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XTB vs CMC Markets : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

XTB

XTB

VS
CMC Markets

CMC Markets

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

Market maker

Years of Existence / Established Year

2002

1989

Customer Base / Number of Accounts

2 Million

265k+


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Regulation & Security

Regulations (governing bodies)

FCA, KNF, CySEC, DFSA, BaFin, FSCA, and FSC.

FCA, ASIC, CIRO, MAS, FMA

Awards Won (count for the last 2 years)

Best for low cost ISA 2025, Best CFD Broker of 2025, Europe's fastest growing company 2025, Highly Recommended Finder Awards 2024,

Best Mobile Trading Platform, No.1 Most Currency Pairs, Best for CFDs -2024, No.1 Web Platform, Best Forex Broker, Best In-House Analysts 2023

Security Measures

FSCS

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

Yes


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

11400+ trading instruments, including an investment plan

12,000+ tradable instruments including shares, Treasuries

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

Yes

Yes

CFDs

Yes

Yes

ETFs

Yes

Yes

Stocks

Yes

No

Options

No

No

Futures

No

No

Bonds

No

Yes

Mutual Funds

No

No

Fractional Shares

Yes

Yes

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

Yes

No


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

No

cTrader

No

No

Social Trading

No

Yes

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

X station

CMC web platform, iOS and Android app

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Standarad, Professional

Spread betting, CFD account , FX active, Corporate account

Demo Account (Yes/No)

Yes

Yes

Islamic Accounts (Yes/No)

Yes

No

Minimum Deposit

$0

$0

Leverage Available

1:2 to 1:500

30:1 to 1:500

Trade Limit (maximum per trade)

Depends on assets class

No information

Commission (per account type)

$0

Standard - No commission, FX active account- $2.50

Best Suited For (e.g., beginners, experienced traders)

Beginners to experienced traders

Professional and retail traders


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Deposit & Withdrawal Options

Deposit Methods

bank transfers, credit and debit cards, e-wallets

Bank transfer, Debit/credit card, Online banking

Withdrawal Methods

bank transfers, credit and debit cards, e-wallets

Bank transfer, Debit/credit card, Online banking

Other E-Wallets Supported

Skrill, Neteller

No


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Educational Articles and Market Articles

Learn spread betting, Learn to trade CFDs, Learn forex trading, technical indicators, Fundamental analysis, Webinars & events, Platform guides, Trading guides


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Fees & Commissions

Trading-Related Fees

Spread 0.1 to 0.8 pips, Stock transfer fee- USD 25, ETF commission- 0.2%

CFD trading -US shares from $10; FX active - US shares from $10; Typical STP: Spread of 1.2 pips, Typical ECN: Spread of 0.2 pips, Spread- starts from 0.0 to 0.6 pips, Overnight holding costs: 0.0027%

Spread (typical, fixed, variable)

Variable

Fixed/Variable

Per Lot Fees

0.08% per lot, or 0.16% per round turn

$2.50

Options Contract Fees

NA

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

$5.00 per $100,000 in nominal value

Guaranteed Stop Loss Fees

NA

Crude Oil Brent $0.02 per unit, Apple Inc $0.41 per unit, US 30 $1.50 per unit, GBP/USD $0.00015 per

Maximum Leverage

(1:500)

1:500


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Non-Trading Fees

Dormant Fees

Charges apply 12 months of inactivity

$0

Subscription Fees (for premium features, data feeds)

NA

ASX Dynamic Data package $41.25 a month (non-professional investors) $118.80 a month, International Data service fees (US) $11, International Data service fees (NZ) $11, Live Data package Free

Advisory Fees

0% advisory fee for cash-enhanced portfolio, 0.30% annual advisory fee for market-focused portfolio, 0.75-0.85% annual advisory fee for personal advice

NA

Swap Fees (Overnight Financing)

No

NA

Statement or Document Fee

$0

NA

Account Opening Fee

$0

$0

Account Maintenance Fee

$0

NA

Deposit Fee

$0- Bank transfer, Visa, Mastercard, or Maestro, 2% fee for deposits via Skrill.

$0

Currency Conversion Fee

0.50%

0.50%

Withdrawal Fee

$0 - above $50, £5 or $20 fee for withdrawals below £50 or $50

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

No

No


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Trading Hours

Trading Hours (for each asset class if applicable)

22:00 on Sunday to 21:00 on Friday GMT.

Depends on the instrument offer


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

(24/5)

Monday to Friday from 8am to 8pm

Customer Support Methods (phone, email, live chat)

Phone: +48 222 739 976, Live chat, E-mail: [email protected]

Email: [email protected], Phone: +44 (0)20 7170 8200

Support Languages

10

12+


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Additional Information

Headquarters Location

Poland

CMC Markets UK plc, 133 Houndsditch, London, EC3A 7BX, United Kingdom

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
While XTB maintains low trading fees with no minimum deposit, CMC Markets includes some charges for premium features and certain asset trades, making XTB the better option for budget-focused traders.
XTB gets you trading faster thanks to its minimal entry barriers. In comparison, CMC Markets account setup is slower but includes extra layers of financial screening and suitability assessments.
XTB provides a modern trading experience with its proprietary or MT4/MT5 platform, ideal for technical traders. CMC Markets, on the other hand, offers more research tools and is better suited for data-driven investors.
For market veterans, XTB brings the tools they need. New investors might find CMC Markets more approachable and cost-effective.