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XTB vs Exness : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

XTB

XTB

VS
Exness

Exness

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

ECN / Market maker

Years of Existence / Established Year

2002

2008

Customer Base / Number of Accounts

2 Million

800,000


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Regulation & Security

Regulations (governing bodies)

FCA, KNF, CySEC, DFSA, BaFin, FSCA, and FSC.

FSA CBCS FSC FSCA CySEC FCA CMA JSC

Awards Won (count for the last 2 years)

Best for low cost ISA 2025, Best CFD Broker of 2025, Europe's fastest growing company 2025, Highly Recommended Finder Awards 2024,

Best Retail FX Broker, Most Trusted Broker 2024 , Best Multi-Asset Broker and Most Trusted Broker in Africa 2024 ,Five awards at the Cyprus Responsible Business Awards 2024

Security Measures

FSCS

ICF

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

Yes


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

11400+ trading instruments, including an investment plan

200+ trading instruments

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

Yes

Yes

CFDs

Yes

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

No

No

Futures

No

Yes

Bonds

No

No

Mutual Funds

No

No

Fractional Shares

Yes

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

Yes

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

Yes

cTrader

No

No

Social Trading

No

Yes

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

X station

Exness Terminal Exness Trade App

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Standarad, Professional

Standard Accounts Standard cent Accounts Pro Accounts Raw Spread Accounts Demo Trading Accounts Social Trading Accounts

Demo Account (Yes/No)

Yes

Yes

Islamic Accounts (Yes/No)

Yes

No

Minimum Deposit

$0

$1 for standard accounts $200 for professional accounts

Leverage Available

1:2 to 1:500

1:30 to1 : 2000

Trade Limit (maximum per trade)

Depends on assets class

200 lots - day time 60 lots for forex & 20 lots others - night time

Commission (per account type)

$0

$3.5 per lot for Raw Spread accountsCommission free for Standard, Standard Cent & Pro accounts

Best Suited For (e.g., beginners, experienced traders)

Beginners to experienced traders

Beginners


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Deposit & Withdrawal Options

Deposit Methods

bank transfers, credit and debit cards, e-wallets

Bank transfer Card E Wallets

Withdrawal Methods

bank transfers, credit and debit cards, e-wallets

Bank transfer Card E Wallets

Other E-Wallets Supported

Skrill, Neteller

Neteller Skrill Perfect Money Sticpay


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Educational Articles and Market Articles

Analytical tools Trading calculator Currency converter Tick history VPS hosting


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Fees & Commissions

Trading-Related Fees

Spread 0.1 to 0.8 pips, Stock transfer fee- USD 25, ETF commission- 0.2%

Forex- 0.0 pips, Commission- $0

Spread (typical, fixed, variable)

Variable

Variable

Per Lot Fees

0.08% per lot, or 0.16% per round turn

NA

Options Contract Fees

NA

USD 0.05 to 3.5 per contract

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

(1:500)

1:2000


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Non-Trading Fees

Dormant Fees

Charges apply 12 months of inactivity

$0

Subscription Fees (for premium features, data feeds)

NA

$0

Advisory Fees

0% advisory fee for cash-enhanced portfolio, 0.30% annual advisory fee for market-focused portfolio, 0.75-0.85% annual advisory fee for personal advice

$0

Swap Fees (Overnight Financing)

No

Yes

Statement or Document Fee

$0

NA

Account Opening Fee

$0

$0

Account Maintenance Fee

$0

$0

Deposit Fee

$0- Bank transfer, Visa, Mastercard, or Maestro, 2% fee for deposits via Skrill.

$0

Currency Conversion Fee

0.50%

$0

Withdrawal Fee

$0 - above $50, £5 or $20 fee for withdrawals below £50 or $50

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

No

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

22:00 on Sunday to 21:00 on Friday GMT.

Forex trading hours - Sunday 22:05 to Friday 21:59Crypto trading hours - Sunday from 21:35 to Friday 22:05Indices trading hours - Sunday 23:05 to Friday 21:00Commodities - Sunday 23:05 to Friday 21:58


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

(24/5)

24/7

Customer Support Methods (phone, email, live chat)

Phone: +48 222 739 976, Live chat, E-mail: [email protected]

Help Center Support hub, Live chat

Support Languages

10

15+


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Additional Information

Headquarters Location

Poland

1 Siafi Street, Portobello Office 401, Limassol 3042, Cyprus

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
XTB stands out for its zero-commission trading model, appealing to cost-conscious investors. In contrast, Exness offers more comprehensive services with slightly higher fees, especially for advanced tools and asset classes.
XTB makes starting out easy with a simple application, especially for retail clients. Exness platform, while requiring more effort to join, allows experienced traders to customize their accounts from the start.
If you're looking for platform speed and ease of execution, XTB delivers a smooth experience. Exness , however, is tailored toward traders who want deeper analysis tools and portfolio insights.
XTB delivers a robust ecosystem for seasoned traders, whereas Exness focuses on ease of access and modern usability.