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XTB vs Qtrade : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
XTB
Qtrade
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
Market maker
ECN broker
Years of Existence / Established Year
2002
2000
Customer Base / Number of Accounts
2 Million
1Million
Regulation & Security
Regulations (governing bodies)
FCA, KNF, CySEC, DFSA, BaFin, FSCA, and FSC.
IIROC, CIRO
Awards Won (count for the last 2 years)
Best for low cost ISA 2025, Best CFD Broker of 2025, Europe's fastest growing company 2025, Highly Recommended Finder Awards 2024,
No major awards listed
Security Measures
FSCS
CIPF
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
Yes
No
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
11400+ trading instruments, including an investment plan
100+ commission-free ETFs, GIC, Exchange-traded debentures, Fixed income
Currency Pairs
Yes
No
Commodities
Yes
No
Indices
Yes
No
Cryptocurrencies
Yes
No
CFDs
Yes
No
ETFs
Yes
Yes
Stocks
Yes
Yes
Options
No
Yes
Futures
No
No
Bonds
No
Yes
Mutual Funds
No
Yes
Fractional Shares
Exchange Traded Notes (ETNs)
No
No
Precious Metals
Yes
No
Real Estate Investment Trusts (REITs)
No
No
Equities
Yes
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
No
No
MT5
No
No
cTrader
No
No
Social Trading
No
Copy Trading
No
No
Other Trading Platforms (proprietary, etc.)
X station
Qtrade trading platform
Platform Compatibility (Windows, Mac, iOS, Android)
Yes
Yes
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
Standarad, Professional
Cash- Individual, Society, Joint, Religious organization, Trust, Investment club, Estates Company, Registered accounts- FHSA, TFSA, RRSP, LIRA/ LRSP, RESP, RIF, LIF
Demo Account (Yes/No)
Yes
Yes
Islamic Accounts (Yes/No)
Yes
No
Minimum Deposit
$0
$0
Leverage Available
1:2 to 1:500
No
Trade Limit (maximum per trade)
Depends on assets class
$500,000
Commission (per account type)
$0
$0
Best Suited For (e.g., beginners, experienced traders)
Beginners to experienced traders
Long term investor and self-directed investment options
Deposit & Withdrawal Options
Deposit Methods
bank transfers, credit and debit cards, e-wallets
Electronic fund transfer,bank transfer, e-transfer services, Bill payment
Withdrawal Methods
bank transfers, credit and debit cards, e-wallets
Bank transfer
Other E-Wallets Supported
Skrill, Neteller
No
Tools & Educational Resources
Economic Calendar
Yes
Yes
Tools & Educational Resources (tutorials, webinars, market news, etc.)
Educational Articles and Market Articles
Education- New to investing, Experienced with investing, Weekly Market Pulse
Fees & Commissions
Trading-Related Fees
Spread 0.1 to 0.8 pips, Stock transfer fee- USD 25, ETF commission- 0.2%
Equities- $6.95- $8.75, Options- $8.75 + $1.25 per contract/ $6.95 + $1.25 per contract, ETFs- $0, Mutual fund- $8.75/ $6.95, ETFs - Others- $8.75/ $6.95, Fixed income and Exchange-traded debentures- $1 per $1,000 face value/ $1 per $1,000 face value, DAP accounts - $10 per trade, $7.75 - commissions for stock, mutual fund and ETF trades
Spread (typical, fixed, variable)
Variable
NA
Per Lot Fees
0.08% per lot, or 0.16% per round turn
NA
Options Contract Fees
NA
$8.75 + $1.25 per contract/ $6.95 + $1.25 per contract
Futures Contract Fees
NA
NA
Markup Fees on Spread
NA
NA
Guaranteed Stop Loss Fees
NA
NA
Maximum Leverage
(1:500)
No
Non-Trading Fees
Dormant Fees
Charges apply 12 months of inactivity
$0
Subscription Fees (for premium features, data feeds)
NA
NA
Advisory Fees
0% advisory fee for cash-enhanced portfolio, 0.30% annual advisory fee for market-focused portfolio, 0.75-0.85% annual advisory fee for personal advice
NA
Swap Fees (Overnight Financing)
No
$45 / security
Statement or Document Fee
$0
$2.50 / trade Paper account statements $6 / quarter
Account Opening Fee
$0
$100 setup + $50 / year after first year
Account Maintenance Fee
$0
$25/ quarter
Deposit Fee
$0- Bank transfer, Visa, Mastercard, or Maestro, 2% fee for deposits via Skrill.
$0
Currency Conversion Fee
0.50%
$100 / transaction
Withdrawal Fee
$0 - above $50, £5 or $20 fee for withdrawals below £50 or $50
Account transfer out $150
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
Yes
Customer Benefits (e.g., Retirement Plan)
No
Yes
Trading Hours
Trading Hours (for each asset class if applicable)
22:00 on Sunday to 21:00 on Friday GMT.
Pre-market trading: Available online and by phone from 8:30-9:29 AM ET, After-hours trading: Available online and by phone from 4-5 PM ET
Customer Support
Support Hours (e.g., 24/7, weekdays only)
(24/5)
Monday to Friday 8:30 am to 8:00 pm ET
Customer Support Methods (phone, email, live chat)
Phone: +48 222 739 976, Live chat, E-mail: [email protected]
E-mail: [email protected], 1.877. 787.2330
Support Languages
10
2
Additional Information
Headquarters Location
Poland
Canada
Complaints (for crypto brokers)
No
No
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