TradingCritique

Select Your Brokers to Compare

HYCM vs XTB : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

HYCM

HYCM

VS
XTB

XTB

Icon

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

Market maker

Years of Existence / Established Year

1977

2002

Customer Base / Number of Accounts

No information

2 Million


Icon

Regulation & Security

Regulations (governing bodies)

FCA, DFSA, CySEC,CIMA

FCA, KNF, CySEC, DFSA, BaFin, FSCA, and FSC.

Awards Won (count for the last 2 years)

Most Trusted Broker 2023 UAE, Most Transparent Forex Broker 2023

Best for low cost ISA 2025, Best CFD Broker of 2025, Europe's fastest growing company 2025, Highly Recommended Finder Awards 2024,

Security Measures

Tier-1 Client Fund Security

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

Yes


Icon

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

300+ instruments

11400+ trading instruments, including an investment plan

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

Yes

Yes

CFDs

Yes

Yes

ETFs

No

Yes

Stocks

Yes

Yes

Options

No

No

Futures

No

No

Bonds

No

No

Mutual Funds

No

No

Fractional Shares

Yes

Yes

Exchange Traded Notes (ETNs)

No

No

Precious Metals

No

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

No

Yes


Icon

Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

Yes

No

MT5

Yes

No

cTrader

No

No

Social Trading

Yes

No

Copy Trading

Yes

No

Other Trading Platforms (proprietary, etc.)

HYCM Trader, Web trader

X station

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


Icon

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Fixed, Classic and Raw account, Special account for VIP and corpoarte clients

Standarad, Professional

Demo Account (Yes/No)

Yes

Yes

Islamic Accounts (Yes/No)

Yes

Yes

Minimum Deposit

$20

$0

Leverage Available

1:20- 1:500

1:2 to 1:500

Trade Limit (maximum per trade)

250 for MT4 Unlimited for HYCM trader and MT5

Depends on assets class

Commission (per account type)

No commission for fixed and classic accounts, Commissions for raw account: FX $4 per round, Metals $5 per round, Others $0 per round

$0

Best Suited For (e.g., beginners, experienced traders)

Beginners traders

Beginners to experienced traders


Icon

Deposit & Withdrawal Options

Deposit Methods

Bank Transfer, Visa (credit/debit card), and Crypto wallet (cryptocurrency payments), e-wallets

bank transfers, credit and debit cards, e-wallets

Withdrawal Methods

Bank Transfer, Visa (credit/debit card), and Crypto wallet (cryptocurrency payments), e-wallets

bank transfers, credit and debit cards, e-wallets

Other E-Wallets Supported

Neteller, Skrill, PayTrust, Fasapay, WebMoney, AstroPay, ZOTAPAY, and UPI

Skrill, Neteller


Icon

Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Forex Fundamentals, Trading Tools and Resources, Advanced Trading Concepts, Ethics and Compliance, Technology In Trading, Forex Market History

Educational Articles and Market Articles


Icon

Fees & Commissions

Trading-Related Fees

Spread- 0.1 to 1.5 pips, Raw account - FX- $4 per round, Metals - $5 per round

Spread 0.1 to 0.8 pips, Stock transfer fee- USD 25, ETF commission- 0.2%

Spread (typical, fixed, variable)

Variable /Fixed

Variable

Per Lot Fees

$4 per round

0.08% per lot, or 0.16% per round turn

Options Contract Fees

NA

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

1:500

(1:500)


Icon

Non-Trading Fees

Dormant Fees

$10 inactive for 90 days

Charges apply 12 months of inactivity

Subscription Fees (for premium features, data feeds)

NA

NA

Advisory Fees

NA

0% advisory fee for cash-enhanced portfolio, 0.30% annual advisory fee for market-focused portfolio, 0.75-0.85% annual advisory fee for personal advice

Swap Fees (Overnight Financing)

Yes

No

Statement or Document Fee

NA

$0

Account Opening Fee

NA

$0

Account Maintenance Fee

$50

$0

Deposit Fee

$0

$0- Bank transfer, Visa, Mastercard, or Maestro, 2% fee for deposits via Skrill.

Currency Conversion Fee

$10

0.50%

Withdrawal Fee

e-wallets- 1%, Bank wires- $30, Others-$0

$0 - above $50, £5 or $20 fee for withdrawals below £50 or $50


Icon

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

No

No


Icon

Trading Hours

Trading Hours (for each asset class if applicable)

23: 01GMT on Sunday night and 21: 00 GMT on Friday night

22:00 on Sunday to 21:00 on Friday GMT.


Icon

Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/5 For complaints 9:00 - 18.00 (GMT +3)

(24/5)

Customer Support Methods (phone, email, live chat)

Phone: +44 - 208 - 816 - 7812, E-mail:[email protected], Live chat

Phone: +48 222 739 976, Live chat, E-mail: [email protected]

Support Languages

15+

10


Icon

Additional Information

Headquarters Location

27-28 Clement's Lane, St Clement's HouseLondon EC4N 7AEUnited Kingdom

Poland

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
If minimizing trading costs is your top priority, HYCM might be more attractive due to its lower commissions. Meanwhile, XTB justifies its moderate fees with more robust tools and professional-grade features.
HYCM gets you trading faster thanks to its minimal entry barriers. In comparison, XTB account setup is slower but includes extra layers of financial screening and suitability assessments.
If you're trading on-the-go, HYCM mobile platform is fluid and intuitive. XTB desktop and web apps are more robust, making them suitable for in-depth trading sessions.
For market veterans, HYCM brings the tools they need. New investors might find XTB more approachable and cost-effective.