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Lightyear vs Trading.com : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
Lightyear
Trading.com
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
STP
None
Years of Existence / Established Year
2020
2019
Customer Base / Number of Accounts
Info not available
Info not available
Regulation & Security
Regulations (governing bodies)
FCA EFSA
NFA CFTC FCA
Awards Won (count for the last 2 years)
No major awards listed
Fastest growing FX broker (USA) by World Finance Forex Awards 2024
Security Measures
SIPC, EIPSF Upto Euro 20,000
Info not available
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
No
Yes
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
US / EU / UK Stocks (3500+) Interest Money Market Funds Baltic Stocks Baltic Bonds
Forex 50+ CFDs of Stocks 1000+
Currency Pairs
No
Yes
Commodities
No
Yes
Indices
No
Yes
Cryptocurrencies
No
No
CFDs
No
Yes
ETFs
Yes
Yes
Stocks
Yes
Yes
Options
No
Yes
Futures
No
Yes
Bonds
Yes
No
Mutual Funds
No
No
Fractional Shares
Exchange Traded Notes (ETNs)
No
No
Precious Metals
Yes - through Exchange Traded Commodities
Yes
Real Estate Investment Trusts (REITs)
Yes - through REIT stocks
No
Equities
Yes
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
No
No
MT5
No
Yes
cTrader
No
No
Social Trading
No
Copy Trading
No
No
Other Trading Platforms (proprietary, etc.)
Lightyear's proprietary platform
Web Trader App
Platform Compatibility (Windows, Mac, iOS, Android)
Yes
Yes
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
Personal Business
The T1 account
Demo Account (Yes/No)
No
Yes
Islamic Accounts (Yes/No)
No
No
Minimum Deposit
$0
$50
Leverage Available
No
1:50
Trade Limit (maximum per trade)
Varies for each product
Trade size vary on each asset
Commission (per account type)
Euro 0
Only spreads
Best Suited For (e.g., beginners, experienced traders)
Beginners
Beginners & experienced
Deposit & Withdrawal Options
Deposit Methods
EUR - SEPA, Debit Card, Apple Pay, Google Pay GBP - FPS, CHAPS, BACS, SWIFT, Apple Pay, Google Pay USD - ACH, FedWire, SWIFT HUF - Bank transfers within Hungary
Bank transfer ACH
Withdrawal Methods
Bank Transfers
ACH Bank wire transfer
Other E-Wallets Supported
No
No
Tools & Educational Resources
Economic Calendar
No
Yes
Tools & Educational Resources (tutorials, webinars, market news, etc.)
Savings interest calculator Inflation calculator Ticker time machine Rate comparison calculator
Video tutorials Glossary Forex calculators Research portals
Fees & Commissions
Trading-Related Fees
US Shares per order - 0.1% upto $1 maximum EU Shares per order - Euro 1 UK Shares per order - Euro 1 Money Market Funds - 0.25% annually Nasdaq Baltic - Euro 1 ETFs -Euro 0 Multi-currency account -Euro 0
Commission- $0
Spread (typical, fixed, variable)
NA
Variable
Per Lot Fees
NA
NA
Options Contract Fees
NA
$0
Futures Contract Fees
NA
$0
Markup Fees on Spread
NA
NA
Guaranteed Stop Loss Fees
NA
NA
Maximum Leverage
Info not available
1:50
Non-Trading Fees
Dormant Fees
$0
$0
Subscription Fees (for premium features, data feeds)
NA
$0
Advisory Fees
NA
NA
Swap Fees (Overnight Financing)
NA
$0
Statement or Document Fee
NA
$0
Account Opening Fee
$0
$0
Account Maintenance Fee
$0
$0
Deposit Fee
In EUR & GBP Debit Card / ApplePay / Google Pay - First Euro500 lifetime free, 0.5% after In USD FedWire & Swift - $6.11
$13 for bank wire deposit under $250
Currency Conversion Fee
0.35%
$0
Withdrawal Fee
$0
$13 for bank wire deposit under $250 ACH withdrawals free
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
Yes
Customer Benefits (e.g., Retirement Plan)
Yes
Yes
Trading Hours
Trading Hours (for each asset class if applicable)
Vary for each asset class
Sunday 17:05 - Friday 16:50 ETTokyo session begins at 19:00 ET London session begins at 03:00 ET New York session begins at 08:00 ET
Customer Support
Support Hours (e.g., 24/7, weekdays only)
24/7
24/5 support service
Customer Support Methods (phone, email, live chat)
Email: mailto:[email protected], Live chat Phone number:+1 332-333-4220.
Live chat Email: [email protected] Tel: 1-833-FX1-0250
Support Languages
20+
1
Additional Information
Headquarters Location
Volta 1 Tallinn 10412 Estonia
85, Broad street, New York, NY 10004, USA
Complaints (for crypto brokers)
No
No
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