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Capital.com vs Charles Schwab : Fees, Safety & Trading Conditions Compared (2026)
Broker Name
Capital.com
Charles Schwab
Broker Overview
Broker Type (e.g., Market Maker, ECN/STP)
Market maker
STP broker
Years of Existence / Established Year
2016
1971
Customer Base / Number of Accounts
660k
No information
Regulation & Security
Regulations (governing bodies)
CySEC, ASIC, FCA, MiFID, SCB
NFA, SFC, MAS, FCA, CFTC, CIRO
Awards Won (count for the last 2 years)
Best Overall Trading Platform (Online Money Awards 2024) and Best Trading App 2023 (Good Money Guide), Fastest Growing Broker
Best Online Broker 2024, Best customer Service
Security Measures
AML
SIPC
SSL Encryption / 2FA
Yes
Yes
Segregated Funds
Yes
Yes
Negative Balance Protection
Yes
No
Trading Instruments/Products Offered
Assets Types / Trading Instruments (total count and breakdown)
3000+ assets including shares, ESG
Money market Funds, Index funds, Bonds and fixed products, Annuities, Bank and borrowing, International stocks, Margin loans, Insurance, Securities lending fully paid
Currency Pairs
Yes
Yes
Commodities
Yes
No
Indices
Yes
No
Cryptocurrencies
Yes
Yes
CFDs
Yes
No
ETFs
Yes
Yes
Stocks
No
Yes
Options
No
Yes
Futures
No
Yes
Bonds
No
No
Mutual Funds
No
Yes
Fractional Shares
Exchange Traded Notes (ETNs)
No
Yes
Precious Metals
Yes
Yes
Real Estate Investment Trusts (REITs)
No
No
Equities
No
Yes
Trading Platforms & Technology
Trading Platform Availability
Yes
Yes
MT4
Yes
No
MT5
No
No
cTrader
No
No
Social Trading
No
Copy Trading
Yes
No
Other Trading Platforms (proprietary, etc.)
Mobile apps, CFD trading App, Capital.com API
Schwab.com Web Trading Platform, StreetSmart Edge (advanced platform), StreetSmart Central (for options traders), Schwab Trading Powered by Ameritrade, thinkorswim Trading Platforms
Platform Compatibility (Windows, Mac, iOS, Android)
Yes
Yes
Account Types & Conditions
Account Types (Retail, Pro, VIP, etc.)
CFD Live, MTA account, CFD corporate account, Individual account-Retail, professional account
Brokerage and Trading, Retirement Accounts (IRAs), Education and Custodial, Personal Choice Retirement, Small Business, Accounts by Financial Goal
Demo Account (Yes/No)
Yes
Yes
Islamic Accounts (Yes/No)
No
No
Minimum Deposit
20 EUR / USD / GBP
$0
Leverage Available
2:1- 30:1
No
Trade Limit (maximum per trade)
$25,000
Depends on order and trading session
Commission (per account type)
$0
$0
Best Suited For (e.g., beginners, experienced traders)
Beginners to experienced traders
Long term and active traders
Deposit & Withdrawal Options
Deposit Methods
Bank transfer, Bank cards, Pay ID, e-wallets
ACH, Wire Transfer, Check deposit
Withdrawal Methods
Bank cards, e-wallets
ACH, Wire Transfer, Check deposit
Other E-Wallets Supported
Apple Pay, Google pay, PayPal, Neteller, Skrill, Sofort, PRZELEWY, Truelayer, Ideal, Trustly, SPEI, Lean, Volt
No
Tools & Educational Resources
Economic Calendar
Yes
Yes
Tools & Educational Resources (tutorials, webinars, market news, etc.)
For trading beginners- Trading Essentials, Risk management, Market guides, For experienced traders- Trading Strategies, Technical analysis, Market analysis, Trading Psychology
Insights and Education, Trading, Market Commentary, Planning and retirement, Media
Fees & Commissions
Trading-Related Fees
Commission: $0
Commission -$0 online stock, ETF, and options trade, Commission is $75 - $50 fee + $25 assistance fees, broker-assisted trades- $25 service fee
Spread (typical, fixed, variable)
Variable
Variable
Per Lot Fees
NA
NA
Options Contract Fees
NA
$0.65
Futures Contract Fees
NA
$2.25 per contract.
Markup Fees on Spread
NA
NA
Guaranteed Stop Loss Fees
GSL fee value will be displayed on the deal ticket
NA
Maximum Leverage
30:1
No
Non-Trading Fees
Dormant Fees
$0
$0
Subscription Fees (for premium features, data feeds)
NA
$0
Advisory Fees
NA
Schwab Wealth Advisory- Starts at 0.80%- 1.0%
Swap Fees (Overnight Financing)
NA
Yes
Statement or Document Fee
NA
NA
Account Opening Fee
$0
$0
Account Maintenance Fee
NA
$0
Deposit Fee
0.7% of the spot forex rate
$0
Currency Conversion Fee
$0
$0
Withdrawal Fee
$0
$0
Bonuses, Promotions & Benefits
Bonuses, Promotions, and Referrals
Yes
Yes
Customer Benefits (e.g., Retirement Plan)
No
Yes
Trading Hours
Trading Hours (for each asset class if applicable)
opens at 9.30am and closes at 4pm local time (2.30pm-9pm London time)
Regular Trading Session: 9:30 AM to 4:00 PM Eastern Time (ET), Pre-Market Session: between 8:05 AM ET, After-Hours Session: 7:00 AM to 9:25 AM ET
Customer Support
Support Hours (e.g., 24/7, weekdays only)
24/7
24/7
Customer Support Methods (phone, email, live chat)
Live chat, Phone: +61 3 8658 0539, E-mail: [email protected]
Phone: 800-435-4000, Chat, FAQs
Support Languages
10+
2
Additional Information
Headquarters Location
Limassol, Cyprus
Westlake, Texas
Complaints (for crypto brokers)
No
No
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