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Interactive Investor vs Spreadex : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Interactive Investor

Interactive Investor

VS
Spreadex

Spreadex

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

None

STP

Years of Existence / Established Year

1995

1999

Customer Base / Number of Accounts

over 430,000

60,000+ traders


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Regulation & Security

Regulations (governing bodies)

FCA

FCA

Awards Won (count for the last 2 years)

Best Stocks and Shares ISA - The Times Money Mentor Awards 2024 Boring Money Best Buy ISA - AIC Shareholder Engagement Award 2024 Boring Money Best Buy Pension - AIC Shareholder Engagement Award 2024 Best online stock broker 2023 - ADVFN International Financial Awards

Best Spread Betting Broker - by Good Money Guide Awards 2024 Best Mobile Trading App 2024 - ADVFN International Financial Awards

Security Measures

FSCS

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

No

Yes


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

43,000 + funds, Shares, Glits

10,000 trading assets

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

No

Yes

CFDs

No

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

No

No

Futures

No

No

Bonds

Yes

Yes

Mutual Funds

Yes

No

Fractional Shares

No

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

Yes

No

Equities

No

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

No

MT5

No

No

cTrader

No

No

Social Trading

Yes

No

Copy Trading

No

No

Other Trading Platforms (proprietary, etc.)

Online ii Community - for social trading

Spreadex TradingView

Platform Compatibility (Windows, Mac, iOS, Android)

Yes only Web

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Trading Account SIPP Stocks & Shares ISA Junior ISA Cash Savings Managed ISA Joint Trading Account Company Account

Spread betting Financial trading

Demo Account (Yes/No)

No

No

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

Euro 250

€0

Leverage Available

Info not available

30:1

Trade Limit (maximum per trade)

Varies for each product

Varies by instrument

Commission (per account type)

Monthly fee ISA / Trading account - £ 4.99 for investment upto £ 50,000 - £ 11.99 (no limit) SIPP - £ 5.99 for investment upto £50,000 - £12.99 (no limit) ISA + Trading Account + SIPP - £ 9.99 for investment upto £75,000 - £ 21.99 (no limit)

€2.50 per lot

Best Suited For (e.g., beginners, experienced traders)

Beginners

Only experienced


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Deposit & Withdrawal Options

Deposit Methods

Cash savings Ac - Bank transfer Debit cards Cheque Payit from Natwest

Easy Bank transfer UK Debit cards Credit card E-wallets

Withdrawal Methods

Bank Transfer

Bank Transfer Credit / Debit Cards

Other E-Wallets Supported

No

Apple Pay


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

StockScreener - Intuitive tool to explore the markets

Customisable platform 35+ technical indicators Price alerts


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Fees & Commissions

Trading-Related Fees

UK & US shares, funds, ETFs, bonds and gilts - £3.99, Other international shares - £9.99 / £5.99 (Super Investor), Dividend reinvestment - £0.99, For value over £100,000 - 0.04% of trade value, Buying / Selling other international shares - £9.99, For value over £25,000 - 0.10% of trade value, International trading fees for super investors - £5.99

Spread starts from 0.6 pips

Spread (typical, fixed, variable)

Info not available

Variable

Per Lot Fees

£ 3.99 per trade

NA

Options Contract Fees

NA

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

Info not available

30:1


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Non-Trading Fees

Dormant Fees

$0

1 per month

Subscription Fees (for premium features, data feeds)

Super Investor plan - £ 19.99 per month Super Investor + SIPP = £29.99 per month

€0

Advisory Fees

$0

€0

Swap Fees (Overnight Financing)

NA

Yes

Statement or Document Fee

NA

€0

Account Opening Fee

NA

€0

Account Maintenance Fee

Administrative charges Share certificate withdrawal - £ 35 + VAT - Per certificate Failed payments or late settlement - £ 25 Paper documents - £ 3 + VAT per document Contract notes sent by post - £ 1.50 + VAT per document VCTs processing charge - £ 30 per application

€0

Deposit Fee

£ 0

€0

Currency Conversion Fee

Value converted FX charge £ 0 - £ 24,999.99 1.5% £ 25,000 - £ 49,999.99 1.25% £ 50,000 - £ 99,999.99 1.00% £ 100,000 - £ 599,999.99 0.50% £ 600,000 or more 0.25%

Info not available

Withdrawal Fee

Urgent withdrawals cost - £15

€0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

No

Customer Benefits (e.g., Retirement Plan)

Yes

No


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Trading Hours

Trading Hours (for each asset class if applicable)

UK- Pre-market: 7 AM - 9:30 AM After-hours: 4:05 PM - 8 PM

Monday: 24 hours Tuesday: 24 hours Wednesday: 24 hours Thursday: 24 hours Friday: 00:00 to 21.15 Saturday: Closed Sunday: 21:00 to 00:00Out of Hours trading: US stock market between 2:30pm to 9pm


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

7.45am to 5.30pm (GMT) Monday - Friday

7 days a week 8:00am to 5:30pm

Customer Support Methods (phone, email, live chat)

Tel: 0345 607 6001 From abroad: +44 113 346 2309

Financial Desk: 08000 526 570 +44 (0) 727 895 151General Enquiries: +44 (0) 727 895 000E mail: [email protected]

Support Languages

1

1


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Additional Information

Headquarters Location

Leeds One Embankment, Neville Street, Leeds, LS1 4DW

Churchill House, Upper, Marlborough Road, St Albans, Hertfordshire, AL1 3UU

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
interactive investor stands out for its zero-commission trading model, appealing to cost-conscious investors. In contrast, Spreadex offers more comprehensive services with slightly higher fees, especially for advanced tools and asset classes.
If speed and simplicity matter to you, interactive investor delivers a streamlined account setup. In contrast, Spreadex includes more documentation and KYC checks, which can delay access but ensures strong compliance.
If you're trading on-the-go, interactive investor mobile platform is fluid and intuitive. Spreadex desktop and web apps are more robust, making them suitable for in-depth trading sessions.
Those seeking technical depth may prefer interactive investor, while Spreadex shines with intuitive design and streamlined features.