Trading.com
Forex & CFD broker · Est. 1997, Regulation checked: June 2026
TC RATING
Score in progress
Trading.com meets our regulation-first standard. We have verified its regulation but have not yet completed our full 50-point TC Rating. A complete TC Rating will be published once our scoring review is finished.
Trading.com is an established multi-national forex and CFD broker, operating under separate regulated entities in the UK, Europe, Australia, and the United States. Part of the Trading Point group (the same group behind XM), it offers a streamlined, regulation-first trading experience built around its proprietary WebTrader, a mobile app, and MetaTrader 5.
In this Trading.com review we cover its regulation across each region, the protections that apply to clients in different jurisdictions, its platforms, fees, account types, and overall suitability for traders.
Broker summary
- Regulations: FCA, CySEC, ASIC, CFTC + NFA
- Founded year: 1997
- Minimum deposit: $50
- Trading platforms: WebTrader, APP, MT5.
- Assets: Commodity, Forex, Indices, Thematic, Stocks
- Account types: T1
- Demo account: Yes
- Customer support: 24/5 live chat, phone, Email
Trading.com broker overview
What is Trading.com, and how does it work? Trading.com is a modern Forex and CFD broker, offering a simple, regulation-focused trading experience. Backed by its history as part of XM Group, it is regulated by top-tier authorities including the FCA, CySEC, ASIC, and the US CFTC/NFA.
When was Trading.com founded? Trading.com was founded in 1997. The platform provides access to major instruments like Forex, Commodities, and Indices, with tight spreads, no hidden fees, and fast order execution.
It’s especially beginner-friendly, with easy account setup, educational tools, and a clean, user-focused interface, making it a solid choice for traders looking for both safety and simplicity.
Is Trading.com regulated?
Yes. Trading.com is regulated, with a separate licensed entity in each region it serves. This matters, because the protection you receive depends on which entity holds your account.
| Region | Regulator | Licence number | Client compensation |
|---|---|---|---|
| United Kingdom | FCA (Financial Conduct Authority) | 705428 | FSCS, up to £85,000 |
| Europe | CySEC (Cyprus Securities and Exchange Commission) | 256/14 | ICF, up to €20,000 |
| Australia | ASIC (Australian Securities and Investments Commission) | AFSL 443670 | No compensation scheme; segregated funds only |
| United States | CFTC + NFA (Commodity Futures Trading Commission / National Futures Association) | NFA #0516820 | No compensation scheme; US forex has none |
The FCA, CySEC, and ASIC are all top-tier regulators, and the US CFTC/NFA framework is one of the strictest in the world. Whichever entity you trade under, Trading.com holds client funds in segregated accounts and provides negative balance protection. The key difference is compensation: UK and EU clients are covered by statutory schemes (FSCS and ICF), while US and Australian clients are not, so fund segregation is their main protection.
Security measures
Across all entities, Trading.com applies the same core safeguards:
- Client funds held in segregated accounts, separate from company money
- Negative balance protection
- TLS encryption for secure data transmission
- Transparent pricing with no hidden fees
Key features of Trading.com
Trading.com offers a simplified trading experience designed for both beginners and active traders. Its platform stands out with user-friendly tools, competitive pricing, and strong reliability. Here are the key features to know:
What platforms does Trading.com offer?
Trading.com gives you three ways to trade: its own proprietary WebTrader, a mobile app, and MetaTrader 5 (MT5). It does not offer MetaTrader 4.
The WebTrader runs entirely in your browser with no download, and acts as a central hub where you can manage your profile, transfer funds, follow market news, and trade in one place. MT5 suits more advanced traders, with faster execution, algorithmic trading support, and improved back-testing across 65+ currency pairs. The mobile app covers both iOS and Android for trading on the go.
Key features
- Clean and intuitive interface for easy navigation
- Real-time quotes and fast order execution
- Customizable charts with technical indicators
- Risk management tools like stop loss, take profit, and margin alerts
- Fully responsive mobile app for trading on the go
- No platform fees or installation required
For more details on using stop loss and take profit effectively, check out our guide on 9 tips to use stop loss and take profit in Forex.
Trading.com T1 account type
What account types are available at Trading.com? Trading.com provides the T1 account is a simple yet powerful Forex trading solution that combines ease of use with advanced tools, all in one package.
Key features
- Currency: USD
- Low average spreads
- Commission-free trading
- Minimum deposit: $50
T1 account benefits
The T1 account offers more than just trading:
- Easily manage your account settings and funds.
- Stay updated with a built-in news, research, and education portal.
- Learn Forex basics through tutorials and a helpful glossary.
- Use advanced tools to analyze markets and find trading opportunities.
It’s designed for both new and experienced traders who want a smooth and informed trading experience. Looking for more account type comparisons in the US? Check out how Trading.com stacks up against Forex.com in our detailed comparison of Trading.com vs Forex.com.
Trading.com Forex trading review
Trading.com offers 65+ currency pairs from across the globe, ensuring you have access to the markets you want to trade. Trading.com provides leverage up to 1:50. Trade commission-free with consistently low spreads and absolutely no hidden fees.
Forex trading hours
Three major Forex trading hours (Example US) are given below:
| Session | Start time ET | Characteristics | Key currency pairs |
|---|---|---|---|
| Tokyo | 19:00 ET | Thin liquidity, Asia Pacific focus | USDJPY, AUDUSD |
| London | 03:00 ET | High activity, lower costs, greater volatility | GBP pairs, EUR pairs |
| New York | 08:00 ET | High liquidity overlaps with London | USD pair |
Deposits and withdrawals of Trading.com
- What is the minimum deposit on Trading.com? The minimum deposit required to open an account on Trading.com is $50.
- Does Trading.com charge withdrawal fees? No, Trading.com does not charge any fees for withdrawals.
- When funding and withdrawing your account, you can choose between ACH payments and bank wire transfers.
- Trading.com does not accept debit cards, credit cards, PayPal, or Western Union for account funding due to applicable US regulatory requirements.
Fees and commissions of Trading.com
Does Trading.com have fees? Trading.com has no hidden fees. It offers commission-free trading, and most costs are built into the spreads.
- Inactivity fees: 0
- Commission fees: $0
- Spreads: From 1.0 pip (variable depending on market conditions)
- Maximum leverage: 1:50 (variable depending on jurisdictions)
- Swap or overnight fees: Yes (varies by instrument and position)
- Deposit fees: $0
- Withdrawal fees: $0
- Account maintenance fees: $0
Trading.com follows a transparent, low-cost model that is ideal for both new and experienced traders.
Bank wire transfer fees
- There are no restrictions on deposits via bank wire.
- Deposits under $250 incur a fee of $13.
- Deposits of $250 or more are free of additional charges.
- Processing time for bank wire transfers is 2 to 5 business days.
- Your bank may also charge its fees, so it is advisable to check with them.
How Trading.com differs by region
Because each Trading.com entity is regulated locally, some trading conditions vary by where you are based:
- Leverage differs by jurisdiction (for example, up to 1:50 on major pairs for US clients under CFTC/NFA rules; EU and UK retail leverage is capped lower under ESMA/FCA rules).
- Funding methods vary. US accounts, for instance, are USD-only and funded by ACH or bank wire, with cards not accepted under US rules. Other regions support a wider range of methods.
- Available instruments can differ between entities.
Always check the conditions for your specific region on Trading.com’s site before opening an account.
Pros and cons of Trading.com
The pros and cons of Trading.com are given below:
| Pros of Trading.com | Cons of Trading.com |
|---|---|
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Trading.com customer support
If you have questions about the platforms and services, need assistance with your account, or have general inquiries, a dedicated support team is available 24/5.
- Live chat
- Email – [email protected]
- USA Tel.: 1-833-FX1-0250
Conclusion
Trading.com delivers a solid trading experience for both beginners and experienced traders with its all-in-one T1 account, intuitive platform, and competitive trading conditions. It provide no commission fees, low spreads, and a low minimum deposit, easily accessible for new users while still offering advanced tools for seasoned traders.
Regulated by major authorities like the CFTC, NFA, FCA, ASIC and CySEC, it ensures a secure environment for financial trading. Whether you’re just starting or looking to switch brokers, Trading.com is a reliable option to consider.
FAQs – Frequently Asked Questions
1. Is Trading.com available in the USA, EU, AUS and the UK?
Yes, Trading.com is available and regulated in both the USA and the UK.
2. What leverage does Trading.com offer?
Trading.com offers a maximum leverage of 1:50, in compliance with CFTC and NFA regulations. This applies to major currency pairs only.
3. Does Trading.com offer a demo account?
Yes, a free demo account is available for users to practice before trading live.
4. Is Trading.com safe for trading?
Yes, it is considered safe, being regulated by top-tier bodies like the FCA, CySEC, CFTC, and NFA.
5. Is Trading.com good for beginners and professionals alike?
Yes, it’s designed to serve both beginners and experienced traders with educational tools and advanced features.
6. Can you trade Crypto on Trading.com?
Yes, Trading.com allows Crypto trading through CFDs on major digital assets.
