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HFM vs Capital.com : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

HFM

HFM

VS
Capital.com

Capital.com

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker broker

Market maker

Years of Existence / Established Year

2010

2016

Customer Base / Number of Accounts

2500000 clients

660k


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Regulation & Security

Regulations (governing bodies)

FSC, CySEC, DFSA, FCA, ISA, FSCA, MAS, CMA, FMA

CySEC, ASIC, FCA, MiFID, SCB

Awards Won (count for the last 2 years)

Best Global Affliiate Programs 2024, Best Trading Accounts Global, Best Stock Broker 2023, Best Trading Platform Broker

Best Overall Trading Platform (Online Money Awards 2024) and Best Trading App 2023 (Good Money Guide), Fastest Growing Broker

Security Measures

Civil Liability insurance program with a limit of €5,000,000

AML

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

Yes


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

Over 500 markets including energies

3000+ assets including shares, ESG

Currency Pairs

Yes

Yes

Commodities

Yes

Yes

Indices

Yes

Yes

Cryptocurrencies

Yes

Yes

CFDs

Yes

Yes

ETFs

Yes

Yes

Stocks

Yes

No

Options

No

No

Futures

No

No

Bonds

Yes

No

Mutual Funds

No

No

Fractional Shares

No

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

No

No


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

Yes

Yes

MT5

Yes

No

cTrader

No

No

Social Trading

Yes

Yes

Copy Trading

Yes

Yes

Other Trading Platforms (proprietary, etc.)

HFM Platform, Web trading, Mobile trading

Mobile apps, CFD trading App, Capital.com API

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Cent, Zero, Pro , Premium, Corporate, Joint account

CFD Live, MTA account, CFD corporate account, Individual account-Retail, professional account

Demo Account (Yes/No)

Yes

Yes

Islamic Accounts (Yes/No)

Yes

No

Minimum Deposit

$0

20 EUR / USD / GBP

Leverage Available

1:1000- 1:2000

2:1- 30:1

Trade Limit (maximum per trade)

60/ 200 Standard lots per position depends on account types

$25,000

Commission (per account type)

$0

$0

Best Suited For (e.g., beginners, experienced traders)

Beginners to experienced traders

Beginners to experienced traders


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Deposit & Withdrawal Options

Deposit Methods

Bank Transfers, Wire transfers, Credit/Debit cards,Crypto, e-Wallets

Bank transfer, Bank cards, Pay ID, e-wallets

Withdrawal Methods

Bank Transfers, Wire transfers, Credit/Debit cards,Crypto, e-Wallets

Bank cards, e-wallets

Other E-Wallets Supported

FasaPay, Neteller

Apple Pay, Google pay, PayPal, Neteller, Skrill, Sofort, PRZELEWY, Truelayer, Ideal, Trustly, SPEI, Lean, Volt


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Webinars, eBooks and Guides, Video Tutorials

For trading beginners- Trading Essentials, Risk management, Market guides, For experienced traders- Trading Strategies, Technical analysis, Market analysis, Trading Psychology


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Fees & Commissions

Trading-Related Fees

Spread: starts from 0.0- 1.2 pips, commissions: $0.03 per 1k lot, Commission for Forex: $0.03 - $3, gold: $7- $14

Commission: $0

Spread (typical, fixed, variable)

Variable

Variable

Per Lot Fees

NA

NA

Options Contract Fees

NA

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

$0

NA

Guaranteed Stop Loss Fees

NA

GSL fee value will be displayed on the deal ticket

Maximum Leverage

34:20:00

30:1


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Non-Trading Fees

Dormant Fees

$10 inactive for 90 days

$0

Subscription Fees (for premium features, data feeds)

$0

NA

Advisory Fees

NA

NA

Swap Fees (Overnight Financing)

$0

NA

Statement or Document Fee

NA

NA

Account Opening Fee

$0

$0

Account Maintenance Fee

$0

NA

Deposit Fee

$0

0.7% of the spot forex rate

Currency Conversion Fee

$0

$0

Withdrawal Fee

$0

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

No

No


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Trading Hours

Trading Hours (for each asset class if applicable)

Varies by instrument

opens at 9.30am and closes at 4pm local time (2.30pm-9pm London time)


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/5

24/7

Customer Support Methods (phone, email, live chat)

Live support: Available 24/5, Email : [email protected], Phone: +44-203 097 85 71

Live chat, Phone: +61 3 8658 0539, E-mail: [email protected]

Support Languages

27+

10+


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Additional Information

Headquarters Location

financial hub of Limassol, Cyprus

Limassol, Cyprus

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
While HFM maintains low trading fees with no minimum deposit, Capital.com includes some charges for premium features and certain asset trades, making HFM the better option for budget-focused traders.
The account creation flow at HFM is modern and app-driven, making it seamless for new users. Capital.com, however, leans toward traditional processes with forms and verifications that take more time.
The trading interface of HFM is known for its speed and ease-of-use, while Capital.com shines with its customizable layouts and advanced charting capabilities, making it a strong choice for serious analysts.
HFM is geared toward frequent trading and analytics, while Capital.com fits those who value simplicity and guided experiences.