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City Index vs XTB : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
City Index
XTB
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
Market maker
Market maker
Years of Existence / Established Year
1983
2002
Customer Base / Number of Accounts
1M + active customers
2 Million
Regulation & Security
Regulations (governing bodies)
CIRO, CySEC, NFA, CFTC, CIMA, FCA, SFC, FSA, MAS, ASIC
FCA, KNF, CySEC, DFSA, BaFin, FSCA, and FSC.
Awards Won (count for the last 2 years)
Best trading app, Best CFD provider, Forex broker.com No.1- Performance Analytics new tool, Best in Class overall
Best for low cost ISA 2025, Best CFD Broker of 2025, Europe's fastest growing company 2025, Highly Recommended Finder Awards 2024,
Security Measures
FSCS
FSCS
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
Yes
Yes
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
13,500+ assets types including Shares
11400+ trading instruments, including an investment plan
Currency Pairs
Yes
Yes
Commodities
Yes
Yes
Indices
Yes
Yes
Cryptocurrencies
No
Yes
CFDs
Yes
Yes
ETFs
Yes
Yes
Stocks
No
Yes
Options
Yes
No
Futures
No
No
Bonds
Yes
No
Mutual Funds
No
No
Fractional Shares
Exchange Traded Notes (ETNs)
No
No
Precious Metals
Yes
Yes
Real Estate Investment Trusts (REITs)
No
No
Equities
No
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
Yes
No
MT5
No
No
cTrader
No
No
Social Trading
No
Copy Trading
Yes
No
Other Trading Platforms (proprietary, etc.)
City Index mobile trading app
X station
Platform Compatibility (Windows, Mac, iOS, Android)
Yes
Yes
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
Standard, MT4, Corporate account
Standarad, Professional
Demo Account (Yes/No)
Yes
Yes
Islamic Accounts (Yes/No)
No
Yes
Minimum Deposit
€100
$0
Leverage Available
30:1
1:2 to 1:500
Trade Limit (maximum per trade)
Depends on the assets class
Depends on assets class
Commission (per account type)
€0
$0
Best Suited For (e.g., beginners, experienced traders)
Beginner to experienced
Beginners to experienced traders
Deposit & Withdrawal Options
Deposit Methods
Bank transfer, credit card, debit card, e-wallets
bank transfers, credit and debit cards, e-wallets
Withdrawal Methods
Bank transfer, credit card, debit card, e-wallets
bank transfers, credit and debit cards, e-wallets
Other E-Wallets Supported
Paypal
Skrill, Neteller
Tools & Educational Resources
Economic Calendar
Yes
Yes
Tools & Educational Resources (tutorials, webinars, market news, etc.)
Reuters Insider, News and analysis, Trading tools, Advanced trading view Charts
Educational Articles and Market Articles
Fees & Commissions
Trading-Related Fees
UK Shares: 0.10% (min. €8 commission)US Shares: 1.5 cents per share (min. €8 commission)
Spread 0.1 to 0.8 pips, Stock transfer fee- USD 25, ETF commission- 0.2%
Spread (typical, fixed, variable)
Fixed and variable spreads
Variable
Per Lot Fees
NA
0.08% per lot, or 0.16% per round turn
Options Contract Fees
NA
NA
Futures Contract Fees
NA
NA
Markup Fees on Spread
NA
NA
Guaranteed Stop Loss Fees
$0
NA
Maximum Leverage
30:1
(1:500)
Non-Trading Fees
Dormant Fees
$15 monthly fee after 24 months of inactivity
Charges apply 12 months of inactivity
Subscription Fees (for premium features, data feeds)
NA
NA
Advisory Fees
NA
0% advisory fee for cash-enhanced portfolio, 0.30% annual advisory fee for market-focused portfolio, 0.75-0.85% annual advisory fee for personal advice
Swap Fees (Overnight Financing)
Yes
No
Statement or Document Fee
NA
$0
Account Opening Fee
NA
$0
Account Maintenance Fee
NA
$0
Deposit Fee
Credit/ debit card- 2%, others - €0
$0- Bank transfer, Visa, Mastercard, or Maestro, 2% fee for deposits via Skrill.
Currency Conversion Fee
Varies by instrument
0.50%
Withdrawal Fee
Bank fees may apply
$0 - above $50, £5 or $20 fee for withdrawals below £50 or $50
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
Yes
Customer Benefits (e.g., Retirement Plan)
No
No
Trading Hours
Trading Hours (for each asset class if applicable)
Varies by instrument
22:00 on Sunday to 21:00 on Friday GMT.
Customer Support
Support Hours (e.g., 24/7, weekdays only)
24/5
(24/5)
Customer Support Methods (phone, email, live chat)
Email: [email protected], Phone: 0800 060 8609, Live chat
Phone: +48 222 739 976, Live chat, E-mail: [email protected]
Support Languages
6
10
Additional Information
Headquarters Location
1st Floor, Moor House, 120 London Wall, London, EC2Y 5ET
Poland
Complaints (for crypto brokers)
No
No
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