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HYCM vs Interactive Investor : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

HYCM

HYCM

VS
Interactive Investor

Interactive Investor

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

None

Years of Existence / Established Year

1977

1995

Customer Base / Number of Accounts

No information

over 430,000


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Regulation & Security

Regulations (governing bodies)

FCA, DFSA, CySEC,CIMA

FCA

Awards Won (count for the last 2 years)

Most Trusted Broker 2023 UAE, Most Transparent Forex Broker 2023

Best Stocks and Shares ISA - The Times Money Mentor Awards 2024 Boring Money Best Buy ISA - AIC Shareholder Engagement Award 2024 Boring Money Best Buy Pension - AIC Shareholder Engagement Award 2024 Best online stock broker 2023 - ADVFN International Financial Awards

Security Measures

Tier-1 Client Fund Security

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

No


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

300+ instruments

43,000 + funds, Shares, Glits

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

Yes

No

CFDs

Yes

No

ETFs

No

Yes

Stocks

Yes

Yes

Options

No

No

Futures

No

No

Bonds

No

Yes

Mutual Funds

No

Yes

Fractional Shares

Yes

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

No

Yes

Real Estate Investment Trusts (REITs)

No

Yes

Equities

No

No


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

Yes

No

MT5

Yes

No

cTrader

No

No

Social Trading

Yes

Yes

Copy Trading

Yes

No

Other Trading Platforms (proprietary, etc.)

HYCM Trader, Web trader

Online ii Community - for social trading

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes only Web


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Fixed, Classic and Raw account, Special account for VIP and corpoarte clients

Trading Account SIPP Stocks & Shares ISA Junior ISA Cash Savings Managed ISA Joint Trading Account Company Account

Demo Account (Yes/No)

Yes

No

Islamic Accounts (Yes/No)

Yes

No

Minimum Deposit

$20

Euro 250

Leverage Available

1:20- 1:500

Info not available

Trade Limit (maximum per trade)

250 for MT4 Unlimited for HYCM trader and MT5

Varies for each product

Commission (per account type)

No commission for fixed and classic accounts, Commissions for raw account: FX $4 per round, Metals $5 per round, Others $0 per round

Monthly fee ISA / Trading account - £ 4.99 for investment upto £ 50,000 - £ 11.99 (no limit) SIPP - £ 5.99 for investment upto £50,000 - £12.99 (no limit) ISA + Trading Account + SIPP - £ 9.99 for investment upto £75,000 - £ 21.99 (no limit)

Best Suited For (e.g., beginners, experienced traders)

Beginners traders

Beginners


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Deposit & Withdrawal Options

Deposit Methods

Bank Transfer, Visa (credit/debit card), and Crypto wallet (cryptocurrency payments), e-wallets

Cash savings Ac - Bank transfer Debit cards Cheque Payit from Natwest

Withdrawal Methods

Bank Transfer, Visa (credit/debit card), and Crypto wallet (cryptocurrency payments), e-wallets

Bank Transfer

Other E-Wallets Supported

Neteller, Skrill, PayTrust, Fasapay, WebMoney, AstroPay, ZOTAPAY, and UPI

No


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Forex Fundamentals, Trading Tools and Resources, Advanced Trading Concepts, Ethics and Compliance, Technology In Trading, Forex Market History

StockScreener - Intuitive tool to explore the markets


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Fees & Commissions

Trading-Related Fees

Spread- 0.1 to 1.5 pips, Raw account - FX- $4 per round, Metals - $5 per round

UK & US shares, funds, ETFs, bonds and gilts - £3.99, Other international shares - £9.99 / £5.99 (Super Investor), Dividend reinvestment - £0.99, For value over £100,000 - 0.04% of trade value, Buying / Selling other international shares - £9.99, For value over £25,000 - 0.10% of trade value, International trading fees for super investors - £5.99

Spread (typical, fixed, variable)

Variable /Fixed

Info not available

Per Lot Fees

$4 per round

£ 3.99 per trade

Options Contract Fees

NA

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

1:500

Info not available


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Non-Trading Fees

Dormant Fees

$10 inactive for 90 days

$0

Subscription Fees (for premium features, data feeds)

NA

Super Investor plan - £ 19.99 per month Super Investor + SIPP = £29.99 per month

Advisory Fees

NA

$0

Swap Fees (Overnight Financing)

Yes

NA

Statement or Document Fee

NA

NA

Account Opening Fee

NA

NA

Account Maintenance Fee

$50

Administrative charges Share certificate withdrawal - £ 35 + VAT - Per certificate Failed payments or late settlement - £ 25 Paper documents - £ 3 + VAT per document Contract notes sent by post - £ 1.50 + VAT per document VCTs processing charge - £ 30 per application

Deposit Fee

$0

£ 0

Currency Conversion Fee

$10

Value converted FX charge £ 0 - £ 24,999.99 1.5% £ 25,000 - £ 49,999.99 1.25% £ 50,000 - £ 99,999.99 1.00% £ 100,000 - £ 599,999.99 0.50% £ 600,000 or more 0.25%

Withdrawal Fee

e-wallets- 1%, Bank wires- $30, Others-$0

Urgent withdrawals cost - £15


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

No

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

23: 01GMT on Sunday night and 21: 00 GMT on Friday night

UK- Pre-market: 7 AM - 9:30 AM After-hours: 4:05 PM - 8 PM


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/5 For complaints 9:00 - 18.00 (GMT +3)

7.45am to 5.30pm (GMT) Monday - Friday

Customer Support Methods (phone, email, live chat)

Phone: +44 - 208 - 816 - 7812, E-mail:[email protected], Live chat

Tel: 0345 607 6001 From abroad: +44 113 346 2309

Support Languages

15+

1


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Additional Information

Headquarters Location

27-28 Clement's Lane, St Clement's HouseLondon EC4N 7AEUnited Kingdom

Leeds One Embankment, Neville Street, Leeds, LS1 4DW

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
While HYCM maintains low trading fees with no minimum deposit, interactive investor includes some charges for premium features and certain asset trades, making HYCM the better option for budget-focused traders.
HYCM uses a digital-first onboarding approach with clear instructions and fast ID verification. interactive investor goes a step further with manual checks and optional account tiers, ideal for serious professionals.
Traders who value simplicity and execution speed may prefer HYCM platform. Meanwhile, interactive investor offers more flexibility through tools like advanced order types and multi-screen support.
If you're after professional-grade platforms, HYCM may be ideal. For casual investors, interactive investor offers a low-barrier entry.