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CMC Markets vs Lightyear : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

CMC Markets

CMC Markets

VS
Lightyear

Lightyear

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

STP

Years of Existence / Established Year

1989

2020

Customer Base / Number of Accounts

265k+

Info not available


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Regulation & Security

Regulations (governing bodies)

FCA, ASIC, CIRO, MAS, FMA

FCA EFSA

Awards Won (count for the last 2 years)

Best Mobile Trading Platform, No.1 Most Currency Pairs, Best for CFDs -2024, No.1 Web Platform, Best Forex Broker, Best In-House Analysts 2023

No major awards listed

Security Measures

FSCS

SIPC, EIPSF Upto Euro 20,000

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

No


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

12,000+ tradable instruments including shares, Treasuries

US / EU / UK Stocks (3500+) Interest Money Market Funds Baltic Stocks Baltic Bonds

Currency Pairs

Yes

No

Commodities

Yes

No

Indices

Yes

No

Cryptocurrencies

Yes

No

CFDs

Yes

No

ETFs

Yes

Yes

Stocks

No

Yes

Options

No

No

Futures

No

No

Bonds

Yes

Yes

Mutual Funds

No

No

Fractional Shares

Yes

Yes

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes

Yes - through Exchange Traded Commodities

Real Estate Investment Trusts (REITs)

No

Yes - through REIT stocks

Equities

No

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

Yes

No

MT5

No

No

cTrader

No

No

Social Trading

Yes

Yes

Copy Trading

Yes

No

Other Trading Platforms (proprietary, etc.)

CMC web platform, iOS and Android app

Lightyear's proprietary platform

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Spread betting, CFD account , FX active, Corporate account

Personal Business

Demo Account (Yes/No)

Yes

No

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

$0

$0

Leverage Available

30:1 to 1:500

No

Trade Limit (maximum per trade)

No information

Varies for each product

Commission (per account type)

Standard - No commission, FX active account- $2.50

Euro 0

Best Suited For (e.g., beginners, experienced traders)

Professional and retail traders

Beginners


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Deposit & Withdrawal Options

Deposit Methods

Bank transfer, Debit/credit card, Online banking

EUR - SEPA, Debit Card, Apple Pay, Google Pay GBP - FPS, CHAPS, BACS, SWIFT, Apple Pay, Google Pay USD - ACH, FedWire, SWIFT HUF - Bank transfers within Hungary

Withdrawal Methods

Bank transfer, Debit/credit card, Online banking

Bank Transfers

Other E-Wallets Supported

No

No


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Tools & Educational Resources

Economic Calendar

Yes

No

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learn spread betting, Learn to trade CFDs, Learn forex trading, technical indicators, Fundamental analysis, Webinars & events, Platform guides, Trading guides

Savings interest calculator Inflation calculator Ticker time machine Rate comparison calculator


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Fees & Commissions

Trading-Related Fees

CFD trading -US shares from $10; FX active - US shares from $10; Typical STP: Spread of 1.2 pips, Typical ECN: Spread of 0.2 pips, Spread- starts from 0.0 to 0.6 pips, Overnight holding costs: 0.0027%

US Shares per order - 0.1% upto $1 maximum EU Shares per order - Euro 1 UK Shares per order - Euro 1 Money Market Funds - 0.25% annually Nasdaq Baltic - Euro 1 ETFs -Euro 0 Multi-currency account -Euro 0

Spread (typical, fixed, variable)

Fixed/Variable

NA

Per Lot Fees

$2.50

NA

Options Contract Fees

NA

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

$5.00 per $100,000 in nominal value

NA

Guaranteed Stop Loss Fees

Crude Oil Brent $0.02 per unit, Apple Inc $0.41 per unit, US 30 $1.50 per unit, GBP/USD $0.00015 per

NA

Maximum Leverage

1:500

Info not available


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Non-Trading Fees

Dormant Fees

$0

$0

Subscription Fees (for premium features, data feeds)

ASX Dynamic Data package $41.25 a month (non-professional investors) $118.80 a month, International Data service fees (US) $11, International Data service fees (NZ) $11, Live Data package Free

NA

Advisory Fees

NA

NA

Swap Fees (Overnight Financing)

NA

NA

Statement or Document Fee

NA

NA

Account Opening Fee

$0

$0

Account Maintenance Fee

NA

$0

Deposit Fee

$0

In EUR & GBP Debit Card / ApplePay / Google Pay - First Euro500 lifetime free, 0.5% after In USD FedWire & Swift - $6.11

Currency Conversion Fee

0.50%

0.35%

Withdrawal Fee

$0

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

No

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

Depends on the instrument offer

Vary for each asset class


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

Monday to Friday from 8am to 8pm

24/7

Customer Support Methods (phone, email, live chat)

Email: [email protected], Phone: +44 (0)20 7170 8200

Email: mailto:[email protected], Live chat Phone number:+1 332-333-4220.

Support Languages

12+

20+


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Additional Information

Headquarters Location

CMC Markets UK plc, 133 Houndsditch, London, EC3A 7BX, United Kingdom

Volta 1 Tallinn 10412 Estonia

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
CMC Markets is known for competitive pricing on basic trades, especially for beginners. However, Lightyear fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.
New users will likely find CMC Markets sign-up process more intuitive. Meanwhile, Lightyear takes a more regulated path to onboarding, which could benefit traders seeking high capital limits and detailed agreements.
CMC Markets excels in real-time trade execution with minimal latency, whereas Lightyear complements its execution with strong analytical modules and educational support within the platform.
CMC Markets stands out for active traders with robust tools, while Lightyear suits investors seeking simplicity and ease of use.