay, Google Pay GBP - FPS, CHAPS, BACS, SWIFT, Apple Pay, Google Pay USD - ACH, FedWire, SWIFT HUF - Bank transfers within Hungary
Easy Bank transfer UK Debit cards Credit card E-wallets
Withdrawal Methods
Bank Transfers
Bank Transfer Credit / Debit Cards
Other E-Wallets Supported
No
Apple Pay
Tools & Educational Resources
Economic Calendar
No
Yes
Tools & Educational Resources (tutorials, webinars, market news, etc.)
Savings interest calculator Inflation calculator Ticker time machine Rate comparison calculator
Customisable platform 35+ technical indicators Price alerts
Fees & Commissions
Trading-Related Fees
US Shares per order - 0.1% upto $1 maximum EU Shares per order - Euro 1 UK Shares per order - Euro 1 Money Market Funds - 0.25% annually Nasdaq Baltic - Euro 1 ETFs -Euro 0 Multi-currency account -Euro 0
Spread starts from 0.6 pips
Spread (typical, fixed, variable)
NA
Variable
Per Lot Fees
NA
NA
Options Contract Fees
NA
NA
Futures Contract Fees
NA
NA
Markup Fees on Spread
NA
NA
Guaranteed Stop Loss Fees
NA
NA
Maximum Leverage
Info not available
30:1
Non-Trading Fees
Dormant Fees
$0
1 per month
Subscription Fees (for premium features, data feeds)
NA
€0
Advisory Fees
NA
€0
Swap Fees (Overnight Financing)
NA
Yes
Statement or Document Fee
NA
€0
Account Opening Fee
$0
€0
Account Maintenance Fee
$0
€0
Deposit Fee
In EUR & GBP Debit Card / ApplePay / Google Pay - First Euro500 lifetime free, 0.5% after In USD FedWire & Swift - $6.11
€0
Currency Conversion Fee
0.35%
Info not available
Withdrawal Fee
$0
€0
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
No
Customer Benefits (e.g., Retirement Plan)
Yes
No
Trading Hours
Trading Hours (for each asset class if applicable)
Vary for each asset class
Monday: 24 hours Tuesday: 24 hours Wednesday: 24 hours Thursday: 24 hours Friday: 00:00 to 21.15 Saturday: Closed Sunday: 21:00 to 00:00Out of Hours trading: US stock market between 2:30pm to 9pm
Customer Support
Support Hours (e.g., 24/7, weekdays only)
24/7
7 days a week 8:00am to 5:30pm
Customer Support Methods (phone, email, live chat)
Email: mailto:[email protected], Live chat Phone number:+1 332-333-4220.
Financial Desk: 08000 526 570 +44 (0) 727 895 151General Enquiries: +44 (0) 727 895 000E mail: [email protected]
Support Languages
20+
1
Additional Information
Headquarters Location
Volta 1 Tallinn 10412 Estonia
Churchill House, Upper, Marlborough Road, St Albans, Hertfordshire, AL1 3UU
Complaints (for crypto brokers)
No
No
Explore More Broker Matchups
Here are more Comparisons to help you choose wisely
Our Latest Contents
Stay updated with our newest insights and guides!
Top Broker Reviews
Discover brokers trusted by global traders.
Yes