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Forex.com vs Lightyear : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
Forex.com
Lightyear
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
Market maker
STP
Years of Existence / Established Year
2001
2020
Customer Base / Number of Accounts
454k + Customers
Info not available
Regulation & Security
Regulations (governing bodies)
CIRO, FSA, MAS, CySEC, NFA, CFTC, CIMA, FCA, ASIC
FCA EFSA
Awards Won (count for the last 2 years)
Best HNW Service, Best Broker for CFDs, Best in Class Overall Best in Class Mobile Trading Apps Best in Class Offering of Investments Best New Tool Performance Analytics
No major awards listed
Security Measures
FSCS
SIPC, EIPSF Upto Euro 20,000
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
No
No
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
5, 500+ Stocks
US / EU / UK Stocks (3500+) Interest Money Market Funds Baltic Stocks Baltic Bonds
Currency Pairs
Yes
No
Commodities
Yes
No
Indices
Yes
No
Cryptocurrencies
Yes
No
CFDs
Yes
No
ETFs
No
Yes
Stocks
Yes
Yes
Options
No
No
Futures
No
No
Bonds
No
Yes
Mutual Funds
No
No
Fractional Shares
Exchange Traded Notes (ETNs)
No
No
Precious Metals
Yes
Yes - through Exchange Traded Commodities
Real Estate Investment Trusts (REITs)
No
Yes - through REIT stocks
Equities
No
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
Yes
No
MT5
Yes
No
cTrader
No
No
Social Trading
Yes
Copy Trading
Yes
No
Other Trading Platforms (proprietary, etc.)
Forex.com Proprietary platform
Lightyear's proprietary platform
Platform Compatibility (Windows, Mac, iOS, Android)
Yes
Yes
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
Standard, Raw spread, MetaTrader account
Personal Business
Demo Account (Yes/No)
Yes
No
Islamic Accounts (Yes/No)
No
No
Minimum Deposit
$100
$0
Leverage Available
50:1
No
Trade Limit (maximum per trade)
No information
Varies for each product
Commission (per account type)
Raw account - $7 per 100k USD traded
Euro 0
Best Suited For (e.g., beginners, experienced traders)
Beginners to experienced traders
Beginners
Deposit & Withdrawal Options
Deposit Methods
Credit/ debit card, bank wire
EUR - SEPA, Debit Card, Apple Pay, Google Pay GBP - FPS, CHAPS, BACS, SWIFT, Apple Pay, Google Pay USD - ACH, FedWire, SWIFT HUF - Bank transfers within Hungary
Withdrawal Methods
Credit/ debit card, bank wire
Bank Transfers
Other E-Wallets Supported
Neteller, skrill
No
Tools & Educational Resources
Economic Calendar
Yes
No
Tools & Educational Resources (tutorials, webinars, market news, etc.)
Forex Trading University, Market Analysis and Insights, Webinars, Video Tutorials, Trading Guides and eBooks, Market News and Research
Savings interest calculator Inflation calculator Ticker time machine Rate comparison calculator
Fees & Commissions
Trading-Related Fees
Commission: Fixed $7 USD per $100k USD traded
US Shares per order - 0.1% upto $1 maximum EU Shares per order - Euro 1 UK Shares per order - Euro 1 Money Market Funds - 0.25% annually Nasdaq Baltic - Euro 1 ETFs -Euro 0 Multi-currency account -Euro 0
Spread (typical, fixed, variable)
Variable
NA
Per Lot Fees
NA
NA
Options Contract Fees
NA
NA
Futures Contract Fees
NA
NA
Markup Fees on Spread
NA
NA
Guaranteed Stop Loss Fees
NA
NA
Maximum Leverage
50:1
Info not available
Non-Trading Fees
Dormant Fees
$15 inactive for 12 months
$0
Subscription Fees (for premium features, data feeds)
$5
NA
Advisory Fees
$30
NA
Swap Fees (Overnight Financing)
Yes
NA
Statement or Document Fee
NA
NA
Account Opening Fee
$0
$0
Account Maintenance Fee
NA
$0
Deposit Fee
$0
In EUR & GBP Debit Card / ApplePay / Google Pay - First Euro500 lifetime free, 0.5% after In USD FedWire & Swift - $6.11
Currency Conversion Fee
0.50%
0.35%
Withdrawal Fee
Free for bank transfers and debit cards, US: $25, International: $40, except over $10,000
$0
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
Yes
Customer Benefits (e.g., Retirement Plan)
No
Yes
Trading Hours
Trading Hours (for each asset class if applicable)
Depends on the instrument offer
Vary for each asset class
Customer Support
Support Hours (e.g., 24/7, weekdays only)
24/5
24/7
Customer Support Methods (phone, email, live chat)
Live chat: https://www.forex.com/en/contact-forex-com, Phone New accounts: Tollfree: 1-877-367-3946, International: 1-908-731-0750 Existing customers: Tollfree: 1-877-367-3946,Email New accounts: [email protected] Existing customers & inquiries: [email protected] International: 1-908-731-0750
Email: mailto:[email protected], Live chat Phone number:+1 332-333-4220.
Support Languages
5
20+
Additional Information
Headquarters Location
30 Independence Blvd Suite 300, 3rd Floor, Warren, New Jersey 07059, US.
Volta 1 Tallinn 10412 Estonia
Complaints (for crypto brokers)
No
No
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