Sofi Active Investing vs Spreadex : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Sofi Active Investing

Spreadex

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

STP

Years of Existence / Established Year

2019

1999

Customer Base / Number of Accounts

6.2+ Million

60,000+ traders

Regulation & Security

Regulations (governing bodies)

SEC, FINRA

FCA

Awards Won (count for the last 2 years)

No major awards listed

Best Spread Betting Broker - by Good Money Guide Awards 2024 Best Mobile Trading App 2024 - ADVFN International Financial Awards

Security Measures

SIPC

FSCS

SSL Encryption / 2FA

Yes

Segregated Funds

Yes

Negative Balance Protection

Yes

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

IPO, IRA, Shares

10,000 trading assets

Currency Pairs

Yes

Commodities

Yes

Indices

Yes

Cryptocurrencies

Yes

CFDs

Yes

ETFs

Yes

Stocks

Yes

Options

Yes

Futures

Bonds

Yes

Mutual Funds

Yes

Fractional Shares

Yes

Exchange Traded Notes (ETNs)

Precious Metals

Yes

Real Estate Investment Trusts (REITs)

Equities

Yes

Trading Platforms & Technology

Trading Platform Availability

Yes

MT4

MT5

cTrader

Social Trading

Copy Trading

Other Trading Platforms (proprietary, etc.)

Mobile and Web app

Spreadex TradingView

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Individual brokerage, IRA (Traditional, Roth, SEP)

Spread betting Financial trading

Demo Account (Yes/No)

Islamic Accounts (Yes/No)

Minimum Deposit

€0

Leverage Available

30:1

Trade Limit (maximum per trade)

Account Equity < $25,000: No Day Trades

Varies by instrument

Commission (per account type)

€2.50 per lot

Best Suited For (e.g., beginners, experienced traders)

Passive investors

Only experienced

Deposit & Withdrawal Options

Deposit Methods

Bank transfers (ACH), direct deposit from linked bank accounts

Easy Bank transfer UK Debit cards Credit card E-wallets

Withdrawal Methods

ACH transfer back to linked bank accounts

Bank Transfer Credit / Debit Cards

Other E-Wallets Supported

Apple Pay

Tools & Educational Resources

Economic Calendar

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learn (Investing Education), Market Insights and Analysis, Webinars, Investing Guides, Financial Planning Tools, Sofi Insights (Market News)

Customisable platform 35+ technical indicators Price alerts

Fees & Commissions

Trading-Related Fees

Stocks, ETFs-$0,Commission -$0

Spread starts from 0.6 pips

Spread (typical, fixed, variable)

Variable

Per Lot Fees

Options Contract Fees

$0- $5

Futures Contract Fees

Markup Fees on Spread

Guaranteed Stop Loss Fees

Maximum Leverage

30:1

Non-Trading Fees

Dormant Fees

$25

1 per month

Subscription Fees (for premium features, data feeds)

€0

Advisory Fees

Depending on assets type, Professional charges- 1% , annual advisory fees as low as 0.25%

€0

Swap Fees (Overnight Financing)

Yes

Statement or Document Fee

$5 paper statement fee

€0

Account Opening Fee

€0

Account Maintenance Fee

€0

Deposit Fee

€0

Currency Conversion Fee

Info not available

Withdrawal Fee

Outgoing ACAT transfers $100

€0

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Trading Hours

Trading Hours (for each asset class if applicable)

Depends on the instrument offer

Monday: 24 hours Tuesday: 24 hours Wednesday: 24 hours Thursday: 24 hours Friday: 00:00 to 21.15 Saturday: Closed Sunday: 21:00 to 00:00Out of Hours trading: US stock market between 2:30pm to 9pm

Customer Support

Support Hours (e.g., 24/7, weekdays only)

Monday - Friday 5am-5pm PT

7 days a week 8:00am to 5:30pm

Customer Support Methods (phone, email, live chat)

Live chat, Phone: 855-456-7634, Virtual assistant

Financial Desk: 08000 526 570 +44 (0) 727 895 151General Enquiries: +44 (0) 727 895 000E mail: [email protected]

Support Languages

Additional Information

Headquarters Location

San Francisco, California.

Churchill House, Upper, Marlborough Road, St Albans, Hertfordshire, AL1 3UU

Complaints (for crypto brokers)

At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.

Sofi Active Investing is known for competitive pricing on basic trades, especially for beginners. However, Spreadex fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.

The account creation flow at Sofi Active Investing is modern and app-driven, making it seamless for new users. Spreadex , however, leans toward traditional processes with forms and verifications that take more time.

Sofi Active Investing provides a modern trading experience with its proprietary platform, ideal for technical traders. Spreadex , on the other hand, offers more research tools and is better suited for data-driven investors.

Sofi Active Investing supports complex strategies and asset diversity, while Spreadex offers clarity and low-cost access for long-term holders.

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