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Capital.com vs TD Direct Investing : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
Capital.com
TD Direct Investing
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
Market maker
None
Years of Existence / Established Year
2016
1984
Customer Base / Number of Accounts
660k
17 M
Regulation & Security
Regulations (governing bodies)
CySEC, ASIC, FCA, MiFID, SCB
CIPF, CIRO
Awards Won (count for the last 2 years)
Best Overall Trading Platform (Online Money Awards 2024) and Best Trading App 2023 (Good Money Guide), Fastest Growing Broker
No major awards listed
Security Measures
AML
CIPF
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
Yes
Yes
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
3000+ assets including shares, ESG
Fixed income investments, GICs
Currency Pairs
Yes
No
Commodities
Yes
No
Indices
Yes
No
Cryptocurrencies
Yes
Yes
CFDs
Yes
No
ETFs
Yes
Yes
Stocks
No
Yes
Options
No
Yes
Futures
No
No
Bonds
No
Yes
Mutual Funds
No
Yes
Fractional Shares
Exchange Traded Notes (ETNs)
No
No
Precious Metals
Yes
Yes
Real Estate Investment Trusts (REITs)
No
No
Equities
No
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
Yes
No
MT5
No
No
cTrader
No
No
Social Trading
No
Copy Trading
Yes
No
Other Trading Platforms (proprietary, etc.)
Mobile apps, CFD trading App, Capital.com API
TD app, web trader, Advanced dashboard, TD active trader
Platform Compatibility (Windows, Mac, iOS, Android)
Yes
Yes
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
CFD Live, MTA account, CFD corporate account, Individual account-Retail, professional account
Margin account, cash trading account, TFSA, RSP, RESP, RIF, LIRA, LIF, RDSP
Demo Account (Yes/No)
Yes
No
Islamic Accounts (Yes/No)
No
No
Minimum Deposit
20 EUR / USD / GBP
$0
Leverage Available
2:1- 30:1
No
Trade Limit (maximum per trade)
$25,000
Depends on asset types
Commission (per account type)
$0
NA
Best Suited For (e.g., beginners, experienced traders)
Beginners to experienced traders
Beginners and experienced traders
Deposit & Withdrawal Options
Deposit Methods
Bank transfer, Bank cards, Pay ID, e-wallets
Direct bank account, Check
Withdrawal Methods
Bank cards, e-wallets
SWIP, Wire payment
Other E-Wallets Supported
Apple Pay, Google pay, PayPal, Neteller, Skrill, Sofort, PRZELEWY, Truelayer, Ideal, Trustly, SPEI, Lean, Volt
No
Tools & Educational Resources
Economic Calendar
Yes
Yes
Tools & Educational Resources (tutorials, webinars, market news, etc.)
For trading beginners- Trading Essentials, Risk management, Market guides, For experienced traders- Trading Strategies, Technical analysis, Market analysis, Trading Psychology
Learning Centre - Investing Education, Market Insights and Analysis, Webinars, Investing Guides, Video Tutorials, TD Direct Investing Community Forum
Fees & Commissions
Trading-Related Fees
Commission: $0
Commission -mutual funds- $0 , IPOs, Equities- $7.00- $9.99, Stock - $3- $43, Bonds- $40 + $1.50/1,000
Spread (typical, fixed, variable)
Variable
NA
Per Lot Fees
NA
NA
Options Contract Fees
NA
$9.99 + $1.25 per contract
Futures Contract Fees
NA
NA
Markup Fees on Spread
NA
NA
Guaranteed Stop Loss Fees
GSL fee value will be displayed on the deal ticket
NA
Maximum Leverage
30:1
No
Non-Trading Fees
Dormant Fees
$0
NA
Subscription Fees (for premium features, data feeds)
NA
NA
Advisory Fees
NA
NA
Swap Fees (Overnight Financing)
NA
NA
Statement or Document Fee
NA
$2-$5
Account Opening Fee
$0
Applicable, Depends on account types
Account Maintenance Fee
NA
$25 per quarter
Deposit Fee
0.7% of the spot forex rate
$17.50 U.S
Currency Conversion Fee
$0
2.50%
Withdrawal Fee
$0
$30-$100
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
Yes
Customer Benefits (e.g., Retirement Plan)
No
Yes
Trading Hours
Trading Hours (for each asset class if applicable)
opens at 9.30am and closes at 4pm local time (2.30pm-9pm London time)
Pre-market trading hours (8 a.m. to 9:30 a.m. ET) and after-hours trading (4 p.m. to 8 p.m. ET)
Customer Support
Support Hours (e.g., 24/7, weekdays only)
24/7
Monday to Friday, 7 am to 10 pm ET
Customer Support Methods (phone, email, live chat)
Live chat, Phone: +61 3 8658 0539, E-mail: [email protected]
Phone: 1-800-465-5463, , Book an appointment
Support Languages
10+
4
Additional Information
Headquarters Location
Limassol, Cyprus
66 Wellington Street West, Toronto, ON M5K 1A2
Complaints (for crypto brokers)
No
No
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