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Sofi Active Investing vs EC Markets : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Sofi Active Investing

Sofi Active Investing

VS
EC Markets

EC Markets

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

STP broker

Years of Existence / Established Year

2019

2011

Customer Base / Number of Accounts

6.2+ Million

No information


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Regulation & Security

Regulations (governing bodies)

SEC, FINRA

FSA,FCA, FSC

Awards Won (count for the last 2 years)

No major awards listed

Best Trading Liquidity Award, Best Customer Awards

Security Measures

SIPC

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

No

Yes

Negative Balance Protection

No

Yes


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

IPO, IRA, Shares

150+

Currency Pairs

No

Yes

Commodities

No

Yes

Indices

No

Yes

Cryptocurrencies

Yes

Yes

CFDs

No

No

ETFs

Yes

No

Stocks

Yes

No

Options

Yes

No

Futures

No

No

Bonds

No

No

Mutual Funds

Yes

No

Fractional Shares

Yes

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

No

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

No

No


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

Yes

cTrader

No

No

Social Trading

No

Yes

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

Mobile and Web app

No

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes except Mac


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Individual brokerage, IRA (Traditional, Roth, SEP)

Standard and ECN accounts

Demo Account (Yes/No)

No

Yes

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

$0

$10

Leverage Available

No

200:1 to 500:1

Trade Limit (maximum per trade)

Account Equity < $25,000: No Day Trades

Unlimited

Commission (per account type)

$0

$0 for standard account, $5 per lot per side for ECN account

Best Suited For (e.g., beginners, experienced traders)

Passive investors

Both beginners and experienced traders


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Deposit & Withdrawal Options

Deposit Methods

Bank transfers (ACH), direct deposit from linked bank accounts

Union Pay, OCT 365, Swift wire transfer, Indonesia bank ATM, Bank Transfer Malaysia, THAI QR payment,e-wallets

Withdrawal Methods

ACH transfer back to linked bank accounts

Union Pay, OCT 365, Swift wire transfer, Indonesia bank ATM, Bank Transfer Malaysia, THAI QR payment, e-wallets

Other E-Wallets Supported

No

VN pay, PoLi.


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learn (Investing Education), Market Insights and Analysis, Webinars, Investing Guides, Financial Planning Tools, Sofi Insights (Market News)

Trading Education, Market Analysis, Webinars, eBooks and Guides, Video Tutorials, MT4 Indicator Plugin


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Fees & Commissions

Trading-Related Fees

Stocks, ETFs-$0,Commission -$0

Spread for Std account: Starts from 1.0 pip, Spread for ECN accounts: Starts from 0.0 pips

Spread (typical, fixed, variable)

NA

Variable

Per Lot Fees

NA

$5

Options Contract Fees

$0- $5

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

No

500:1


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Non-Trading Fees

Dormant Fees

$25

NA

Subscription Fees (for premium features, data feeds)

NA

NA

Advisory Fees

Depending on assets type, Professional charges- 1% , annual advisory fees as low as 0.25%

NA

Swap Fees (Overnight Financing)

NA

Yes

Statement or Document Fee

$5 paper statement fee

NA

Account Opening Fee

NA

NA

Account Maintenance Fee

NA

NA

Deposit Fee

NA

$0

Currency Conversion Fee

NA

NA

Withdrawal Fee

Outgoing ACAT transfers $100

$0 bank fees may apply


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

No


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Trading Hours

Trading Hours (for each asset class if applicable)

Depends on the instrument offer

Varies by asset type


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

Monday - Friday 5am-5pm PT

24/5

Customer Support Methods (phone, email, live chat)

Live chat, Phone: 855-456-7634, Virtual assistant

Phone: +248 422 4099, E-mail: [email protected], Live chat

Support Languages

1

23


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Additional Information

Headquarters Location

San Francisco, California.

3rd Floor, 30 City Road, London, United Kingdom, EC1Y 2AY.

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
Sofi Active Investing is known for competitive pricing on basic trades, especially for beginners. However, EC Markets fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.
Sofi Active Investing makes starting out easy with a simple application, especially for retail clients. EC Markets platform, while requiring more effort to join, allows experienced traders to customize their accounts from the start.
If you're trading on-the-go, Sofi Active Investing mobile platform is fluid and intuitive. EC Markets desktop and web apps are more robust, making them suitable for in-depth trading sessions.
Sofi Active Investing stands out for active traders with robust tools, while EC Markets suits investors seeking simplicity and ease of use.