Capital.com vs Trading 212 : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Capital.com

Trading 212

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

STP broker

Years of Existence / Established Year

2016

2003

Customer Base / Number of Accounts

660k

3 million- lifetime funded account

Regulation & Security

Regulations (governing bodies)

CySEC, ASIC, FCA, MiFID, SCB

FCA, CySEC, ASIC, FSC

Awards Won (count for the last 2 years)

Best Overall Trading Platform (Online Money Awards 2024) and Best Trading App 2023 (Good Money Guide), Fastest Growing Broker

No major awards listed

Security Measures

AML

ICF

SSL Encryption / 2FA

Yes

Segregated Funds

Yes

Negative Balance Protection

Yes

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

3000+ assets including shares, ESG

13,000+ Global stocks and ETFs

Currency Pairs

Yes

Commodities

Yes

Indices

Yes

Cryptocurrencies

Yes

CFDs

Yes

ETFs

Yes

Stocks

Yes

Options

Futures

Bonds

Mutual Funds

Fractional Shares

Yes

Exchange Traded Notes (ETNs)

Precious Metals

Yes

Real Estate Investment Trusts (REITs)

Yes

Equities

Trading Platforms & Technology

Trading Platform Availability

Yes

MT4

Yes

MT5

cTrader

Social Trading

Yes

Copy Trading

Yes

Other Trading Platforms (proprietary, etc.)

Mobile apps, CFD trading App, Capital.com API

Trading 212 web and mobile trading platform

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

CFD Live, MTA account, CFD corporate account, Individual account-Retail, professional account

Invest, CFD, Stock ISA, and cash ISA

Demo Account (Yes/No)

Yes

Islamic Accounts (Yes/No)

Minimum Deposit

20 EUR / USD / GBP

£1, €1, $1

Leverage Available

2:1- 30:1

1:30

Trade Limit (maximum per trade)

$25,000

Depends on the assets class

Commission (per account type)

Best Suited For (e.g., beginners, experienced traders)

Beginners to experienced traders

Deposit & Withdrawal Options

Deposit Methods

Bank transfer, Bank cards, Pay ID, e-wallets

Bank transfer, Instant bank transfer, Card payments, Online banking PL, Carte Bleue, Blik, Direct e-banking, e-wallets

Withdrawal Methods

Bank cards, e-wallets

Bank transfer, Instant bank transfer, Card payments, Online banking PL, Carte Bleue, Blik, Direct e-banking, e-wallets

Other E-Wallets Supported

Apple Pay, Google pay, PayPal, Neteller, Skrill, Sofort, PRZELEWY, Truelayer, Ideal, Trustly, SPEI, Lean, Volt

Apple Pay, Google Pay, PayPal, iDEAL

Tools & Educational Resources

Economic Calendar

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

For trading beginners- Trading Essentials, Risk management, Market guides, For experienced traders- Trading Strategies, Technical analysis, Market analysis, Trading Psychology

Trading Academy, Market News and Analysis, Webinars, Video Tutorial, Trading Guides and eBooks

Fees & Commissions

Trading-Related Fees

Commission: $0

FX fees- 0.5%

Spread (typical, fixed, variable)

Variable

Per Lot Fees

Options Contract Fees

Futures Contract Fees

Markup Fees on Spread

Guaranteed Stop Loss Fees

GSL fee value will be displayed on the deal ticket

Maximum Leverage

30:1

1:30

Non-Trading Fees

Dormant Fees

Subscription Fees (for premium features, data feeds)

Advisory Fees

Swap Fees (Overnight Financing)

Yes

Statement or Document Fee

Account Opening Fee

Account Maintenance Fee

Deposit Fee

0.7% of the spot forex rate

0.70%

Currency Conversion Fee

0.15%

Withdrawal Fee

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Customer Benefits (e.g., Retirement Plan)

Trading Hours

Trading Hours (for each asset class if applicable)

opens at 9.30am and closes at 4pm local time (2.30pm-9pm London time)

pre-market session from 04:00 - 09:30 ET, regular trading from 09:30 - 16:00 ET, after-hours session from 16:00 - 20:00 ET

Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/7

Customer Support Methods (phone, email, live chat)

Live chat, Phone: +61 3 8658 0539, E-mail: [email protected]

Live chat, E-mail- [email protected] Phone- +447385762101

Support Languages

10+

18+

Additional Information

Headquarters Location

Limassol, Cyprus

Aldermary House, 10-15 Queen Street, London, EC4N 1TX.

Complaints (for crypto brokers)

At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.

Capital.com is known for competitive pricing on basic trades, especially for beginners. However, Trading 212 fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.

Creating an account with Capital.com is generally faster and more user-friendly, often taking just a few minutes, while Trading 212 requires more detailed steps and identity verification, which may suit more cautious investors.

If you're looking for platform speed and ease of execution, Capital.com delivers a smooth experience. Trading 212, however, is tailored toward traders who want deeper analysis tools and portfolio insights.

Advanced users will enjoy Capital.com capabilities, but Trading 212 remains a favorite for its streamlined and beginner-centric approach.

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