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Webull vs XTB : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Webull

Webull

VS
XTB

XTB

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Self-directed retail brokerage platform

Market maker

Years of Existence / Established Year

2017

2002

Customer Base / Number of Accounts

20 Million

2 Million


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Regulation & Security

Regulations (governing bodies)

SEC, FINRA

FCA, KNF, CySEC, DFSA, BaFin, FSCA, and FSC.

Awards Won (count for the last 2 years)

2024 Global Private Banking Awards

Best for low cost ISA 2025, Best CFD Broker of 2025, Europe's fastest growing company 2025, Highly Recommended Finder Awards 2024,

Security Measures

SIPC, FIDC, Apex Clearing Corp upto $150 million

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

No

Yes


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

3,300 ETFs including OTC, Margin, Index options, US treasuries bonds

11400+ trading instruments, including an investment plan

Currency Pairs

No

Yes

Commodities

No

Yes

Indices

No

Yes

Cryptocurrencies

Yes

Yes

CFDs

No

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

Yes

No

Futures

Yes

No

Bonds

Yes

No

Mutual Funds

Yes

No

Fractional Shares

Yes

Yes

Exchange Traded Notes (ETNs)

No

No

Precious Metals

No

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

Yes

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

No

MT5

No

No

cTrader

No

No

Social Trading

No

No

Copy Trading

Yes

No

Other Trading Platforms (proprietary, etc.)

Desktop, Web, and Mobile apps

X station

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Individual, IRA, Futures, Advisor, Entity

Standarad, Professional

Demo Account (Yes/No)

Yes

Yes

Islamic Accounts (Yes/No)

Yes

Yes

Minimum Deposit

$0

$0

Leverage Available

4:1 to 2:1

1:2 to 1:500

Trade Limit (maximum per trade)

Unlimited number of day trades

Depends on assets class

Commission (per account type)

$0

$0

Best Suited For (e.g., beginners, experienced traders)

Beginners, Active and passive investor

Beginners to experienced traders


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Deposit & Withdrawal Options

Deposit Methods

Bank linking, ACH, Wire Transfer, Debit card funding, Recurring deposit

bank transfers, credit and debit cards, e-wallets

Withdrawal Methods

ACH withdrawals

bank transfers, credit and debit cards, e-wallets

Other E-Wallets Supported

No

Skrill, Neteller


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Trading Education, Market News and Analysis, Webinars and Live Events, Trading Simulator, Financial Insights and Research

Educational Articles and Market Articles


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Fees & Commissions

Trading-Related Fees

Regulatory Transaction Fee- $0.0000278*Total $ Trade Amount, Regulatory Fee- $0.000166 * Total Trade Volume Min $0.01 per - Max $8.30 per, CAT Regulatory Fees- $0.000052 * Total Trade Volume, Low-Priced Securities- $0.0002 per share, F-stocks (foreign settlement)- Buys: $5.00 per trade, Sells: $0.05 per trade, liquidity Charge- Minimum Overnight Interest Rate: 15% Fee: $250, CAT Regulatory Fees- Buys & Sells: $0.00000072 * Total Trade Volume

Spread 0.1 to 0.8 pips, Stock transfer fee- USD 25, ETF commission- 0.2%

Spread (typical, fixed, variable)

Variable

Variable

Per Lot Fees

NA

0.08% per lot, or 0.16% per round turn

Options Contract Fees

$0.10 per contract

NA

Futures Contract Fees

$1.50

NA

Markup Fees on Spread

1.50%

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

4:1

(1:500)


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Non-Trading Fees

Dormant Fees

$0

Charges apply 12 months of inactivity

Subscription Fees (for premium features, data feeds)

NA

NA

Advisory Fees

NA

0% advisory fee for cash-enhanced portfolio, 0.30% annual advisory fee for market-focused portfolio, 0.75-0.85% annual advisory fee for personal advice

Swap Fees (Overnight Financing)

NA

No

Statement or Document Fee

$2 for each confirmation, $5 for each account statement, and $2.5 for each prospectus mailing

$0

Account Opening Fee

$0

$0

Account Maintenance Fee

$0

$0

Deposit Fee

$8 for deposits in the U.S., $12.5 for international deposits

$0- Bank transfer, Visa, Mastercard, or Maestro, 2% fee for deposits via Skrill.

Currency Conversion Fee

$10

0.50%

Withdrawal Fee

$25 for withdrawals in the U.S, and $45 for international withdrawals

$0 - above $50, £5 or $20 fee for withdrawals below £50 or $50


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

No


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Trading Hours

Trading Hours (for each asset class if applicable)

Pre-market trading from 4:00 AM to 9:30 AM EST

22:00 on Sunday to 21:00 on Friday GMT.


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/7

(24/5)

Customer Support Methods (phone, email, live chat)

E-mail: [email protected], call :1-888-828-0618, in app chat

Phone: +48 222 739 976, Live chat, E-mail: [email protected]

Support Languages

15+

10


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Additional Information

Headquarters Location

44 Wall Street, New York City

Poland

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
Webull is known for competitive pricing on basic trades, especially for beginners. However, XTB fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.
While Webull prioritizes fast registration with minimal steps, XTB focuses on a thorough vetting process that gives more flexibility in choosing account types and features.
Webull integrates well with algorithmic trading tools and third-party plugins. In contrast, XTB emphasizes educational content and built-in research features within its platform.
For market veterans, Webull brings the tools they need. New investors might find XTB more approachable and cost-effective.