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TD Direct Investing vs ATFX : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

TD Direct Investing

TD Direct Investing

VS
ATFX

ATFX

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

None

ECN

Years of Existence / Established Year

1984

2017

Customer Base / Number of Accounts

17 M

254,000 +


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Regulation & Security

Regulations (governing bodies)

CIPF, CIRO

FCA FSCA ASIC SCA , FSC, FSA CySEC FSC Seychelles FSA SFC

Awards Won (count for the last 2 years)

No major awards listed

Best Global Forex Broker 2024 Best Global Forex Chairman 2024 Best Forex MT4 Broker - Asia 2024 in Global Brand Magazin Awards 2024 Most trusted forex broker in Asia 2023 in FAME awards

Security Measures

CIPF

ATFX Client funds insurance up to USD1,000,000,

SSL Encryption / 2FA

Yes

No

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

Yes (Not for professional clients)


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

Fixed income investments, GICs

300+ instruments 15+ US, European & Asian stock indices, shares

Currency Pairs

No

Yes

Commodities

No

Yes

Indices

No

Yes

Cryptocurrencies

Yes

Yes

CFDs

No

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

Yes

Yes

Futures

No

Yes

Bonds

Yes

No

Mutual Funds

Yes

No

Fractional Shares

No

Yes (only in ETFs)

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

Yes

No


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

Yes

cTrader

No

No

Social Trading

No

Yes

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

TD app, web trader, Advanced dashboard, TD active trader

ATFX Mobile Trading App

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Margin account, cash trading account, TFSA, RSP, RESP, RIF, LIRA, LIF, RDSP

Micro, Classic, Premium, Raw

Demo Account (Yes/No)

No

Yes

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

$0

$100

Leverage Available

No

1:400

Trade Limit (maximum per trade)

Depends on asset types

30 lots maximum trade

Commission (per account type)

NA

Raw- 7 USD per lot

Best Suited For (e.g., beginners, experienced traders)

Beginners and experienced traders

Beginners & experienced


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Deposit & Withdrawal Options

Deposit Methods

Direct bank account, Check

Bank transfers Credit card Debit card E-Wallets

Withdrawal Methods

SWIP, Wire payment

Bank transfers Credit card Debit card E-Wallets

Other E-Wallets Supported

No

Neteller Skrill Perfect money


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learning Centre - Investing Education, Market Insights and Analysis, Webinars, Investing Guides, Video Tutorials, TD Direct Investing Community Forum

Tools MT4 & MT5 ATFX Copytrade Trading Central Autochartist ATFX Support & Resistance Indicator MT4 Indicators Position size calculators


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Fees & Commissions

Trading-Related Fees

Commission -mutual funds- $0 , IPOs, Equities- $7.00- $9.99, Stock - $3- $43, Bonds- $40 + $1.50/1,000

Spread- starts from 0.0 to 2.8 pips

Spread (typical, fixed, variable)

NA

Variable

Per Lot Fees

NA

NA

Options Contract Fees

$9.99 + $1.25 per contract

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

No

1:400


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Non-Trading Fees

Dormant Fees

NA

$0

Subscription Fees (for premium features, data feeds)

NA

$0

Advisory Fees

NA

$0

Swap Fees (Overnight Financing)

NA

NA

Statement or Document Fee

$2-$5

NA

Account Opening Fee

Applicable, Depends on account types

$0

Account Maintenance Fee

$25 per quarter

$0

Deposit Fee

$17.50 U.S

$0

Currency Conversion Fee

2.50%

0

Withdrawal Fee

$30-$100

5 Euro/USD charged for withdrawals below 100 EUR/USD


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

Pre-market trading hours (8 a.m. to 9:30 a.m. ET) and after-hours trading (4 p.m. to 8 p.m. ET)

24x5 forex trading hours Sydney - 10pm to 7am summer session. 11pm to 8am winter session. Tokyo - 11pm to 8am summer session. 12pm to 9am winter session. London - 7am to 4pm summer session. 8am to 5pm winter session. New York - 12pm to 9pm summer session. 1am to 10pm winter session.


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

Monday to Friday, 7 am to 10 pm ET

24x5

Customer Support Methods (phone, email, live chat)

Phone: 1-800-465-5463, , Book an appointment

E mail: mailto:[email protected] Line:Taiwan 00801127901 Thailand 1800012752

Support Languages

4

10+


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Additional Information

Headquarters Location

66 Wellington Street West, Toronto, ON M5K 1A2

1st Floor, 32 Cornhill, London EC3V 3SG, United Kingdom

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
TD Direct Investing is known for competitive pricing on basic trades, especially for beginners. However, ATFX fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.
TD Direct Investing makes starting out easy with a simple application, especially for retail clients. ATFX platform, while requiring more effort to join, allows experienced traders to customize their accounts from the start.
While TD Direct Investing focuses on mobile-first design and clean user experience, ATFX includes features like in-depth charting, integrated news feeds, and strong desktop performance.
Advanced users will enjoy TD Direct Investing capabilities, but ATFX remains a favorite for its streamlined and beginner-centric approach.