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Interactive Investor vs Swissquote : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Interactive Investor

Interactive Investor

VS
Swissquote

Swissquote

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

None

STP

Years of Existence / Established Year

1995

1996

Customer Base / Number of Accounts

over 430,000

610,000 accounts


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Regulation & Security

Regulations (governing bodies)

FCA

FINMA CySEC FCA, DFSA

Awards Won (count for the last 2 years)

Best Stocks and Shares ISA - The Times Money Mentor Awards 2024 Boring Money Best Buy ISA - AIC Shareholder Engagement Award 2024 Boring Money Best Buy Pension - AIC Shareholder Engagement Award 2024 Best online stock broker 2023 - ADVFN International Financial Awards

No major awards listed

Security Measures

FSCS

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

No

Yes


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

43,000 + funds, Shares, Glits

9000+ Markets including ETNs

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

No

Yes

CFDs

No

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

No

Yes

Futures

No

Yes

Bonds

Yes

Yes

Mutual Funds

Yes

Yes

Fractional Shares

No

Yes

Exchange Traded Notes (ETNs)

No

Yes

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

Yes

Yes

Equities

No

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

Yes

cTrader

No

No

Social Trading

Yes

No

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

Online ii Community - for social trading

CFXD Swissquote App

Platform Compatibility (Windows, Mac, iOS, Android)

Yes only Web

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Trading Account SIPP Stocks & Shares ISA Junior ISA Cash Savings Managed ISA Joint Trading Account Company Account

Standard Premium Prime Professional

Demo Account (Yes/No)

No

Yes

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

Euro 250

€0

Leverage Available

Info not available

1:100- 1 : 400

Trade Limit (maximum per trade)

Varies for each product

Varies by instrument

Commission (per account type)

Monthly fee ISA / Trading account - £ 4.99 for investment upto £ 50,000 - £ 11.99 (no limit) SIPP - £ 5.99 for investment upto £50,000 - £12.99 (no limit) ISA + Trading Account + SIPP - £ 9.99 for investment upto £75,000 - £ 21.99 (no limit)

€0

Best Suited For (e.g., beginners, experienced traders)

Beginners

Beginners


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Deposit & Withdrawal Options

Deposit Methods

Cash savings Ac - Bank transfer Debit cards Cheque Payit from Natwest

Wire Transfer Credit/ Debit cards

Withdrawal Methods

Bank Transfer

Wire Transfer Credit/ Debit cards

Other E-Wallets Supported

No

No


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

StockScreener - Intuitive tool to explore the markets

AI generated sentiment analylsis Portfolio performance chart Recurring orders & Securities lending Stress test tool, ESG feature


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Fees & Commissions

Trading-Related Fees

UK & US shares, funds, ETFs, bonds and gilts - £3.99, Other international shares - £9.99 / £5.99 (Super Investor), Dividend reinvestment - £0.99, For value over £100,000 - 0.04% of trade value, Buying / Selling other international shares - £9.99, For value over £25,000 - 0.10% of trade value, International trading fees for super investors - £5.99

Stocks - 0.1%, ETFs - 0.1%, Options / Futures - 2 Euro per contract, OTC Orders/ Grey market / other markets: 0.50%, minimum 100 currencies, Cryptocurrencies- €25 - 10,000 - 1%, Mutual funds - €24.95 minimum commission

Spread (typical, fixed, variable)

Info not available

Variable

Per Lot Fees

£ 3.99 per trade

0.00 pips

Options Contract Fees

NA

€0.85 per transaction

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

Info not available

1:400


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Non-Trading Fees

Dormant Fees

$0

NA

Subscription Fees (for premium features, data feeds)

Super Investor plan - £ 19.99 per month Super Investor + SIPP = £29.99 per month

Others- 0.25%Mutual funds - 0.5%

Advisory Fees

$0

€0

Swap Fees (Overnight Financing)

NA

Yes

Statement or Document Fee

NA

EUWAX Market - 0.1%

Account Opening Fee

NA

€0

Account Maintenance Fee

Administrative charges Share certificate withdrawal - £ 35 + VAT - Per certificate Failed payments or late settlement - £ 25 Paper documents - £ 3 + VAT per document Contract notes sent by post - £ 1.50 + VAT per document VCTs processing charge - £ 30 per application

Quarterly Custody Fees for Cash Asset 0 to 50,000 CHF - 20 CHFAccount fees for precious metal account balances - 0.25%

Deposit Fee

£ 0

Bank / Post wire transfer - Free Crediting of cheques - 30 CHF Card deposits - 1.9% (Switzerland & Europe)/0% rest

Currency Conversion Fee

Value converted FX charge £ 0 - £ 24,999.99 1.5% £ 25,000 - £ 49,999.99 1.25% £ 50,000 - £ 99,999.99 1.00% £ 100,000 - £ 599,999.99 0.50% £ 600,000 or more 0.25%

UK - 0.5%

Withdrawal Fee

Urgent withdrawals cost - £15

Wire transfer - Payment fees changes based on currency


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

No


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Trading Hours

Trading Hours (for each asset class if applicable)

UK- Pre-market: 7 AM - 9:30 AM After-hours: 4:05 PM - 8 PM

Forex Opening Hours: 8:00 - 18:00 CET. Monday to FridayForex dealing desk Opening hours: From 23:00 Sunday to 23:00 Friday CET


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

7.45am to 5.30pm (GMT) Monday - Friday

8:00 - 22:00 CET Monday to Friday

Customer Support Methods (phone, email, live chat)

Tel: 0345 607 6001 From abroad: +44 113 346 2309

Phone: +41 44 825 88 88 Forex: +41 44 825 87 87 E-mail: [email protected] Forex dealing desk: +41 22 999 94 76

Support Languages

1

9+


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Additional Information

Headquarters Location

Leeds One Embankment, Neville Street, Leeds, LS1 4DW

Chemin de la Cretaux 33 P.O. Box 1032 1196 Gland

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
interactive investor is known for competitive pricing on basic trades, especially for beginners. However, Swissquote fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.
New users will likely find interactive investor sign-up process more intuitive. Meanwhile, Swissquote takes a more regulated path to onboarding, which could benefit traders seeking high capital limits and detailed agreements.
If you're trading on-the-go, interactive investor mobile platform is fluid and intuitive. Swissquote desktop and web apps are more robust, making them suitable for in-depth trading sessions.
interactive investor supports complex strategies and asset diversity, while Swissquote offers clarity and low-cost access for long-term holders.