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Sofi Active Investing vs ATFX : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Sofi Active Investing

Sofi Active Investing

VS
ATFX

ATFX

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

ECN

Years of Existence / Established Year

2019

2017

Customer Base / Number of Accounts

6.2+ Million

254,000 +


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Regulation & Security

Regulations (governing bodies)

SEC, FINRA

FCA FSCA ASIC SCA , FSC, FSA CySEC FSC Seychelles FSA SFC

Awards Won (count for the last 2 years)

No major awards listed

Best Global Forex Broker 2024 Best Global Forex Chairman 2024 Best Forex MT4 Broker - Asia 2024 in Global Brand Magazin Awards 2024 Most trusted forex broker in Asia 2023 in FAME awards

Security Measures

SIPC

ATFX Client funds insurance up to USD1,000,000,

SSL Encryption / 2FA

Yes

No

Segregated Funds

No

Yes

Negative Balance Protection

No

Yes (Not for professional clients)


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

IPO, IRA, Shares

300+ instruments 15+ US, European & Asian stock indices, shares

Currency Pairs

No

Yes

Commodities

No

Yes

Indices

No

Yes

Cryptocurrencies

Yes

Yes

CFDs

No

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

Yes

Yes

Futures

No

Yes

Bonds

No

No

Mutual Funds

Yes

No

Fractional Shares

Yes

Yes (only in ETFs)

Exchange Traded Notes (ETNs)

No

No

Precious Metals

No

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

No

No


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

Yes

cTrader

No

No

Social Trading

No

Yes

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

Mobile and Web app

ATFX Mobile Trading App

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Individual brokerage, IRA (Traditional, Roth, SEP)

Micro, Classic, Premium, Raw

Demo Account (Yes/No)

No

Yes

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

$0

$100

Leverage Available

No

1:400

Trade Limit (maximum per trade)

Account Equity < $25,000: No Day Trades

30 lots maximum trade

Commission (per account type)

$0

Raw- 7 USD per lot

Best Suited For (e.g., beginners, experienced traders)

Passive investors

Beginners & experienced


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Deposit & Withdrawal Options

Deposit Methods

Bank transfers (ACH), direct deposit from linked bank accounts

Bank transfers Credit card Debit card E-Wallets

Withdrawal Methods

ACH transfer back to linked bank accounts

Bank transfers Credit card Debit card E-Wallets

Other E-Wallets Supported

No

Neteller Skrill Perfect money


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learn (Investing Education), Market Insights and Analysis, Webinars, Investing Guides, Financial Planning Tools, Sofi Insights (Market News)

Tools MT4 & MT5 ATFX Copytrade Trading Central Autochartist ATFX Support & Resistance Indicator MT4 Indicators Position size calculators


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Fees & Commissions

Trading-Related Fees

Stocks, ETFs-$0,Commission -$0

Spread- starts from 0.0 to 2.8 pips

Spread (typical, fixed, variable)

NA

Variable

Per Lot Fees

NA

NA

Options Contract Fees

$0- $5

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

No

1:400


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Non-Trading Fees

Dormant Fees

$25

$0

Subscription Fees (for premium features, data feeds)

NA

$0

Advisory Fees

Depending on assets type, Professional charges- 1% , annual advisory fees as low as 0.25%

$0

Swap Fees (Overnight Financing)

NA

NA

Statement or Document Fee

$5 paper statement fee

NA

Account Opening Fee

NA

$0

Account Maintenance Fee

NA

$0

Deposit Fee

NA

$0

Currency Conversion Fee

NA

0

Withdrawal Fee

Outgoing ACAT transfers $100

5 Euro/USD charged for withdrawals below 100 EUR/USD


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

Depends on the instrument offer

24x5 forex trading hours Sydney - 10pm to 7am summer session. 11pm to 8am winter session. Tokyo - 11pm to 8am summer session. 12pm to 9am winter session. London - 7am to 4pm summer session. 8am to 5pm winter session. New York - 12pm to 9pm summer session. 1am to 10pm winter session.


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

Monday - Friday 5am-5pm PT

24x5

Customer Support Methods (phone, email, live chat)

Live chat, Phone: 855-456-7634, Virtual assistant

E mail: mailto:[email protected] Line:Taiwan 00801127901 Thailand 1800012752

Support Languages

1

10+


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Additional Information

Headquarters Location

San Francisco, California.

1st Floor, 32 Cornhill, London EC3V 3SG, United Kingdom

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
Sofi Active Investing is known for competitive pricing on basic trades, especially for beginners. However, ATFX fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.
Sofi Active Investing gets you trading faster thanks to its minimal entry barriers. In comparison, ATFX account setup is slower but includes extra layers of financial screening and suitability assessments.
Sofi Active Investing provides a modern trading experience with its proprietary platform, ideal for technical traders. ATFX, on the other hand, offers more research tools and is better suited for data-driven investors.
Sofi Active Investing delivers a robust ecosystem for seasoned traders, whereas ATFX focuses on ease of access and modern usability.