TradingCritique

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Capital.com vs Fineco Bank : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Capital.com

Capital.com

VS
Fineco Bank

Fineco Bank

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

NA

Years of Existence / Established Year

2016

1999

Customer Base / Number of Accounts

660k

1.4M


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Regulation & Security

Regulations (governing bodies)

CySEC, ASIC, FCA, MiFID, SCB

FCA, PRA Bank of Italy and Consob

Awards Won (count for the last 2 years)

Best Overall Trading Platform (Online Money Awards 2024) and Best Trading App 2023 (Good Money Guide), Fastest Growing Broker

Winner of EMAS Italia 2023 Best in ESG in MF investment and advisor awards 2023 Sustainability leaders 2023

Security Measures

AML

SIPC & FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

NBP for derivatives not available for professional traders


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

3000+ assets including shares, ESG

6000+ financial products including ETCs

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

Yes

Yes

CFDs

Yes

Yes

ETFs

Yes

Yes

Stocks

No

Yes

Options

No

Yes

Futures

No

Yes

Bonds

No

Yes

Mutual Funds

No

Yes

Fractional Shares

No

Yes

Exchange Traded Notes (ETNs)

No

Yes

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

No

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

Yes

No

MT5

No

No

cTrader

No

No

Social Trading

Yes

No

Copy Trading

Yes

No

Other Trading Platforms (proprietary, etc.)

Mobile apps, CFD trading App, Capital.com API

PowerDesk Fineco App

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes (except iOS)


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

CFD Live, MTA account, CFD corporate account, Individual account-Retail, professional account

Fineco Account Trading Account

Demo Account (Yes/No)

Yes

No

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

20 EUR / USD / GBP

Euro 0

Leverage Available

2:1- 30:1

100:1

Trade Limit (maximum per trade)

$25,000

CFDs Min 2% to Max 6% for intraday trading Min 7% to Max 100% for multiday trading

Commission (per account type)

$0

NA

Best Suited For (e.g., beginners, experienced traders)

Beginners to experienced traders

Beginners & experienced


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Deposit & Withdrawal Options

Deposit Methods

Bank transfer, Bank cards, Pay ID, e-wallets

Bank transfer Credit / Debit cards

Withdrawal Methods

Bank cards, e-wallets

Bank transfer Credit / Debit cards

Other E-Wallets Supported

Apple Pay, Google pay, PayPal, Neteller, Skrill, Sofort, PRZELEWY, Truelayer, Ideal, Trustly, SPEI, Lean, Volt

No


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

For trading beginners- Trading Essentials, Risk management, Market guides, For experienced traders- Trading Strategies, Technical analysis, Market analysis, Trading Psychology

Margination Automatic Orders Multicurrency Multiple Filters Remunerated Portfolio Video guides & online webinars


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Fees & Commissions

Trading-Related Fees

Commission: $0

CFD Stocks - Euro 0 CFD Indices - Euro 0 CFD Commodities -Euro 0 CFD Forex - Euro0 CFD Crypto -Euro 0 Knock out - Euro 0 ETF promotion -Euro 0 Certificates - Euro 0 Euro 3.95 per order on investments

Spread (typical, fixed, variable)

Variable

Variable

Per Lot Fees

NA

Up to Euro 0.85 and $1 per lot

Options Contract Fees

NA

IDEM options - Euro 1.95 EUREX Options - Euro 1.95 CBOE Options - $1.95

Futures Contract Fees

NA

Futures IDEM - Euro 1.95 EUREX Futures - Euro 0.95 CME Futures - $1

Markup Fees on Spread

NA

$0

Guaranteed Stop Loss Fees

GSL fee value will be displayed on the deal ticket

NA

Maximum Leverage

30:1

100:1


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Non-Trading Fees

Dormant Fees

$0

Euro 0

Subscription Fees (for premium features, data feeds)

NA

0.25%

Advisory Fees

NA

$0

Swap Fees (Overnight Financing)

NA

NA

Statement or Document Fee

NA

$0

Account Opening Fee

$0

$0

Account Maintenance Fee

NA

Euro 2.95 per month

Deposit Fee

0.7% of the spot forex rate

$0

Currency Conversion Fee

$0

$0

Withdrawal Fee

$0

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

No

Customer Benefits (e.g., Retirement Plan)

No

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

opens at 9.30am and closes at 4pm local time (2.30pm-9pm London time)

Depends on the assets type


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/7

24/5

Customer Support Methods (phone, email, live chat)

Live chat, Phone: +61 3 8658 0539, E-mail: [email protected]

UK - 08006406667 Abroad - +44 (0) 20 7065 7557 Monday to Friday, from 10:00 am to 6:30 pm.Email: mailto:[email protected]

Support Languages

10+

2


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Additional Information

Headquarters Location

Limassol, Cyprus

Rivoluzione d'Ottobre 16, Reggio Emilia, Italy 42123

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
If minimizing trading costs is your top priority, Capital.com might be more attractive due to its lower commissions. Meanwhile, Fineco Bank justifies its moderate fees with more robust tools and professional-grade features.
If speed and simplicity matter to you, Capital.com delivers a streamlined account setup. In contrast, Fineco Bank includes more documentation and KYC checks, which can delay access but ensures strong compliance.
Traders who value simplicity and execution speed may prefer Capital.com platform. Meanwhile, Fineco Bank offers more flexibility through tools like advanced order types and multi-screen support.
For market veterans, Capital.com brings the tools they need. New investors might find Fineco Bank more approachable and cost-effective.