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Lightyear vs Swissquote : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
Lightyear
Swissquote
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
STP
STP
Years of Existence / Established Year
2020
1996
Customer Base / Number of Accounts
Info not available
610,000 accounts
Regulation & Security
Regulations (governing bodies)
FCA EFSA
FINMA CySEC FCA, DFSA
Awards Won (count for the last 2 years)
No major awards listed
No major awards listed
Security Measures
SIPC, EIPSF Upto Euro 20,000
FSCS
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
No
Yes
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
US / EU / UK Stocks (3500+) Interest Money Market Funds Baltic Stocks Baltic Bonds
9000+ Markets including ETNs
Currency Pairs
No
Yes
Commodities
No
Yes
Indices
No
Yes
Cryptocurrencies
No
Yes
CFDs
No
Yes
ETFs
Yes
Yes
Stocks
Yes
Yes
Options
No
Yes
Futures
No
Yes
Bonds
Yes
Yes
Mutual Funds
No
Yes
Fractional Shares
Exchange Traded Notes (ETNs)
No
Yes
Precious Metals
Yes - through Exchange Traded Commodities
Yes
Real Estate Investment Trusts (REITs)
Yes - through REIT stocks
Yes
Equities
Yes
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
No
Yes
MT5
No
Yes
cTrader
No
No
Social Trading
No
Copy Trading
No
Yes
Other Trading Platforms (proprietary, etc.)
Lightyear's proprietary platform
CFXD Swissquote App
Platform Compatibility (Windows, Mac, iOS, Android)
Yes
Yes
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
Personal Business
Standard Premium Prime Professional
Demo Account (Yes/No)
No
Yes
Islamic Accounts (Yes/No)
No
No
Minimum Deposit
$0
€0
Leverage Available
No
1:100- 1 : 400
Trade Limit (maximum per trade)
Varies for each product
Varies by instrument
Commission (per account type)
Euro 0
€0
Best Suited For (e.g., beginners, experienced traders)
Beginners
Beginners
Deposit & Withdrawal Options
Deposit Methods
EUR - SEPA, Debit Card, Apple Pay, Google Pay GBP - FPS, CHAPS, BACS, SWIFT, Apple Pay, Google Pay USD - ACH, FedWire, SWIFT HUF - Bank transfers within Hungary
Wire Transfer Credit/ Debit cards
Withdrawal Methods
Bank Transfers
Wire Transfer Credit/ Debit cards
Other E-Wallets Supported
No
No
Tools & Educational Resources
Economic Calendar
No
Yes
Tools & Educational Resources (tutorials, webinars, market news, etc.)
Savings interest calculator Inflation calculator Ticker time machine Rate comparison calculator
AI generated sentiment analylsis Portfolio performance chart Recurring orders & Securities lending Stress test tool, ESG feature
Fees & Commissions
Trading-Related Fees
US Shares per order - 0.1% upto $1 maximum EU Shares per order - Euro 1 UK Shares per order - Euro 1 Money Market Funds - 0.25% annually Nasdaq Baltic - Euro 1 ETFs -Euro 0 Multi-currency account -Euro 0
Stocks - 0.1%, ETFs - 0.1%, Options / Futures - 2 Euro per contract, OTC Orders/ Grey market / other markets: 0.50%, minimum 100 currencies, Cryptocurrencies- €25 - 10,000 - 1%, Mutual funds - €24.95 minimum commission
Spread (typical, fixed, variable)
NA
Variable
Per Lot Fees
NA
0.00 pips
Options Contract Fees
NA
€0.85 per transaction
Futures Contract Fees
NA
NA
Markup Fees on Spread
NA
NA
Guaranteed Stop Loss Fees
NA
NA
Maximum Leverage
Info not available
1:400
Non-Trading Fees
Dormant Fees
$0
NA
Subscription Fees (for premium features, data feeds)
NA
Others- 0.25%Mutual funds - 0.5%
Advisory Fees
NA
€0
Swap Fees (Overnight Financing)
NA
Yes
Statement or Document Fee
NA
EUWAX Market - 0.1%
Account Opening Fee
$0
€0
Account Maintenance Fee
$0
Quarterly Custody Fees for Cash Asset 0 to 50,000 CHF - 20 CHFAccount fees for precious metal account balances - 0.25%
Deposit Fee
In EUR & GBP Debit Card / ApplePay / Google Pay - First Euro500 lifetime free, 0.5% after In USD FedWire & Swift - $6.11
Bank / Post wire transfer - Free Crediting of cheques - 30 CHF Card deposits - 1.9% (Switzerland & Europe)/0% rest
Currency Conversion Fee
0.35%
UK - 0.5%
Withdrawal Fee
$0
Wire transfer - Payment fees changes based on currency
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
Yes
Customer Benefits (e.g., Retirement Plan)
Yes
No
Trading Hours
Trading Hours (for each asset class if applicable)
Vary for each asset class
Forex Opening Hours: 8:00 - 18:00 CET. Monday to FridayForex dealing desk Opening hours: From 23:00 Sunday to 23:00 Friday CET
Customer Support
Support Hours (e.g., 24/7, weekdays only)
24/7
8:00 - 22:00 CET Monday to Friday
Customer Support Methods (phone, email, live chat)
Email: mailto:[email protected], Live chat Phone number:+1 332-333-4220.
Phone: +41 44 825 88 88 Forex: +41 44 825 87 87 E-mail: [email protected] Forex dealing desk: +41 22 999 94 76
Support Languages
20+
9+
Additional Information
Headquarters Location
Volta 1 Tallinn 10412 Estonia
Chemin de la Cretaux 33 P.O. Box 1032 1196 Gland
Complaints (for crypto brokers)
No
No
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