Degiro is a popular low-cost online broker widely used by UK and European investors for trading Stocks, ETFs, and global assets. In this Degiro broker review 2026, we analyze Degiro’s fees, regulation, trading platform, and overall safety to help traders decide whether Degiro is the right broker for long-term investing.
Pros and cons of Degiro
The pros and cons of Degiro review are given below:
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Degiro broker summary
- Founded: 2008
- Regulation: BaFin
- Trading platforms: Web Trader, Mobile App
- Minimum deposit: €0
- Tradable instruments: Stocks, ETFs, Bonds, Options, Futures, Funds
- Demo account: Not available
- Account types: Basic, Active, Trader, Day Trader (access levels)
- Educational resources: Investor’s academy, webinars, articles
- Headquarters: Amsterdam, Netherlands
- Customer support: Email and phone support on business days
Degiro broker overview
Degiro is a Dutch-based online brokerage founded in 2008 and has grown to become one of Europe’s leading low-cost brokers. Now operating under flatexDEGIRO Bank AG, it offers a secure and regulated environment for retail investors. Degiro provides access to over 45 global exchanges across 30+ countries, allowing UK and EU investors.
It offers a wide range of real financial assets such as Stocks, ETFs, Bonds, Mutual funds, Options, and Futures. The platform is available via an easy-to-use web and mobile app, making it ideal for long-term investors seeking low fees, transparency, and access to international markets.
You can also explore how Degiro compares with other top brokers in our 5 best online UK Stock brokers with low fees guide.
Regulations of the Degiro broker
Is Degiro regulated in Europe in 2026? Yes, it operates under top-tier regulatory oversight, ensuring safety and legal trading for investors. Degiro regulation and License 2026 are given below:
- Netherlands Authority for the Financial Markets (AFM)
- Dutch Central Bank (DNB)
- The Federal Financial Supervisory Authority (BaFin)
Security measures of Degiro
Is Degiro safe for trading in 2026? Yes, Degiro is considered safe due to strong security measures. These are listed below:
- Investor protection scheme: Covered under the German statutory deposit guarantee scheme up to €100,000.
- Segregated client funds: Client assets are held separately from company funds to avoid misuse.
- Banking licence (flatexDEGIRO): Degiro now operates under a full banking licence, offering enhanced oversight and compliance.
- Two-Factor Authentication (2FA): Additional login security for user accounts.
- Regular audits: Internal and external checks ensure operational transparency and financial safety.
For more details on how to start trading safely and understand regulated brokers in the UK, check out our complete guide: Start trading safely in the UK.
Key features of the Degiro broker
Degiro stands out for its low fees, direct market access, and easy-to-use platform. It also offers multi-currency trading and keeps client assets safely separated.
Financial assets of Degiro
Degiro supported markets list 2026: Degiro provides access to a wide range of financial instruments, including:
- Stocks
- ETFs
- Bonds
- Mutual funds
- Options
- Futures
- Commodities
While many investors search for Degiro Forex or explore Forex trading Degiro, it’s important to note that Degiro mainly focuses on real asset classes and does not support leveraged Forex trading.
Degiro trading platform
Degiro trading platforms review 2026: Degiro provides a streamlined trading experience through its easy-to-use platform, ideal for investors focused on long-term strategies rather than day trading. These are given below:
- Degiro web trader platform
- Degiro mobile app
To explore more beginner-friendly trading tools, check out our full guide on the best trading platforms for beginners in the UK.
Degiro account types
Degiro account types overview 2026: Degiro offers 4 different investor accounts to suit various trading needs and risk levels. The available Degiro accounts are as follows:
- Basic
- Active
- Trader
- Day Trader
Basic is the default and safest profile. Active, Trader, and Day Trader profiles offer margin trading and short selling but carry higher risk. These advanced profiles are only available to existing users, and new users cannot switch to them.
Deposit and withdrawal methods of Degiro
Here is a quick overview of the deposit and withdrawal methods available for Degiro.
Deposit methods
- Degiro users can fund their accounts via bank transfer only.
- No debit and credit cards or e-wallets are supported.
- Deposits usually take 2 to 4 working days to reflect, depending on the user’s bank.
- What is Degiro minimum deposit 2026? Degiro does not require a minimum deposit, making it accessible to all investors.
Withdrawal methods
- Can you withdraw cash from Degiro 2026? Yes, you can withdraw funds directly to your linked bank account.
- Degiro withdrawal time & limits 2026: Degiro typically processes withdrawal requests within 1 to 3 business days.
- No withdrawal fees are charged by Degiro.
This simple system keeps the process secure but may not be ideal for users needing instant funding or multiple payment options.
Degiro knowledge section
Degiro provides educational support mainly through a simple knowledge base. While it helps with platform understanding, it may not be enough for in-depth trading education, especially for beginners.
- Knowledge center: Covers FAQs, platform usage, fees, and account-related queries.
- Investor’s academy: Offers basic investing concepts and tutorials.
- Best suited for: Self-directed investors with some prior knowledge.
Degiro fees and commissions
Degiro fees and charges explained 2026: Degiro stands out for its low-cost pricing structure, making it a top choice for cost-conscious investors. Here’s a breakdown of Degiro’s main fees:
- UK Stocks: €1.75 + 0.014% per transaction
- US Stocks (from UK account): €1.00 per trade
- UK ETFs: Many commission-free ETFs available (under conditions)
- Options: €0.85 per contract
- Futures: €0.75 per contract
- Currency conversion fee: 0.25%
- Bonds: Starts from €2.00 + 0.05%
- Mutual Funds: €3.90 + 0.20% (capped at €10)
- Exchange connection fee: €2.50 per year (per exchange)
- Inactivity fee: None
This cost-effective fee structure makes Degiro highly attractive for Stock, ETF, and Options traders, especially those with a long-term, buy-and-hold strategy.
Degiro customer support
Good customer service is important for a smooth trading experience, especially when users face technical or account-related issues. Degiro provides standard customer support options focused on assisting users during 24/5. The support channels are as follow:
- Email support
- Phone support (weekdays only)
- Help Centre with FAQs and guides
Conclusion
Degiro is a reliable and cost-effective broker, especially for long-term investors who prioritize access to global Stocks, ETFs, and other real financial instruments. Its ultra-low fees, simple trading platform, and solid European regulations make it an excellent choice for UK and EU investors looking to build a diversified portfolio without high costs.
However, Degiro may not be suitable for all trader types. It does not support Forex trading or offer a demo account, and advanced tools for technical analysis are limited. Still, for passive investors and those focused on long-term strategies, Degiro remains one of the top brokers in Europe for 2026.
Want to explore more FCA-regulated alternatives? Check our list of the 5 best FCA regulated Forex brokers in the UK.
Pro Tip
If you are primarily interested in ETFs or long-term Stock investing, Degiro’s low fees can significantly improve your net returns over time. Use our broker finder tool to find the best Forex broker review. Subscribe to our newsletter for more insights on various trading instruments.
FAQs – Frequently Asked Questions
1. What is the Degiro order execution speed 2026?
Degiro order execution is fast and reliable due to direct market access.
2. Can you trust Degiro broker 2026?
Yes, Degiro is widely trusted by European investors and operates transparently.
3. Can you trade ETFS on Degiro 2026?
Yes, ETFs are one of Degiro’s strongest offerings.
4. Is Degiro good for beginners 2026?
Degiro is suitable for beginners who already understand basic investing concepts.
5. Can you use Degiro in the UK 2026?
Yes, Degiro is available to UK investors.
6. Is Degiro commission-free 2026?
Some ETFs are commission-free under specific conditions.
7. Can you short Stocks on Degiro 2026?
Yes, short selling is available on certain account types.
8. Is Degiro better than eToro 2026?
Degiro is better for low-cost investing, while eToro suits social and CFD trading.
