Sofi Active Investing vs AvaTrade : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Sofi Active Investing

AvaTrade

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

Years of Existence / Established Year

2019

2006

Customer Base / Number of Accounts

6.2+ Million

4 Million

Regulation & Security

Regulations (governing bodies)

SEC, FINRA

FFAJ, CySEC, ISA, IIROC, ADGM, FSRA, CBI,BVI FSC, FSCA, ASIC

Awards Won (count for the last 2 years)

No major awards listed

Best Forex Trading App in Europe- 2024, Best Affiliate program LATAM -2024, Most Trusted Trading Platform -2024, Most Trusted Broker -2024, Top 10 Hot Brand of the year -2024

Security Measures

SIPC

Avaprotect

SSL Encryption / 2FA

Yes

Segregated Funds

Yes

Negative Balance Protection

Yes

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

IPO, IRA, Shares

1000+ trading instruments

Currency Pairs

Yes

Commodities

Yes

Indices

Yes

Cryptocurrencies

Yes

CFDs

Yes

ETFs

Yes

Stocks

Yes

Options

Yes

Futures

Bonds

Yes

Mutual Funds

Yes

Fractional Shares

Yes

Exchange Traded Notes (ETNs)

Yes

Precious Metals

Yes

Real Estate Investment Trusts (REITs)

Equities

Trading Platforms & Technology

Trading Platform Availability

Yes

MT4

Yes

MT5

Yes

cTrader

Social Trading

Yes

Copy Trading

Yes

Other Trading Platforms (proprietary, etc.)

Mobile and Web app

Ava trade app

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Individual brokerage, IRA (Traditional, Roth, SEP)

Retail, standard, and professional

Demo Account (Yes/No)

Yes

Islamic Accounts (Yes/No)

Yes

Minimum Deposit

$100

Leverage Available

1:10 to 1:400

Trade Limit (maximum per trade)

Account Equity < $25,000: No Day Trades

Depends on the asset type

Commission (per account type)

Best Suited For (e.g., beginners, experienced traders)

Passive investors

Beginners to experienced

Deposit & Withdrawal Options

Deposit Methods

Bank transfers (ACH), direct deposit from linked bank accounts

Credit card, debit card, wire transfer, and e-wallets

Withdrawal Methods

ACH transfer back to linked bank accounts

Credit card, debit card, wire transfer, and e-wallets

Other E-Wallets Supported

Skrill, Neteller, WebMoney,

Tools & Educational Resources

Economic Calendar

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learn (Investing Education), Market Insights and Analysis, Webinars, Investing Guides, Financial Planning Tools, Sofi Insights (Market News)

Trading platform tutorials, Trading rules, Webniars, Blogs, Trading online strategies

Fees & Commissions

Trading-Related Fees

Stocks, ETFs-$0,Commission -$0

Spread: 0.9 pips

Spread (typical, fixed, variable)

Typical

Per Lot Fees

Options Contract Fees

$0- $5

Futures Contract Fees

Markup Fees on Spread

Guaranteed Stop Loss Fees

Maximum Leverage

1:400

Non-Trading Fees

Dormant Fees

$25

$50 inactive for 3 month

Subscription Fees (for premium features, data feeds)

Advisory Fees

Depending on assets type, Professional charges- 1% , annual advisory fees as low as 0.25%

Swap Fees (Overnight Financing)

Yes

Statement or Document Fee

$5 paper statement fee

Account Opening Fee

Account Maintenance Fee

Deposit Fee

Currency Conversion Fee

Withdrawal Fee

Outgoing ACAT transfers $100

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Trading Hours

Trading Hours (for each asset class if applicable)

Depends on the instrument offer

Sunday Night (GMT) until Friday night (GMT)

Customer Support

Support Hours (e.g., 24/7, weekdays only)

Monday - Friday 5am-5pm PT

24/7

Customer Support Methods (phone, email, live chat)

Live chat, Phone: 855-456-7634, Virtual assistant

Phone: +1 212 9419609, E-mail upon request , Live chat

Support Languages

14+

Additional Information

Headquarters Location

San Francisco, California.

Five Lamps Place Amien Street Dublin 1, IE

Complaints (for crypto brokers)

At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.

While Sofi Active Investing maintains low trading fees with no minimum deposit, AvaTrade includes some charges for premium features and certain asset trades, making Sofi Active Investing the better option for budget-focused traders.

Sofi Active Investing offers a quick and paperless account setup that appeals to traders on the go, whereas AvaTrade more involved onboarding process adds an extra layer of safety and regulatory checks.

Traders who value simplicity and execution speed may prefer Sofi Active Investing platform. Meanwhile, AvaTrade offers more flexibility through tools like advanced order types and multi-screen support.

Sofi Active Investing supports complex strategies and asset diversity, while AvaTrade offers clarity and low-cost access for long-term holders.

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