ATC Brokers vs TD Direct Investing : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

ATC Brokers

TD Direct Investing

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

ECN broker

None

Years of Existence / Established Year

2005

1984

Customer Base / Number of Accounts

No information

17 M

Regulation & Security

Regulations (governing bodies)

FCA and CIMA

CIPF, CIRO

Awards Won (count for the last 2 years)

No major awards listed

Security Measures

No information

CIPF

SSL Encryption / 2FA

Yes

Segregated Funds

Yes

Negative Balance Protection

Yes

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

Fixed income investments, GICs

Currency Pairs

Yes

Commodities

Yes

Indices

Yes

Cryptocurrencies

Yes

CFDs

ETFs

Yes

Stocks

Yes

Options

Yes

Futures

Bonds

Yes

Mutual Funds

Yes

Fractional Shares

Exchange Traded Notes (ETNs)

Precious Metals

Yes

Real Estate Investment Trusts (REITs)

Equities

Yes

Trading Platforms & Technology

Trading Platform Availability

Yes

MT4

Yes

MT5

cTrader

Social Trading

Yes

Copy Trading

Yes

Other Trading Platforms (proprietary, etc.)

Proprietary MT Pro

TD app, web trader, Advanced dashboard, TD active trader

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Individual, joint or corporate trading account

Margin account, cash trading account, TFSA, RSP, RESP, RIF, LIRA, LIF, RDSP

Demo Account (Yes/No)

Yes

Islamic Accounts (Yes/No)

Minimum Deposit

2,000 USD, EUR or GBP

Leverage Available

2:1 to 200:1

Trade Limit (maximum per trade)

Unlimited

Depends on asset types

Commission (per account type)

Best Suited For (e.g., beginners, experienced traders)

Beginners and experienced traders

Deposit & Withdrawal Options

Deposit Methods

Bank wire transfer, Crypto

Direct bank account, Check

Withdrawal Methods

Bank wire transfer, Crypto

SWIP, Wire payment

Other E-Wallets Supported

Tools & Educational Resources

Economic Calendar

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learn to trade, Economic calendar, Market insights, Market News

Learning Centre - Investing Education, Market Insights and Analysis, Webinars, Investing Guides, Video Tutorials, TD Direct Investing Community Forum

Fees & Commissions

Trading-Related Fees

Mini Contract (10,000 lot size): $0.60 round turn, Standard Contract (100,000 lot size): $6.00 round turn

Commission -mutual funds- $0 , IPOs, Equities- $7.00- $9.99, Stock - $3- $43, Bonds- $40 + $1.50/1,000

Spread (typical, fixed, variable)

Variable

Per Lot Fees

Options Contract Fees

$9.99 + $1.25 per contract

Futures Contract Fees

Markup Fees on Spread

Guaranteed Stop Loss Fees

Maximum Leverage

200:1

Non-Trading Fees

Dormant Fees

$50 of 6 months of inactivity

Subscription Fees (for premium features, data feeds)

Advisory Fees

Swap Fees (Overnight Financing)

Yes

Statement or Document Fee

$2-$5

Account Opening Fee

Applicable, Depends on account types

Account Maintenance Fee

$25 per quarter

Deposit Fee

Bank wire- $0, Crypto- 1.00%

$17.50 U.S

Currency Conversion Fee

Depends on the bank and the specific transaction

2.50%

Withdrawal Fee

International EUR/ USD/ CAD - $30/ 40/ 40, Crypto- 0.20% fee

$30-$100

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Trading Hours

Trading Hours (for each asset class if applicable)

Forex- 5:05 PM EST to Friday at 5:00 PM EST, Metals- Sunday at 6:00 PM EST and 5:00 PM EST and re-opens at 6:00 PM ES

Pre-market trading hours (8 a.m. to 9:30 a.m. ET) and after-hours trading (4 p.m. to 8 p.m. ET)

Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/7

Monday to Friday, 7 am to 10 pm ET

Customer Support Methods (phone, email, live chat)

Phone: + 44 20 3318 1399, Email: [email protected], Live chat

Phone: 1-800-465-5463, , Book an appointment

Support Languages

Additional Information

Headquarters Location

London, England, United Kingdom .

66 Wellington Street West, Toronto, ON M5K 1A2

Complaints (for crypto brokers)

At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.

If minimizing trading costs is your top priority, ATC Brokers might be more attractive due to its lower commissions. Meanwhile, TD Direct Investing justifies its moderate fees with more robust tools and professional-grade features.

If speed and simplicity matter to you, ATC Brokers delivers a streamlined account setup. In contrast, TD Direct Investing includes more documentation and KYC checks, which can delay access but ensures strong compliance.

Traders who value simplicity and execution speed may prefer ATC Brokers platform. Meanwhile, TD Direct Investing offers more flexibility through tools like advanced order types and multi-screen support.

ATC Brokers delivers a robust ecosystem for seasoned traders, whereas TD Direct Investing focuses on ease of access and modern usability.

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