Fineco Bank vs Swissquote : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Fineco Bank

Swissquote

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

STP

Years of Existence / Established Year

1999

1996

Customer Base / Number of Accounts

1.4M

610,000 accounts

Regulation & Security

Regulations (governing bodies)

FCA, PRA Bank of Italy and Consob

FINMA CySEC FCA, DFSA

Awards Won (count for the last 2 years)

Winner of EMAS Italia 2023 Best in ESG in MF investment and advisor awards 2023 Sustainability leaders 2023

No major awards listed

Security Measures

SIPC & FSCS

FSCS

SSL Encryption / 2FA

Yes

Segregated Funds

Yes

Negative Balance Protection

NBP for derivatives not available for professional traders

Yes

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

6000+ financial products including ETCs

9000+ Markets including ETNs

Currency Pairs

Yes

Commodities

Yes

Indices

Yes

Cryptocurrencies

Yes

CFDs

Yes

ETFs

Yes

Stocks

Yes

Options

Yes

Futures

Yes

Bonds

Yes

Mutual Funds

Yes

Fractional Shares

Yes

Exchange Traded Notes (ETNs)

Yes

Precious Metals

Yes

Real Estate Investment Trusts (REITs)

Yes

Equities

Yes

Trading Platforms & Technology

Trading Platform Availability

Yes

MT4

Yes

MT5

Yes

cTrader

Social Trading

Copy Trading

Yes

Other Trading Platforms (proprietary, etc.)

PowerDesk Fineco App

CFXD Swissquote App

Platform Compatibility (Windows, Mac, iOS, Android)

Yes (except iOS)

Yes

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Fineco Account Trading Account

Standard Premium Prime Professional

Demo Account (Yes/No)

Yes

Islamic Accounts (Yes/No)

Minimum Deposit

Euro 0

€0

Leverage Available

100:1

1:100- 1 : 400

Trade Limit (maximum per trade)

CFDs Min 2% to Max 6% for intraday trading Min 7% to Max 100% for multiday trading

Varies by instrument

Commission (per account type)

€0

Best Suited For (e.g., beginners, experienced traders)

Beginners & experienced

Beginners

Deposit & Withdrawal Options

Deposit Methods

Bank transfer Credit / Debit cards

Wire Transfer Credit/ Debit cards

Withdrawal Methods

Bank transfer Credit / Debit cards

Wire Transfer Credit/ Debit cards

Other E-Wallets Supported

Tools & Educational Resources

Economic Calendar

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Margination Automatic Orders Multicurrency Multiple Filters Remunerated Portfolio Video guides & online webinars

AI generated sentiment analylsis Portfolio performance chart Recurring orders & Securities lending Stress test tool, ESG feature

Fees & Commissions

Trading-Related Fees

CFD Stocks - Euro 0 CFD Indices - Euro 0 CFD Commodities -Euro 0 CFD Forex - Euro0 CFD Crypto -Euro 0 Knock out - Euro 0 ETF promotion -Euro 0 Certificates - Euro 0 Euro 3.95 per order on investments

Stocks - 0.1%, ETFs - 0.1%, Options / Futures - 2 Euro per contract, OTC Orders/ Grey market / other markets: 0.50%, minimum 100 currencies, Cryptocurrencies- €25 - 10,000 - 1%, Mutual funds - €24.95 minimum commission

Spread (typical, fixed, variable)

Variable

Per Lot Fees

Up to Euro 0.85 and $1 per lot

0.00 pips

Options Contract Fees

IDEM options - Euro 1.95 EUREX Options - Euro 1.95 CBOE Options - $1.95

€0.85 per transaction

Futures Contract Fees

Futures IDEM - Euro 1.95 EUREX Futures - Euro 0.95 CME Futures - $1

Markup Fees on Spread

Guaranteed Stop Loss Fees

Maximum Leverage

100:1

1:400

Non-Trading Fees

Dormant Fees

Euro 0

Subscription Fees (for premium features, data feeds)

0.25%

Others- 0.25%Mutual funds - 0.5%

Advisory Fees

€0

Swap Fees (Overnight Financing)

Yes

Statement or Document Fee

EUWAX Market - 0.1%

Account Opening Fee

€0

Account Maintenance Fee

Euro 2.95 per month

Quarterly Custody Fees for Cash Asset 0 to 50,000 CHF - 20 CHFAccount fees for precious metal account balances - 0.25%

Deposit Fee

Bank / Post wire transfer - Free Crediting of cheques - 30 CHF Card deposits - 1.9% (Switzerland & Europe)/0% rest

Currency Conversion Fee

UK - 0.5%

Withdrawal Fee

Wire transfer - Payment fees changes based on currency

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Trading Hours

Trading Hours (for each asset class if applicable)

Depends on the assets type

Forex Opening Hours: 8:00 - 18:00 CET. Monday to FridayForex dealing desk Opening hours: From 23:00 Sunday to 23:00 Friday CET

Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/5

8:00 - 22:00 CET Monday to Friday

Customer Support Methods (phone, email, live chat)

UK - 08006406667 Abroad - +44 (0) 20 7065 7557 Monday to Friday, from 10:00 am to 6:30 pm.Email: mailto:[email protected]

Phone: +41 44 825 88 88 Forex: +41 44 825 87 87 E-mail: [email protected] Forex dealing desk: +41 22 999 94 76

Support Languages

Additional Information

Headquarters Location

Rivoluzione d'Ottobre 16, Reggio Emilia, Italy 42123

Chemin de la Cretaux 33 P.O. Box 1032 1196 Gland

Complaints (for crypto brokers)

At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.

Fineco Bank stands out for its zero-commission trading model, appealing to cost-conscious investors. In contrast, Swissquote offers more comprehensive services with slightly higher fees, especially for advanced tools and asset classes.

If speed and simplicity matter to you, Fineco Bank delivers a streamlined account setup. In contrast, Swissquote includes more documentation and KYC checks, which can delay access but ensures strong compliance.

Fineco Bank excels in real-time trade execution with minimal latency, whereas Swissquote complements its execution with strong analytical modules and educational support within the platform.

Fineco Bank caters to serious traders who value advanced features, whereas Swissquote appeals to beginners due to its user-friendly platform.

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