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Fidelity vs Exness : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Fidelity

Fidelity

VS
Exness

Exness

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

STP broker

ECN / Market maker

Years of Existence / Established Year

1946

2008

Customer Base / Number of Accounts

51.4 million

800,000


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Regulation & Security

Regulations (governing bodies)

SEC, MSRB, FINRA

FSA CBCS FSC FSCA CySEC FCA CMA JSC

Awards Won (count for the last 2 years)

Best Online Broker for Beginning Investors 2024, Rated #1 for Overall Broker 2024, Best Online Broker 2023

Best Retail FX Broker, Most Trusted Broker 2024 , Best Multi-Asset Broker and Most Trusted Broker in Africa 2024 ,Five awards at the Cyprus Responsible Business Awards 2024

Security Measures

FDIC , SIPC

ICF

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes* Restriction for some clients

Yes

Negative Balance Protection

No

Yes


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

10000+ mutual funds including fixed income, CDs, Annuities, life insurance, long-term Care Planning, 529 Plans IRAs, Health Savings Account

200+ trading instruments

Currency Pairs

No

Yes

Commodities

No

Yes

Indices

No

Yes

Cryptocurrencies

Yes

Yes

CFDs

No

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

Yes

No

Futures

No

Yes

Bonds

Yes

No

Mutual Funds

Yes

No

Fractional Shares

Yes

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

No

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

Yes

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

Yes

cTrader

No

No

Social Trading

No

Yes

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

Trading dashboard, Fidelity mobile, Active Trader Pro

Exness Terminal Exness Trade App

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Fidelity® Cash Management Account., The Fidelity Account, Individual Retirement Account (IRA), 529 College Savings Account., Fidelity HSA, Custodial Account (UGMA/UTMA)

Standard Accounts Standard cent Accounts Pro Accounts Raw Spread Accounts Demo Trading Accounts Social Trading Accounts

Demo Account (Yes/No)

Yes

Yes

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

$0

$1 for standard accounts $200 for professional accounts

Leverage Available

No

1:30 to1 : 2000

Trade Limit (maximum per trade)

Depends on assets class

200 lots - day time 60 lots for forex & 20 lots others - night time

Commission (per account type)

$0

$3.5 per lot for Raw Spread accountsCommission free for Standard, Standard Cent & Pro accounts

Best Suited For (e.g., beginners, experienced traders)

Beginners and experienced traders

Beginners


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Deposit & Withdrawal Options

Deposit Methods

ATM/debit card, Deposits eligible for FDIC insurance, Cash Manager, Fidelity Mobile, Bill Pay, Check writing, Automatic investments, Automatic withdrawals, Direct deposit, Electronic funds transfer (EFT), e-wallets

Bank transfer Card E Wallets

Withdrawal Methods

Electronic funds transfer (EFT), Bank wire, Paper check, Paper bill varies by account types

Bank transfer Card E Wallets

Other E-Wallets Supported

Venmo or PayPal

Neteller Skrill Perfect Money Sticpay


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Tools & Educational Resources

Economic Calendar

No

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Research and Tools, Investment Education, Webinars and Online Courses, Market News and Insights, Retirement and Planning Tools

Analytical tools Trading calculator Currency converter Tick history VPS hosting


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Fees & Commissions

Trading-Related Fees

Commission for U.S stocks, ETFs, Options- $0, Mutual funds- $49.95, Crypto spread- 1.0 pip, Margin liquidation -$32.95 per liquidation, Stock certificate transfer and ship $10 Per Certificate

Forex- 0.0 pips, Commission- $0

Spread (typical, fixed, variable)

NA

Variable

Per Lot Fees

NA

NA

Options Contract Fees

$0.65/ Contract fee

USD 0.05 to 3.5 per contract

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

No

1:2000


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Non-Trading Fees

Dormant Fees

$0

$0

Subscription Fees (for premium features, data feeds)

NA

$0

Advisory Fees

NA

$0

Swap Fees (Overnight Financing)

NA

Yes

Statement or Document Fee

NA

NA

Account Opening Fee

$0

$0

Account Maintenance Fee

$0

$0

Deposit Fee

$0

$0

Currency Conversion Fee

$50/ per trade

$0

Withdrawal Fee

Wire transfer-$3

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

No

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

Premarket session -7:00 a.m. to 9:28 a.m. ET.

Forex trading hours - Sunday 22:05 to Friday 21:59Crypto trading hours - Sunday from 21:35 to Friday 22:05Indices trading hours - Sunday 23:05 to Friday 21:00Commodities - Sunday 23:05 to Friday 21:58


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

8:30 a.m. - 8:30 p.m. ET , Monday- Friday

24/7

Customer Support Methods (phone, email, live chat)

Phone: 800-343-0860, 800-835-5095, Live chat, Login for personalized help, FAQs

Help Center Support hub, Live chat

Support Languages

2

15+


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Additional Information

Headquarters Location

Boston, MA

1 Siafi Street, Portobello Office 401, Limassol 3042, Cyprus

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
Both Fidelity and Exness offer affordable fee structures, but Fidelity generally edges out with no inactivity fees and lower commissions on standard trades, whereas Exness shines with bundled research and platform access.
Account approval at Fidelity is usually completed within hours, often with automated ID checks. Exness might take longer due to manual reviews, but provides in-depth onboarding support along the way.
Fidelity provides a modern trading experience with its proprietary platform, ideal for technical traders. Exness , on the other hand, offers more research tools and is better suited for data-driven investors.
Fidelity stands out for active traders with robust tools, while Exness suits investors seeking simplicity and ease of use.