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Interactive Investor vs Eightcap : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Interactive Investor

Interactive Investor

VS
Eightcap

Eightcap

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

None

ECN

Years of Existence / Established Year

1995

2009

Customer Base / Number of Accounts

over 430,000

80,000 +


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Regulation & Security

Regulations (governing bodies)

FCA

SCB ASIC CySEC FCA

Awards Won (count for the last 2 years)

Best Stocks and Shares ISA - The Times Money Mentor Awards 2024 Boring Money Best Buy ISA - AIC Shareholder Engagement Award 2024 Boring Money Best Buy Pension - AIC Shareholder Engagement Award 2024 Best online stock broker 2023 - ADVFN International Financial Awards

Best Broker in Australia in 2024 by FXEmpire Best Forex Brokers 2024 Best Crypto CFD Trading Broker by FXEmpire 2024 Top CFD Broker by FXEmpire 2024

Security Measures

FSCS

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

No

Yes (only to retail clients. Not for professional traders)


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

43,000 + funds, Shares, Glits

800+ CFD markets

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

No

Yes

CFDs

No

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

No

Yes

Futures

No

Yes

Bonds

Yes

No

Mutual Funds

Yes

No

Fractional Shares

No

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

Yes

No

Equities

No

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

Yes

cTrader

No

No

Social Trading

Yes

Yes

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

Online ii Community - for social trading

No

Platform Compatibility (Windows, Mac, iOS, Android)

Yes only Web

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Trading Account SIPP Stocks & Shares ISA Junior ISA Cash Savings Managed ISA Joint Trading Account Company Account

Standard account Raw account TradingView account

Demo Account (Yes/No)

No

Yes

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

Euro 250

$100

Leverage Available

Info not available

1:30

Trade Limit (maximum per trade)

Varies for each product

Maximum 100 lots

Commission (per account type)

Monthly fee ISA / Trading account - £ 4.99 for investment upto £ 50,000 - £ 11.99 (no limit) SIPP - £ 5.99 for investment upto £50,000 - £12.99 (no limit) ISA + Trading Account + SIPP - £ 9.99 for investment upto £75,000 - £ 21.99 (no limit)

Standard - $0 TradingView - $0 Raw - Each side: 3.5 AUD, USD, NZD, SGD, CAD | 2.25 GBP | 2.75 EUR per standard lot traded

Best Suited For (e.g., beginners, experienced traders)

Beginners

Beginners & experienced


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Deposit & Withdrawal Options

Deposit Methods

Cash savings Ac - Bank transfer Debit cards Cheque Payit from Natwest

Wire Transfer Credit/debit cards UnionPay Bitcoin Ewallets

Withdrawal Methods

Bank Transfer

Wire Transfer Ewallets Bitcoin

Other E-Wallets Supported

No

Skrill Neteller Fasapay Dragonpay


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

StockScreener - Intuitive tool to explore the markets

Capitalise.ai AI-powered Economic calendar Eightcap labs Trade Zone Events & Webinars Flash trader


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Fees & Commissions

Trading-Related Fees

UK & US shares, funds, ETFs, bonds and gilts - £3.99, Other international shares - £9.99 / £5.99 (Super Investor), Dividend reinvestment - £0.99, For value over £100,000 - 0.04% of trade value, Buying / Selling other international shares - £9.99, For value over £25,000 - 0.10% of trade value, International trading fees for super investors - £5.99

Spread- starts from 0.0 pips

Spread (typical, fixed, variable)

Info not available

Variable

Per Lot Fees

£ 3.99 per trade

$3.50 per lot per side

Options Contract Fees

NA

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

Info not available

1:30


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Non-Trading Fees

Dormant Fees

$0

$0

Subscription Fees (for premium features, data feeds)

Super Investor plan - £ 19.99 per month Super Investor + SIPP = £29.99 per month

$0

Advisory Fees

$0

$0

Swap Fees (Overnight Financing)

NA

Yes

Statement or Document Fee

NA

NA

Account Opening Fee

NA

$0

Account Maintenance Fee

Administrative charges Share certificate withdrawal - £ 35 + VAT - Per certificate Failed payments or late settlement - £ 25 Paper documents - £ 3 + VAT per document Contract notes sent by post - £ 1.50 + VAT per document VCTs processing charge - £ 30 per application

$0

Deposit Fee

£ 0

$0

Currency Conversion Fee

Value converted FX charge £ 0 - £ 24,999.99 1.5% £ 25,000 - £ 49,999.99 1.25% £ 50,000 - £ 99,999.99 1.00% £ 100,000 - £ 599,999.99 0.50% £ 600,000 or more 0.25%

NA

Withdrawal Fee

Urgent withdrawals cost - £15

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

UK- Pre-market: 7 AM - 9:30 AM After-hours: 4:05 PM - 8 PM

Crypto - Monday-Sunday (00:00 - 23:59) Forex - 10PM to 7AM Commodities - Monday-Friday (03:00 - 24:00) Stocks US - 9:30am to 4pm


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

7.45am to 5.30pm (GMT) Monday - Friday

24x5

Customer Support Methods (phone, email, live chat)

Tel: 0345 607 6001 From abroad: +44 113 346 2309

E mail: mailto:[email protected] Call / Chat: +61 3 8592 2375

Support Languages

1

13+


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Additional Information

Headquarters Location

Leeds One Embankment, Neville Street, Leeds, LS1 4DW

Aiolou & Panagioti Diomidous 9, Katholiki, 3020, Limassol, Cyprus.

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
interactive investor is known for competitive pricing on basic trades, especially for beginners. However, Eightcap fee structure, though slightly higher, covers a broader range of services, making it more suitable for active traders.
interactive investor offers a quick and paperless account setup that appeals to traders on the go, whereas Eightcap more involved onboarding process adds an extra layer of safety and regulatory checks.
If you're trading on-the-go, interactive investor mobile platform is fluid and intuitive. Eightcap desktop and web apps are more robust, making them suitable for in-depth trading sessions.
If you're after professional-grade platforms, interactive investor may be ideal. For casual investors, Eightcap offers a low-barrier entry.