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XTB vs Qtrade : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

XTB

XTB

VS
Qtrade

Qtrade

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

ECN broker

Years of Existence / Established Year

2002

2000

Customer Base / Number of Accounts

2 Million

1Million


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Regulation & Security

Regulations (governing bodies)

FCA, KNF, CySEC, DFSA, BaFin, FSCA, and FSC.

IIROC, CIRO

Awards Won (count for the last 2 years)

Best for low cost ISA 2025, Best CFD Broker of 2025, Europe's fastest growing company 2025, Highly Recommended Finder Awards 2024,

No major awards listed

Security Measures

FSCS

CIPF

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

No


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

11400+ trading instruments, including an investment plan

100+ commission-free ETFs, GIC, Exchange-traded debentures, Fixed income

Currency Pairs

Yes

No

Commodities

Yes

No

Indices

Yes

No

Cryptocurrencies

Yes

No

CFDs

Yes

No

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

No

Yes

Futures

No

No

Bonds

No

Yes

Mutual Funds

No

Yes

Fractional Shares

Yes

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes

No

Real Estate Investment Trusts (REITs)

No

No

Equities

Yes

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

No

MT5

No

No

cTrader

No

No

Social Trading

No

No

Copy Trading

No

No

Other Trading Platforms (proprietary, etc.)

X station

Qtrade trading platform

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Standarad, Professional

Cash- Individual, Society, Joint, Religious organization, Trust, Investment club, Estates Company, Registered accounts- FHSA, TFSA, RRSP, LIRA/ LRSP, RESP, RIF, LIF

Demo Account (Yes/No)

Yes

Yes

Islamic Accounts (Yes/No)

Yes

No

Minimum Deposit

$0

$0

Leverage Available

1:2 to 1:500

No

Trade Limit (maximum per trade)

Depends on assets class

$500,000

Commission (per account type)

$0

$0

Best Suited For (e.g., beginners, experienced traders)

Beginners to experienced traders

Long term investor and self-directed investment options


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Deposit & Withdrawal Options

Deposit Methods

bank transfers, credit and debit cards, e-wallets

Electronic fund transfer,bank transfer, e-transfer services, Bill payment

Withdrawal Methods

bank transfers, credit and debit cards, e-wallets

Bank transfer

Other E-Wallets Supported

Skrill, Neteller

No


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Educational Articles and Market Articles

Education- New to investing, Experienced with investing, Weekly Market Pulse


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Fees & Commissions

Trading-Related Fees

Spread 0.1 to 0.8 pips, Stock transfer fee- USD 25, ETF commission- 0.2%

Equities- $6.95- $8.75, Options- $8.75 + $1.25 per contract/ $6.95 + $1.25 per contract, ETFs- $0, Mutual fund- $8.75/ $6.95, ETFs - Others- $8.75/ $6.95, Fixed income and Exchange-traded debentures- $1 per $1,000 face value/ $1 per $1,000 face value, DAP accounts - $10 per trade, $7.75 - commissions for stock, mutual fund and ETF trades

Spread (typical, fixed, variable)

Variable

NA

Per Lot Fees

0.08% per lot, or 0.16% per round turn

NA

Options Contract Fees

NA

$8.75 + $1.25 per contract/ $6.95 + $1.25 per contract

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

(1:500)

No


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Non-Trading Fees

Dormant Fees

Charges apply 12 months of inactivity

$0

Subscription Fees (for premium features, data feeds)

NA

NA

Advisory Fees

0% advisory fee for cash-enhanced portfolio, 0.30% annual advisory fee for market-focused portfolio, 0.75-0.85% annual advisory fee for personal advice

NA

Swap Fees (Overnight Financing)

No

$45 / security

Statement or Document Fee

$0

$2.50 / trade Paper account statements $6 / quarter

Account Opening Fee

$0

$100 setup + $50 / year after first year

Account Maintenance Fee

$0

$25/ quarter

Deposit Fee

$0- Bank transfer, Visa, Mastercard, or Maestro, 2% fee for deposits via Skrill.

$0

Currency Conversion Fee

0.50%

$100 / transaction

Withdrawal Fee

$0 - above $50, £5 or $20 fee for withdrawals below £50 or $50

Account transfer out $150


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

No

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

22:00 on Sunday to 21:00 on Friday GMT.

Pre-market trading: Available online and by phone from 8:30-9:29 AM ET, After-hours trading: Available online and by phone from 4-5 PM ET


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

(24/5)

Monday to Friday 8:30 am to 8:00 pm ET

Customer Support Methods (phone, email, live chat)

Phone: +48 222 739 976, Live chat, E-mail: [email protected]

E-mail: [email protected], 1.877. 787.2330

Support Languages

10

2


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Additional Information

Headquarters Location

Poland

Canada

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
XTB is known for competitive pricing on basic trades, especially for beginners. However, Qtrade fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.
The account creation flow at XTB is modern and app-driven, making it seamless for new users. Qtrade, however, leans toward traditional processes with forms and verifications that take more time.
XTB integrates well with algorithmic trading tools and third-party plugins. In contrast, Qtrade emphasizes educational content and built-in research features within its platform.
XTB stands out for active traders with robust tools, while Qtrade suits investors seeking simplicity and ease of use.