TradingCritique

Select Your Brokers to Compare

XTB vs IG : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

XTB

XTB

VS
IG

IG

Icon

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

ECN

Years of Existence / Established Year

2002

1974

Customer Base / Number of Accounts

2 Million

313,000 customers


Icon

Regulation & Security

Regulations (governing bodies)

FCA, KNF, CySEC, DFSA, BaFin, FSCA, and FSC.

NFA CFTC FCA

Awards Won (count for the last 2 years)

Best for low cost ISA 2025, Best CFD Broker of 2025, Europe's fastest growing company 2025, Highly Recommended Finder Awards 2024,

Best Multi platform provider - ADVFN International Financial Awards 2024 Best Finance App - ADVFN International Financial Awards 2024 Best platform for active trader - ADVFN International Financial Awards 2022

Security Measures

FSCS

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

Yes


Icon

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

11400+ trading instruments, including an investment plan

17,000 + markets

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

Yes

Yes

CFDs

Yes

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

No

Yes

Futures

No

Yes

Bonds

No

Yes

Mutual Funds

No

Yes

Fractional Shares

Yes

No

Exchange Traded Notes (ETNs)

No

Yes

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

No

Yes

Equities

Yes

Yes


Icon

Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

No

cTrader

No

No

Social Trading

No

Yes

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

X station

ProReal Time APIs L2 dealer

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


Icon

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Standarad, Professional

Leveraged Accounts Spread betting account CFD accountNon-Leveraged Account Share dealing account ISA account IG smart portfolio account IG smart ISA portfolio account

Demo Account (Yes/No)

Yes

Yes

Islamic Accounts (Yes/No)

Yes

No

Minimum Deposit

$0

$50

Leverage Available

1:2 to 1:500

200:1

Trade Limit (maximum per trade)

Depends on assets class

Trade size vary on each asset

Commission (per account type)

$0

Starting from 0.1

Best Suited For (e.g., beginners, experienced traders)

Beginners to experienced traders

Beginners


Icon

Deposit & Withdrawal Options

Deposit Methods

bank transfers, credit and debit cards, e-wallets

Bank transfers Card FPS in Hong Kong dollars Funding on IG mobile app Wise

Withdrawal Methods

bank transfers, credit and debit cards, e-wallets

Card Bank transfer

Other E-Wallets Supported

Skrill, Neteller

No


Icon

Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Educational Articles and Market Articles

Trade analytics tools Seminars & webinars


Icon

Fees & Commissions

Trading-Related Fees

Spread 0.1 to 0.8 pips, Stock transfer fee- USD 25, ETF commission- 0.2%

US shares 0 to 50 - commission free 50+ trades - $5Other shares Germany - 0.1% UK - 0.1% Ireland - 0.1%

Spread (typical, fixed, variable)

Variable

Variable

Per Lot Fees

0.08% per lot, or 0.16% per round turn

NA

Options Contract Fees

NA

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

Vary for each asset

Maximum Leverage

(1:500)

200:1


Icon

Non-Trading Fees

Dormant Fees

Charges apply 12 months of inactivity

$12/month after 24 months of no trading activity

Subscription Fees (for premium features, data feeds)

NA

NA

Advisory Fees

0% advisory fee for cash-enhanced portfolio, 0.30% annual advisory fee for market-focused portfolio, 0.75-0.85% annual advisory fee for personal advice

NA

Swap Fees (Overnight Financing)

No

Yes

Statement or Document Fee

$0

$50

Account Opening Fee

$0

$0

Account Maintenance Fee

$0

$0

Deposit Fee

$0- Bank transfer, Visa, Mastercard, or Maestro, 2% fee for deposits via Skrill.

Free for Wire & check deposits

Currency Conversion Fee

0.50%

0.5% - CFDs and share dealing accounts 0.7% - international shares

Withdrawal Fee

$0 - above $50, £5 or $20 fee for withdrawals below £50 or $50

Wire transfer - $25


Icon

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

No

Yes


Icon

Trading Hours

Trading Hours (for each asset class if applicable)

22:00 on Sunday to 21:00 on Friday GMT.

Forex Monday 00:00 - Friday 22:00 GMT (International times may vary)UK shares (LSE): 08.00-16.30 (London time) US shares: 09.30-16.00 (New York time) European shares: vary on relevant exchanges


Icon

Customer Support

Support Hours (e.g., 24/7, weekdays only)

(24/5)

24x5 support

Customer Support Methods (phone, email, live chat)

Phone: +48 222 739 976, Live chat, E-mail: [email protected]

Call +44 (20) 7633 5430 Email: [email protected] 10AM to 7PM whatsapp channel support (Monday to Friday)

Support Languages

10

8


Icon

Additional Information

Headquarters Location

Poland

IG Cannon Bridge House 25 Dowgate Hill London EC4R 2YA

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
XTB is known for competitive pricing on basic trades, especially for beginners. However, IG fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.
New users will likely find XTB sign-up process more intuitive. Meanwhile, IG takes a more regulated path to onboarding, which could benefit traders seeking high capital limits and detailed agreements.
XTB provides a modern trading experience with its proprietary or MT4 platform, ideal for technical traders. IG , on the other hand, offers more research tools and is better suited for data-driven investors.
XTB supports complex strategies and asset diversity, while IG offers clarity and low-cost access for long-term holders.