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Interactive Investor vs Fineco Bank : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Interactive Investor

Interactive Investor

VS
Fineco Bank

Fineco Bank

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

None

NA

Years of Existence / Established Year

1995

1999

Customer Base / Number of Accounts

over 430,000

1.4M


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Regulation & Security

Regulations (governing bodies)

FCA

FCA, PRA Bank of Italy and Consob

Awards Won (count for the last 2 years)

Best Stocks and Shares ISA - The Times Money Mentor Awards 2024 Boring Money Best Buy ISA - AIC Shareholder Engagement Award 2024 Boring Money Best Buy Pension - AIC Shareholder Engagement Award 2024 Best online stock broker 2023 - ADVFN International Financial Awards

Winner of EMAS Italia 2023 Best in ESG in MF investment and advisor awards 2023 Sustainability leaders 2023

Security Measures

FSCS

SIPC & FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

No

NBP for derivatives not available for professional traders


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

43,000 + funds, Shares, Glits

6000+ financial products including ETCs

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

No

Yes

CFDs

No

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

No

Yes

Futures

No

Yes

Bonds

Yes

Yes

Mutual Funds

Yes

Yes

Fractional Shares

No

Yes

Exchange Traded Notes (ETNs)

No

Yes

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

Yes

No

Equities

No

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

No

MT5

No

No

cTrader

No

No

Social Trading

Yes

No

Copy Trading

No

No

Other Trading Platforms (proprietary, etc.)

Online ii Community - for social trading

PowerDesk Fineco App

Platform Compatibility (Windows, Mac, iOS, Android)

Yes only Web

Yes (except iOS)


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Trading Account SIPP Stocks & Shares ISA Junior ISA Cash Savings Managed ISA Joint Trading Account Company Account

Fineco Account Trading Account

Demo Account (Yes/No)

No

No

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

Euro 250

Euro 0

Leverage Available

Info not available

100:1

Trade Limit (maximum per trade)

Varies for each product

CFDs Min 2% to Max 6% for intraday trading Min 7% to Max 100% for multiday trading

Commission (per account type)

Monthly fee ISA / Trading account - £ 4.99 for investment upto £ 50,000 - £ 11.99 (no limit) SIPP - £ 5.99 for investment upto £50,000 - £12.99 (no limit) ISA + Trading Account + SIPP - £ 9.99 for investment upto £75,000 - £ 21.99 (no limit)

NA

Best Suited For (e.g., beginners, experienced traders)

Beginners

Beginners & experienced


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Deposit & Withdrawal Options

Deposit Methods

Cash savings Ac - Bank transfer Debit cards Cheque Payit from Natwest

Bank transfer Credit / Debit cards

Withdrawal Methods

Bank Transfer

Bank transfer Credit / Debit cards

Other E-Wallets Supported

No

No


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

StockScreener - Intuitive tool to explore the markets

Margination Automatic Orders Multicurrency Multiple Filters Remunerated Portfolio Video guides & online webinars


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Fees & Commissions

Trading-Related Fees

UK & US shares, funds, ETFs, bonds and gilts - £3.99, Other international shares - £9.99 / £5.99 (Super Investor), Dividend reinvestment - £0.99, For value over £100,000 - 0.04% of trade value, Buying / Selling other international shares - £9.99, For value over £25,000 - 0.10% of trade value, International trading fees for super investors - £5.99

CFD Stocks - Euro 0 CFD Indices - Euro 0 CFD Commodities -Euro 0 CFD Forex - Euro0 CFD Crypto -Euro 0 Knock out - Euro 0 ETF promotion -Euro 0 Certificates - Euro 0 Euro 3.95 per order on investments

Spread (typical, fixed, variable)

Info not available

Variable

Per Lot Fees

£ 3.99 per trade

Up to Euro 0.85 and $1 per lot

Options Contract Fees

NA

IDEM options - Euro 1.95 EUREX Options - Euro 1.95 CBOE Options - $1.95

Futures Contract Fees

NA

Futures IDEM - Euro 1.95 EUREX Futures - Euro 0.95 CME Futures - $1

Markup Fees on Spread

NA

$0

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

Info not available

100:1


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Non-Trading Fees

Dormant Fees

$0

Euro 0

Subscription Fees (for premium features, data feeds)

Super Investor plan - £ 19.99 per month Super Investor + SIPP = £29.99 per month

0.25%

Advisory Fees

$0

$0

Swap Fees (Overnight Financing)

NA

NA

Statement or Document Fee

NA

$0

Account Opening Fee

NA

$0

Account Maintenance Fee

Administrative charges Share certificate withdrawal - £ 35 + VAT - Per certificate Failed payments or late settlement - £ 25 Paper documents - £ 3 + VAT per document Contract notes sent by post - £ 1.50 + VAT per document VCTs processing charge - £ 30 per application

Euro 2.95 per month

Deposit Fee

£ 0

$0

Currency Conversion Fee

Value converted FX charge £ 0 - £ 24,999.99 1.5% £ 25,000 - £ 49,999.99 1.25% £ 50,000 - £ 99,999.99 1.00% £ 100,000 - £ 599,999.99 0.50% £ 600,000 or more 0.25%

$0

Withdrawal Fee

Urgent withdrawals cost - £15

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

No

Customer Benefits (e.g., Retirement Plan)

Yes

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

UK- Pre-market: 7 AM - 9:30 AM After-hours: 4:05 PM - 8 PM

Depends on the assets type


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

7.45am to 5.30pm (GMT) Monday - Friday

24/5

Customer Support Methods (phone, email, live chat)

Tel: 0345 607 6001 From abroad: +44 113 346 2309

UK - 08006406667 Abroad - +44 (0) 20 7065 7557 Monday to Friday, from 10:00 am to 6:30 pm.Email: mailto:[email protected]

Support Languages

1

2


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Additional Information

Headquarters Location

Leeds One Embankment, Neville Street, Leeds, LS1 4DW

Rivoluzione d'Ottobre 16, Reggio Emilia, Italy 42123

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
interactive investor is known for competitive pricing on basic trades, especially for beginners. However, Fineco Bank fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.
New users will likely find interactive investor sign-up process more intuitive. Meanwhile, Fineco Bank takes a more regulated path to onboarding, which could benefit traders seeking high capital limits and detailed agreements.
Traders who value simplicity and execution speed may prefer interactive investor platform. Meanwhile, Fineco Bank offers more flexibility through tools like advanced order types and multi-screen support.
interactive investor strength lies in high-performance trading, while Fineco Bank provides a more accessible route for everyday investors.