Zerodha, one of India’s leading brokers, offers an offline option to open a demat account, ideal for those who prefer a paper-based process over digital methods. If you’re planning to open a Zerodha demat account offline in 2026, this step-by-step guide covers everything you need, from downloading the forms and required documents to the fees, IPV process, and common mistakes to avoid.
Step-by-step process to open a Zerodha demat account offline in 2026
Wondering how to open a Zerodha account offline? Follow these steps:
- Visit Zerodha official website and download the offline account opening forms. Choose between equity + commodity forms.
- Manually fill out your details—name, PAN, Aadhaar, bank details, signature, etc. Carefully review the information before signing.
- Refer to the list below and attach self-attested photocopies of each document.
- Complete the In-Person Verification (IPV), which you can do through a short video call with a Zerodha representative or at a partner office.
- Send the filled forms and documents via a reliable courier to Zerodha head office in Bangalore. What are the charges for couriering documents to Zerodha? Zerodha does not charge anything for receiving the documents, but you must bear the courier charges yourself.
- How long does it take to open a Zerodha account offline? Once Zerodha receives your documents, account activation usually takes 5 to 7 working days.
What is the fee to open Zerodha account offline in 2026? The fee to open a Zerodha account offline in 2026 is ₹200 for Equity, ₹100 for Commodity, or ₹300 for both, payable via cheque or UPI.
What documents are required for offline demat account opening?
Is offline Zerodha demat account paper-based? Yes. The offline account opening process is entirely paper-based, including form filling and physical document submission.
You’ll need to attach the following self-attested documents:
- PAN card (mandatory)
- Can I open a Zerodha account offline without Aadhaar? No, Aadhaar is mandatory as per SEBI KYC guidelines.
- Cancelled cheque or recent bank statement
- Address proof if different from Aadhaar
- Passport-size photograph
- Signature on plain white paper
- Income proof is required only if you want to trade in Futures and Options, and can be provided as the latest 6-month bank statement, salary slip, ITR acknowledgement, net worth certificate, or demat holding statement.
Can I submit Zerodha demat forms at a branch office? Yes. Zerodha allows form submission at their Bangalore head office and certain partner branches across India.
Zerodha IPV (In-Person Verification) procedure in offline mode
Can I avoid IPV in offline Zerodha account opening? No, IPV is a SEBI-mandated process to verify the applicant’s identity. In offline mode, you can complete IPV in two ways:
- To complete IPV (In-Person Verification) online with Zerodha, visit official website A 4-digit OTP will appear on your screen. Enable your camera, clearly show your face, and display the OTP. Ensure no one else is in the frame, only the applicant should be visible.
- Visit a Zerodha partner office or attend a scheduled session if available.
- How many days does IPV take when done offline? IPV is usually completed within 1 to2 days after your documents are reviewed.
What is the AMC for Zerodha demat account opened offline? Annual Maintenance Charges (AMC) for a demat account are ₹300 + 18% GST per year. If you’re eligible for a BSDA (Basic Services Demat Account), AMC can be reduced or waived.
Common mistakes to avoid while submitting Zerodha offline forms
Avoid these errors to ensure smooth and fast processing:
- Missing or outdated documents (e.g., invalid bank proof)
- Not signing in at all required places
- Photocopies not self-attested
- Not completing IPV correctly (camera not enabled, multiple people in the frame)
- Mismatch in signature or PAN details
- Sending forms without proper courier tracking
Read more: Zerodha – The detailed broker review 2026
Conclusion
Is offline Zerodha demat account safer than online? Yes, opening a Zerodha demat account offline in 2026 is safe. It’s a reliable choice if you’re uncomfortable with digital steps. Just ensure your documents are accurate, complete the form properly, and follow the IPV process. Once approved, you’ll be ready to start trading and investing with India’s most trusted discount broker.
Pro Tip
Double-check all documents and signatures before sending your Zerodha offline forms. Even small errors like missing self-attestation or incorrect PAN can delay the process. Find the best Forex brokers with our broker finder tool and stay informed on the latest in stocks, CFDs, and crypto. Make smarter trading choices and don’t forget to share your experience in the comments!
Frequently Asked Questions
1. Can I open a Zerodha account offline without DigiLocker?
Yes. DigiLocker is only required for online account opening. For offline, physical documents are accepted.
2. Can I open Zerodha account without eSign or mobile OTP?
Yes, via offline mode—no Aadhaar OTP or eSign is needed. But IPV still requires you to display a 4-digit OTP during a live video for identity verification.
3. Can senior citizens open a Zerodha account offline?
Yes. Senior citizens can use offline forms and are often assisted by family or local agents.
