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Ally Invest vs Interactive Investor : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Ally Invest

Ally Invest

VS
Interactive Investor

Interactive Investor

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

None

None

Years of Existence / Established Year

2005

1995

Customer Base / Number of Accounts

No information

over 430,000


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Regulation & Security

Regulations (governing bodies)

SEC, FINRA

FCA

Awards Won (count for the last 2 years)

No major awards listed

Best Stocks and Shares ISA - The Times Money Mentor Awards 2024 Boring Money Best Buy ISA - AIC Shareholder Engagement Award 2024 Boring Money Best Buy Pension - AIC Shareholder Engagement Award 2024 Best online stock broker 2023 - ADVFN International Financial Awards

Security Measures

SIPC

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

No

Yes

Negative Balance Protection

No

No


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

10,800+ assets including, CDs, Treasuries, Crypto available through external parterns

43,000 + funds, Shares, Glits

Currency Pairs

No

Yes

Commodities

No

Yes

Indices

Yes

Yes

Cryptocurrencies

No

No

CFDs

No

No

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

Yes

No

Futures

No

No

Bonds

Yes

Yes

Mutual Funds

Yes

Yes

Fractional Shares

Yes

No

Exchange Traded Notes (ETNs)

Yes

No

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

Yes

Yes

Equities

Yes

No


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

No

MT5

No

No

cTrader

No

No

Social Trading

No

Yes

Copy Trading

No

No

Other Trading Platforms (proprietary, etc.)

Web and mobile platform

Online ii Community - for social trading

Platform Compatibility (Windows, Mac, iOS, Android)

Yes except Mac

Yes only Web


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

IRA plan, Traditional, Roth IRA, Self-directed trading, Ally Invest Robo portfolios, Personal advice

Trading Account SIPP Stocks & Shares ISA Junior ISA Cash Savings Managed ISA Joint Trading Account Company Account

Demo Account (Yes/No)

No

No

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

$100

Euro 250

Leverage Available

No

Info not available

Trade Limit (maximum per trade)

Non-Pattern Day Trader-3-day trades in 5 business days, Pattern Day Trade- Unlimited day trades

Varies for each product

Commission (per account type)

$0

Monthly fee ISA / Trading account - £ 4.99 for investment upto £ 50,000 - £ 11.99 (no limit) SIPP - £ 5.99 for investment upto £50,000 - £12.99 (no limit) ISA + Trading Account + SIPP - £ 9.99 for investment upto £75,000 - £ 21.99 (no limit)

Best Suited For (e.g., beginners, experienced traders)

Beginners

Beginners


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Deposit & Withdrawal Options

Deposit Methods

ACH, Wire transfer, Check

Cash savings Ac - Bank transfer Debit cards Cheque Payit from Natwest

Withdrawal Methods

Wire transfer

Bank Transfer

Other E-Wallets Supported

No

No


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Trading Education, Market Insights, Webinars, Online Trading Courses, Forex and Options Education

StockScreener - Intuitive tool to explore the markets


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Fees & Commissions

Trading-Related Fees

Commission-$0

UK & US shares, funds, ETFs, bonds and gilts - £3.99, Other international shares - £9.99 / £5.99 (Super Investor), Dividend reinvestment - £0.99, For value over £100,000 - 0.04% of trade value, Buying / Selling other international shares - £9.99, For value over £25,000 - 0.10% of trade value, International trading fees for super investors - £5.99

Spread (typical, fixed, variable)

NA

Info not available

Per Lot Fees

NA

£ 3.99 per trade

Options Contract Fees

$0.50

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

No

Info not available


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Non-Trading Fees

Dormant Fees

$0

$0

Subscription Fees (for premium features, data feeds)

NA

Super Investor plan - £ 19.99 per month Super Investor + SIPP = £29.99 per month

Advisory Fees

$0.75-$0.85

$0

Swap Fees (Overnight Financing)

NA

NA

Statement or Document Fee

NA

NA

Account Opening Fee

$0

NA

Account Maintenance Fee

$0

Administrative charges Share certificate withdrawal - £ 35 + VAT - Per certificate Failed payments or late settlement - £ 25 Paper documents - £ 3 + VAT per document Contract notes sent by post - £ 1.50 + VAT per document VCTs processing charge - £ 30 per application

Deposit Fee

$0

£ 0

Currency Conversion Fee

$0

Value converted FX charge £ 0 - £ 24,999.99 1.5% £ 25,000 - £ 49,999.99 1.25% £ 50,000 - £ 99,999.99 1.00% £ 100,000 - £ 599,999.99 0.50% £ 600,000 or more 0.25%

Withdrawal Fee

Wire transfer- $75

Urgent withdrawals cost - £15


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes- Occasionally

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

Pre-market orders between 8:00 am - 9:30 am, ET or post-market orders between 4:00 pm - 5:00 pm ET.

UK- Pre-market: 7 AM - 9:30 AM After-hours: 4:05 PM - 8 PM


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

Mon - Fri 7am - 10pm ET, Sat 8am - 8pm ET

7.45am to 5.30pm (GMT) Monday - Friday

Customer Support Methods (phone, email, live chat)

Hard of hearing call: 711, Phone: 1-888-925-2559, +1-316-652-6430, E-mail: Login to send a secure message, Live chat

Tel: 0345 607 6001 From abroad: +44 113 346 2309

Support Languages

2

1


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Additional Information

Headquarters Location

Charlotte, North Carolina, USA

Leeds One Embankment, Neville Street, Leeds, LS1 4DW

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
While Ally Invest maintains low trading fees with no minimum deposit, interactive investor includes some charges for premium features and certain asset trades, making Ally Invest the better option for budget-focused traders.
New users will likely find Ally Invest sign-up process more intuitive. Meanwhile, interactive investor takes a more regulated path to onboarding, which could benefit traders seeking high capital limits and detailed agreements.
If you're trading on-the-go, Ally Invest mobile platform is fluid and intuitive. interactive investor desktop and web apps are more robust, making them suitable for in-depth trading sessions.
Ally Invest delivers a robust ecosystem for seasoned traders, whereas interactive investor focuses on ease of access and modern usability.