Eightcap
Minimum deposit · Regulation checked: September 2026
TC RATING
Score in progress
Our regulation-first checks
Eightcap’s minimum deposit is $100. This minimum deposit applies to both the standard and raw live accounts.
Eightcap is Score in progress at TradingCritique, so see our full Eightcap review for the latest regulations, fees, spreads, and platform details.
If you are new to trading, the more useful question is not simply, Can I start with $100? But, Is $100 enough for the way I want to trade? The answer depends on your position size, leverage, the markets you trade, and your risk management. A $100 minimum deposit makes an Eightcap account accessible, but it should not be confused with an amount that is sufficient for every trading strategy or risk level.
Is the Eightcap minimum deposit the same for all accounts?
Eightcap’s minimum deposit is $100, and the same minimum applies to both its standard and raw live accounts. This is the minimum first deposit required to fund either account and start trading. You do not need to deposit a different minimum amount based on whether you choose the standard or raw account.
| Standard vs Raw account | ||
|---|---|---|
| Account types | Standard | Raw |
| Minimum deposit | $100 | $100 |
| Spread | 1.0 pips | 0.0 pips |
| Commission | $0 | $3.50/ side per standard lot |
The $100 minimum remains the same across both account types. The main difference is how trading costs are charged. The standard account uses a spread-based pricing structure, while the raw account offers spreads from 0.0 pips with a separate commission.
This means the minimum deposit alone does not determine which account may suit your trading approach. You should consider the spread, commission, position size, and other trading costs alongside the initial deposit when choosing between the two accounts.
How much money do you need to start trading with Eightcap?
Eightcap requires a minimum deposit of $100 to open and fund a live trading account. The minimum deposit is the same whether you choose the standard or raw account, so there is no difference in the initial funding requirement.
The key difference between the two accounts is how trading costs are charged, not how much you need to deposit to open the account.
Eightcap standard vs raw account deposit requirements
Eightcap keeps the minimum deposit requirement the same for both of its live account types. Whether you open a standard account or a raw account, the minimum first deposit required is $100. Your choice of account does not change the amount needed to activate and fund a live trading account.
Standard account
The standard account incorporates the trading cost into the spread, with spreads starting from 1.0 pips and no additional commission for forex trading.
Raw account
On the other hand, the raw account provides spreads starting from 0.0 pips and a commission of $3.50 per side per lot.
The distinction between the two accounts is in the way trading costs are incorporated. Both accounts also support trading from 0.01 lots (micro lots), giving traders the option to open smaller position sizes. This means the minimum deposit is identical across both accounts, while the pricing model is the main difference between standard and raw.
Can you start trading with Eightcap with $100?
Yes, a deposit of $100 will be enough to create an Eightcap live account to make trades on the basis of 0.01 micro lots.
However, $100 is just a minimum deposit to begin with. It does not necessarily mean that this is always sufficient. With the help of leverage, an insufficient account balance will quickly diminish in case of an unfavorable market movement.
A low minimum deposit makes it easier to open an account, but it does not reduce the risks of trading. If you start with $100, it should be money you can afford to lose.
Eightcap deposit methods and payment options
Eightcap supports several funding methods for live CFD accounts, including bank cards, e-wallets, bank wire transfers, cryptocurrency, and selected country-specific payment options. The available payment methods may vary by country and the entity you sign up with.
The minimum deposit remains $100 across supported funding methods, while deposit limits and processing times differ depending on the payment option you use.
| Deposit methods, limits and processing times | ||
|---|---|---|
| Payment methods | Deposit limit | Processing time |
| Visa/Mastercard | $100 to $50,000 | Instant |
| PayPal | $100 to $10,000 | Instant |
| Skrill | $100 to $50,000 | Instant |
| Neteller | $100 to $50,000 | Instant |
| Bank wire | No limit | 1 to 5 business days |
| Crypto | $100 to $50,000 | Instant |
Country-specific payment options
Eightcap also supports local payment methods in selected regions:
| Methods | Region | Processing time | Deposit limit |
|---|---|---|---|
| Interac | Canada | Instant | $100 to $3,000 |
| Pix | Latam | Instant | $100 to $10,000 |
| UnionPay | China | Instant | $450 to $10,000 |
| Thai QR Payment | Thailand | Instant | $20 to $4,500 |
| Asia | Indonesia, Malaysia, Philippines, Vietnam | Instant | Varies |
These local payment methods are only available in supported countries and may not appear for every Eightcap account.
How long do Eightcap deposits take?
Eightcap’s deposit processing time depends on the payment method. Visa/Mastercard, PayPal, Skrill, Neteller, and crypto deposits are generally processed instantly, while bank wire transfers can take 1 to 5 business days.
Deposit limits also vary by method. Most of the verified instant methods allow deposits from $100 to $50,000, while PayPal has a lower maximum deposit limit of $10,000. Bank wire does not have a stated deposit limit in the verified information.
Does Eightcap charge deposit fees?
Eightcap
No internal deposit fee
Eightcap does not charge you an internal deposit fee when depositing funds into your trading account. In other words, Eightcap will not apply a fee for using its supported methods of making payments.
Your payment provider
May charge its own fees
But note that your bank, card issuer, cryptocurrency, or third-party payment provider may have its own processing fees. These charges are separate from Eightcap and depend on the payment method and provider you use.
Are there any deposit limits on Eightcap?
Yes, there are certain deposit limits set by Eightcap. The minimum deposit is set at $100, while the maximum varies depending on the chosen funding option.
Visa/Mastercard, Skrill, Neteller, and cryptocurrencies allow you to deposit up to $50,000, while PayPal allows you to make only $10,000 worth of deposits. There is no deposit limit set for bank wires, and some country-specific payment methods have different limits based on your region.
Eightcap minimum deposit for beginners
If you are new to trading, practise on Eightcap’s demo account before funding a live account, and only deposit money you can afford to lose.
Eightcap deposit requirements by account currency
- Eightcap’s minimum deposit is $100 or the equivalent amount in your account currency.
- The minimum funding requirement stays the same across both live accounts, but the equivalent amount is shown in the currency selected when you open your account.
- Eightcap supports AUD, CAD, EUR, GBP, NZD, SGD, and USD as account base currencies.
- The broker does not publish separate verified minimum deposit amounts for each currency on this page, so the key requirement is $100 or its currency equivalent, depending on your account setup.
Eightcap minimum deposit: Is $100 enough?
Yes, $100 is enough to open an Eightcap live account and place smaller trades using 0.01 micro lots. It meets the broker’s minimum funding requirement for both the standard and raw accounts.
The key distinction is that $100 is enough to start, not necessarily enough for every trading strategy. The amount needed for a trade depends on position size, margin requirements, leverage, and the market you trade.
Conclusion
Eightcap’s $100 minimum deposit makes it possible to open a live account with a relatively low initial funding requirement. The same minimum applies to both the standard and raw accounts, while payment methods have different processing times and deposit limits. However, a low minimum deposit does not make trading less risky or determine whether $100 is sufficient for your trading approach.
Pro Tip
Only deposit the $100 minimum or an amount you can afford to lose. Check the payment method available for your account and understand its deposit and withdrawal conditions. If you are new to CFD trading, practise with a demo account before committing real funds.
Frequently Asked Questions
1. What is the minimum deposit for Eightcap?
Eightcap’s minimum deposit is $100 or the equivalent amount in your account currency. This applies to both the standard and raw live accounts.
2. Can I start trading with Eightcap with $100?
Yes, a $100 deposit meets the minimum funding requirement, and Eightcap supports trade sizes from 0.01 lots. However, $100 may not be sufficient for every trading strategy or position size.
3. Is Eightcap’s minimum deposit the same for all accounts?
Yes, the minimum deposit is $100 or the currency equivalent for both the standard and raw accounts.
4. Does Eightcap have a minimum deposit for its raw account?
Yes, the minimum deposit for the raw account is $100 or the equivalent amount in your account currency.
5. Does Eightcap have a minimum deposit for its standard account?
Yes, the standard account also requires a minimum deposit of $100 or the equivalent amount in your account currency.
6. What payment methods can I use to fund Eightcap?
Eightcap supports Visa/Mastercard, PayPal, Skrill, Neteller, bank wire, crypto, and selected country-specific payment methods. Availability depends on your region and account.
7. Does Eightcap charge a deposit fee?
Eightcap does not charge internal deposit fees. However, your bank, card issuer, or third-party payment provider may charge separate fees.
8. How long does an Eightcap deposit take?
Most card, e-wallet, and crypto deposits are processed instantly. Bank wire transfers can take 1 to 5 business days.
9. Can I deposit more than the Eightcap minimum?
Yes, the maximum deposit depends on the payment method. For example, Visa/Mastercard, Skrill, Neteller, and crypto allow deposits of up to $50,000, while PayPal allows up to $10,000.
10. What is the minimum deposit for Eightcap in GBP, EUR, and AUD?
The minimum deposit is $100 or the equivalent amount in GBP, EUR, or AUD. Eightcap supports these currencies as account base currencies, but separate verified minimum figures for each currency are not stated.
11. Is $100 enough for a beginner to trade with Eightcap?
$100 is enough to meet the minimum funding requirement, but it does not determine whether the amount is sufficient for a particular trading strategy.
12. Can I fund my Eightcap account using a bank transfer?
Yes, bank wire transfers are supported. Deposits through bank wire can take 1 to 5 business days, and there is no stated deposit limit in the verified information.
