ATC Brokers vs Lightyear : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

ATC Brokers

Lightyear

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

ECN broker

STP

Years of Existence / Established Year

2005

2020

Customer Base / Number of Accounts

No information

Info not available

Regulation & Security

Regulations (governing bodies)

FCA and CIMA

FCA EFSA

Awards Won (count for the last 2 years)

No major awards listed

Security Measures

No information

SIPC, EIPSF Upto Euro 20,000

SSL Encryption / 2FA

Yes

Segregated Funds

Yes

Negative Balance Protection

Yes

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

US / EU / UK Stocks (3500+) Interest Money Market Funds Baltic Stocks Baltic Bonds

Currency Pairs

Yes

Commodities

Yes

Indices

Yes

Cryptocurrencies

Yes

CFDs

ETFs

Yes

Stocks

Yes

Options

Futures

Bonds

Yes

Mutual Funds

Fractional Shares

Yes

Exchange Traded Notes (ETNs)

Precious Metals

Yes

Yes - through Exchange Traded Commodities

Real Estate Investment Trusts (REITs)

Yes - through REIT stocks

Equities

Yes

Trading Platforms & Technology

Trading Platform Availability

Yes

MT4

Yes

MT5

cTrader

Social Trading

Yes

Copy Trading

Yes

Other Trading Platforms (proprietary, etc.)

Proprietary MT Pro

Lightyear's proprietary platform

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Individual, joint or corporate trading account

Personal Business

Demo Account (Yes/No)

Yes

Islamic Accounts (Yes/No)

Minimum Deposit

2,000 USD, EUR or GBP

Leverage Available

2:1 to 200:1

Trade Limit (maximum per trade)

Unlimited

Varies for each product

Commission (per account type)

Euro 0

Best Suited For (e.g., beginners, experienced traders)

Beginners and experienced traders

Beginners

Deposit & Withdrawal Options

Deposit Methods

Bank wire transfer, Crypto

EUR - SEPA, Debit Card, Apple Pay, Google Pay GBP - FPS, CHAPS, BACS, SWIFT, Apple Pay, Google Pay USD - ACH, FedWire, SWIFT HUF - Bank transfers within Hungary

Withdrawal Methods

Bank wire transfer, Crypto

Bank Transfers

Other E-Wallets Supported

Tools & Educational Resources

Economic Calendar

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learn to trade, Economic calendar, Market insights, Market News

Savings interest calculator Inflation calculator Ticker time machine Rate comparison calculator

Fees & Commissions

Trading-Related Fees

Mini Contract (10,000 lot size): $0.60 round turn, Standard Contract (100,000 lot size): $6.00 round turn

US Shares per order - 0.1% upto $1 maximum EU Shares per order - Euro 1 UK Shares per order - Euro 1 Money Market Funds - 0.25% annually Nasdaq Baltic - Euro 1 ETFs -Euro 0 Multi-currency account -Euro 0

Spread (typical, fixed, variable)

Variable

Per Lot Fees

Options Contract Fees

Futures Contract Fees

Markup Fees on Spread

Guaranteed Stop Loss Fees

Maximum Leverage

200:1

Info not available

Non-Trading Fees

Dormant Fees

$50 of 6 months of inactivity

Subscription Fees (for premium features, data feeds)

Advisory Fees

Swap Fees (Overnight Financing)

Yes

Statement or Document Fee

Account Opening Fee

Account Maintenance Fee

Deposit Fee

Bank wire- $0, Crypto- 1.00%

In EUR & GBP Debit Card / ApplePay / Google Pay - First Euro500 lifetime free, 0.5% after In USD FedWire & Swift - $6.11

Currency Conversion Fee

Depends on the bank and the specific transaction

0.35%

Withdrawal Fee

International EUR/ USD/ CAD - $30/ 40/ 40, Crypto- 0.20% fee

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Trading Hours

Trading Hours (for each asset class if applicable)

Forex- 5:05 PM EST to Friday at 5:00 PM EST, Metals- Sunday at 6:00 PM EST and 5:00 PM EST and re-opens at 6:00 PM ES

Vary for each asset class

Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/7

Customer Support Methods (phone, email, live chat)

Phone: + 44 20 3318 1399, Email: [email protected], Live chat

Email: mailto:[email protected], Live chat Phone number:+1 332-333-4220.

Support Languages

20+

Additional Information

Headquarters Location

London, England, United Kingdom .

Volta 1 Tallinn 10412 Estonia

Complaints (for crypto brokers)

At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.

If minimizing trading costs is your top priority, ATC Brokers might be more attractive due to its lower commissions. Meanwhile, Lightyear justifies its moderate fees with more robust tools and professional-grade features.

Creating an account with ATC Brokers is generally faster and more user-friendly, often taking just a few minutes, while Lightyear requires more detailed steps and identity verification, which may suit more cautious investors.

If you're trading on-the-go, ATC Brokers mobile platform is fluid and intuitive. Lightyear desktop and web apps are more robust, making them suitable for in-depth trading sessions.

Those seeking technical depth may prefer ATC Brokers, while Lightyear shines with intuitive design and streamlined features.

Explore More Broker Matchups

Here are more Comparisons to help you choose wisely

Compare ATC Brokers and EC Markets

Compare ATC Brokers and Ally Invest

Compare ATC Brokers and Merrill Edge

Compare Lightyear and Plus500

Compare Lightyear and Exness

Compare Lightyear and Tickmill

Our Latest Contents

Stay updated with our newest insights and guides!

Top Broker Reviews

Discover brokers trusted by global traders.

Select Your Brokers to Compare