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XTB vs NinjaTrader : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
XTB
NinjaTrader
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
Market maker
ECN/STP
Years of Existence / Established Year
2002
2003
Customer Base / Number of Accounts
2 Million
1.5M
Regulation & Security
Regulations (governing bodies)
FCA, KNF, CySEC, DFSA, BaFin, FSCA, and FSC.
CFTC NFA
Awards Won (count for the last 2 years)
Best for low cost ISA 2025, Best CFD Broker of 2025, Europe's fastest growing company 2025, Highly Recommended Finder Awards 2024,
Leading Broker in TASC's 2024 Readers' Choice Awards 2024 Great Place to Work Best Brokerage for Trading Futures at Benzinga Global Fintech Awards 2023
Security Measures
FSCS
SIPC & FSCS
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
Yes
No
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
11400+ trading instruments, including an investment plan
115+ trading instruments
Currency Pairs
Yes
No
Commodities
Yes
Yes
Indices
Yes
Yes
Cryptocurrencies
Yes
Yes
CFDs
Yes
Yes
ETFs
Yes
Yes
Stocks
Yes
Yes
Options
No
Yes
Futures
No
Yes
Bonds
No
Yes
Mutual Funds
No
No
Fractional Shares
Exchange Traded Notes (ETNs)
No
No
Precious Metals
Yes
Yes
Real Estate Investment Trusts (REITs)
No
Yes
Equities
Yes
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
No
No
MT5
No
No
cTrader
No
No
Social Trading
No
Copy Trading
No
Yes
Other Trading Platforms (proprietary, etc.)
X station
Ninjatrader 8
Platform Compatibility (Windows, Mac, iOS, Android)
Yes
Yes
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
Standarad, Professional
Free Plan Lifetime Plan Monthly Plan
Demo Account (Yes/No)
Yes
Yes
Islamic Accounts (Yes/No)
Yes
No
Minimum Deposit
$0
$0
Leverage Available
1:2 to 1:500
No
Trade Limit (maximum per trade)
Depends on assets class
Depends on assets type
Commission (per account type)
$0
Free- $0.35 per micro and $1.29 per standard, Monthly- $0.25 per micro and $0.99 per standard, Lifetime- $.09 per micro contract and $0.59 per standard
Best Suited For (e.g., beginners, experienced traders)
Beginners to experienced traders
Beginners & experienced
Deposit & Withdrawal Options
Deposit Methods
bank transfers, credit and debit cards, e-wallets
ACH Transfer Debit Card Wire Transfer / SEPA By Check
Withdrawal Methods
bank transfers, credit and debit cards, e-wallets
Bank Transfer
Other E-Wallets Supported
Skrill, Neteller
No
Tools & Educational Resources
Economic Calendar
Yes
Yes
Tools & Educational Resources (tutorials, webinars, market news, etc.)
Educational Articles and Market Articles
Video tutorials Learning tools Technical analysis
Fees & Commissions
Trading-Related Fees
Spread 0.1 to 0.8 pips, Stock transfer fee- USD 25, ETF commission- 0.2%
$.05 to $.25 per contract
Spread (typical, fixed, variable)
Variable
variable
Per Lot Fees
0.08% per lot, or 0.16% per round turn
NA
Options Contract Fees
NA
$0.25 per contract (order routing fees)
Futures Contract Fees
NA
$0.29 to $.85
Markup Fees on Spread
NA
Variable
Guaranteed Stop Loss Fees
NA
NA
Maximum Leverage
(1:500)
NA
Non-Trading Fees
Dormant Fees
Charges apply 12 months of inactivity
$25 monthly
Subscription Fees (for premium features, data feeds)
NA
Volume Indicators - $59 Data Fees - $4 per exchange Multi-License broker - $99
Advisory Fees
0% advisory fee for cash-enhanced portfolio, 0.30% annual advisory fee for market-focused portfolio, 0.75-0.85% annual advisory fee for personal advice
NA
Swap Fees (Overnight Financing)
No
$50
Statement or Document Fee
$0
NA
Account Opening Fee
$0
Free Plan - $0 Monthly Plan - $99 Lifetime Plan - $1499
Account Maintenance Fee
$0
NA
Deposit Fee
$0- Bank transfer, Visa, Mastercard, or Maestro, 2% fee for deposits via Skrill.
ACH - Free Domestic Wire Transfer - $30
Currency Conversion Fee
0.50%
1% of currency converted, minimum 10 units of currency sold
Withdrawal Fee
$0 - above $50, £5 or $20 fee for withdrawals below £50 or $50
$0
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
Yes
Customer Benefits (e.g., Retirement Plan)
No
Yes
Trading Hours
Trading Hours (for each asset class if applicable)
22:00 on Sunday to 21:00 on Friday GMT.
Depends on the assets type
Customer Support
Support Hours (e.g., 24/7, weekdays only)
(24/5)
24/5
Customer Support Methods (phone, email, live chat)
Phone: +48 222 739 976, Live chat, E-mail: [email protected]
Emergency trade desk: 312.423.2234 General inquiries: 1.800.496.1683 Fax: 312.329.9888 Email: mailto:[email protected] , Live chat
Support Languages
10
1
Additional Information
Headquarters Location
Poland
222 N LaSalle Street Suite 1450, Chicago, IL 60601
Complaints (for crypto brokers)
No
No
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