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Merrill Edge vs Capital.com : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Merrill Edge

Merrill Edge

VS
Capital.com

Capital.com

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

ECN broker

Market maker

Years of Existence / Established Year

2010

2016

Customer Base / Number of Accounts

3.5+ Million Clients

660k


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Regulation & Security

Regulations (governing bodies)

SEC, FINRA

CySEC, ASIC, FCA, MiFID, SCB

Awards Won (count for the last 2 years)

Kiplinger 2023 Annual Broker Review, StockBrokers.com 2024 Annual Broker Review

Best Overall Trading Platform (Online Money Awards 2024) and Best Trading App 2023 (Good Money Guide), Fastest Growing Broker

Security Measures

SIPC

AML

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

Yes


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

CDs, Fixed income

3000+ assets including shares, ESG

Currency Pairs

No

Yes

Commodities

No

Yes

Indices

No

Yes

Cryptocurrencies

No

Yes

CFDs

No

Yes

ETFs

Yes

Yes

Stocks

Yes

No

Options

Yes

No

Futures

No

No

Bonds

Yes

No

Mutual Funds

Yes

No

Fractional Shares

No

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

No

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

No

No


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

No

cTrader

No

No

Social Trading

No

Yes

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

Merrill Edge MarketPro (proprietary), Merrill Edge Self-Directed platform (web-based), Mobile app (Merrill Edge)

Mobile apps, CFD trading App, Capital.com API

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Individual, Joint, Custodial, Trust, and Retirement (IRA), 529 plans

CFD Live, MTA account, CFD corporate account, Individual account-Retail, professional account

Demo Account (Yes/No)

Yes

Yes

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

$0

20 EUR / USD / GBP

Leverage Available

No

2:1- 30:1

Trade Limit (maximum per trade)

Depends on asset class

$25,000

Commission (per account type)

$0

$0

Best Suited For (e.g., beginners, experienced traders)

Beginners to intermediate traders

Beginners to experienced traders


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Deposit & Withdrawal Options

Deposit Methods

ACH transfer, wire transfer, check deposit, transfers from Bank of America

Bank transfer, Bank cards, Pay ID, e-wallets

Withdrawal Methods

ACH transfer, wire transfer, check deposit, transfers from Bank of America

Bank cards, e-wallets

Other E-Wallets Supported

No

Apple Pay, Google pay, PayPal, Neteller, Skrill, Sofort, PRZELEWY, Truelayer, Ideal, Trustly, SPEI, Lean, Volt


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Investing Education, Retirement Planning, Market Insights, Webinars and Online Seminars, Investment Guides and Tools

For trading beginners- Trading Essentials, Risk management, Market guides, For experienced traders- Trading Strategies, Technical analysis, Market analysis, Trading Psychology


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Fees & Commissions

Trading-Related Fees

Commission- $0 stock and ETFs, broker-assisted trade- $29.95 or $29.95 * + $0.65 per contract

Commission: $0

Spread (typical, fixed, variable)

NA

Variable

Per Lot Fees

NA

NA

Options Contract Fees

$0.65 per contact

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

GSL fee value will be displayed on the deal ticket

Maximum Leverage

No

30:1


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Non-Trading Fees

Dormant Fees

$0

$0

Subscription Fees (for premium features, data feeds)

NA

NA

Advisory Fees

0.85%

NA

Swap Fees (Overnight Financing)

Yes

NA

Statement or Document Fee

NA

NA

Account Opening Fee

$0

$0

Account Maintenance Fee

$0

NA

Deposit Fee

$0

0.7% of the spot forex rate

Currency Conversion Fee

Varies for ADRs

$0

Withdrawal Fee

Wire transfer fee-$25

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

No


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Trading Hours

Trading Hours (for each asset class if applicable)

Pre-market trading: 7:00 AM to 9:30 AM ET, Regular trading hours: 9:30 AM to 4:00 PM ET, After-hours trading: 4:01 PM to 8:00 PM ET

opens at 9.30am and closes at 4pm local time (2.30pm-9pm London time)


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/7

24/7

Customer Support Methods (phone, email, live chat)

Phone: 888.637.3343, Schedule an appointment

Live chat, Phone: +61 3 8658 0539, E-mail: [email protected]

Support Languages

2

10+


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Additional Information

Headquarters Location

Charlotte, North Carolina, USA

Limassol, Cyprus

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
Merrill Edge stands out for its zero-commission trading model, appealing to cost-conscious investors. In contrast, Capital.com offers more comprehensive services with slightly higher fees, especially for advanced tools and asset classes.
Merrill Edge gets you trading faster thanks to its minimal entry barriers. In comparison, Capital.com account setup is slower but includes extra layers of financial screening and suitability assessments.
Traders who value simplicity and execution speed may prefer Merrill Edge platform. Meanwhile, Capital.com offers more flexibility through tools like advanced order types and multi-screen support.
Merrill Edge caters to serious traders who value advanced features, whereas Capital.com appeals to beginners due to its user-friendly platform.