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Lightyear vs Eightcap : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Lightyear

Lightyear

VS
Eightcap

Eightcap

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

STP

ECN

Years of Existence / Established Year

2020

2009

Customer Base / Number of Accounts

Info not available

80,000 +


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Regulation & Security

Regulations (governing bodies)

FCA EFSA

SCB ASIC CySEC FCA

Awards Won (count for the last 2 years)

No major awards listed

Best Broker in Australia in 2024 by FXEmpire Best Forex Brokers 2024 Best Crypto CFD Trading Broker by FXEmpire 2024 Top CFD Broker by FXEmpire 2024

Security Measures

SIPC, EIPSF Upto Euro 20,000

FSCS

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

No

Yes (only to retail clients. Not for professional traders)


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

US / EU / UK Stocks (3500+) Interest Money Market Funds Baltic Stocks Baltic Bonds

800+ CFD markets

Currency Pairs

No

Yes

Commodities

No

Yes

Indices

No

Yes

Cryptocurrencies

No

Yes

CFDs

No

Yes

ETFs

Yes

Yes

Stocks

Yes

Yes

Options

No

Yes

Futures

No

Yes

Bonds

Yes

No

Mutual Funds

No

No

Fractional Shares

Yes

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes - through Exchange Traded Commodities

Yes

Real Estate Investment Trusts (REITs)

Yes - through REIT stocks

No

Equities

Yes

Yes


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

Yes

MT5

No

Yes

cTrader

No

No

Social Trading

Yes

Yes

Copy Trading

No

Yes

Other Trading Platforms (proprietary, etc.)

Lightyear's proprietary platform

No

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Personal Business

Standard account Raw account TradingView account

Demo Account (Yes/No)

No

Yes

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

$0

$100

Leverage Available

No

1:30

Trade Limit (maximum per trade)

Varies for each product

Maximum 100 lots

Commission (per account type)

Euro 0

Standard - $0 TradingView - $0 Raw - Each side: 3.5 AUD, USD, NZD, SGD, CAD | 2.25 GBP | 2.75 EUR per standard lot traded

Best Suited For (e.g., beginners, experienced traders)

Beginners

Beginners & experienced


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Deposit & Withdrawal Options

Deposit Methods

EUR - SEPA, Debit Card, Apple Pay, Google Pay GBP - FPS, CHAPS, BACS, SWIFT, Apple Pay, Google Pay USD - ACH, FedWire, SWIFT HUF - Bank transfers within Hungary

Wire Transfer Credit/debit cards UnionPay Bitcoin Ewallets

Withdrawal Methods

Bank Transfers

Wire Transfer Ewallets Bitcoin

Other E-Wallets Supported

No

Skrill Neteller Fasapay Dragonpay


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Tools & Educational Resources

Economic Calendar

No

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Savings interest calculator Inflation calculator Ticker time machine Rate comparison calculator

Capitalise.ai AI-powered Economic calendar Eightcap labs Trade Zone Events & Webinars Flash trader


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Fees & Commissions

Trading-Related Fees

US Shares per order - 0.1% upto $1 maximum EU Shares per order - Euro 1 UK Shares per order - Euro 1 Money Market Funds - 0.25% annually Nasdaq Baltic - Euro 1 ETFs -Euro 0 Multi-currency account -Euro 0

Spread- starts from 0.0 pips

Spread (typical, fixed, variable)

NA

Variable

Per Lot Fees

NA

$3.50 per lot per side

Options Contract Fees

NA

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

Info not available

1:30


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Non-Trading Fees

Dormant Fees

$0

$0

Subscription Fees (for premium features, data feeds)

NA

$0

Advisory Fees

NA

$0

Swap Fees (Overnight Financing)

NA

Yes

Statement or Document Fee

NA

NA

Account Opening Fee

$0

$0

Account Maintenance Fee

$0

$0

Deposit Fee

In EUR & GBP Debit Card / ApplePay / Google Pay - First Euro500 lifetime free, 0.5% after In USD FedWire & Swift - $6.11

$0

Currency Conversion Fee

0.35%

NA

Withdrawal Fee

$0

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

Vary for each asset class

Crypto - Monday-Sunday (00:00 - 23:59) Forex - 10PM to 7AM Commodities - Monday-Friday (03:00 - 24:00) Stocks US - 9:30am to 4pm


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

24/7

24x5

Customer Support Methods (phone, email, live chat)

Email: mailto:[email protected], Live chat Phone number:+1 332-333-4220.

E mail: mailto:[email protected] Call / Chat: +61 3 8592 2375

Support Languages

20+

13+


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Additional Information

Headquarters Location

Volta 1 Tallinn 10412 Estonia

Aiolou & Panagioti Diomidous 9, Katholiki, 3020, Limassol, Cyprus.

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
If minimizing trading costs is your top priority, Lightyear might be more attractive due to its lower commissions. Meanwhile, Eightcap justifies its moderate fees with more robust tools and professional-grade features.
Account approval at Lightyear is usually completed within hours, often with automated ID checks. Eightcap might take longer due to manual reviews, but provides in-depth onboarding support along the way.
The trading interface of Lightyear is known for its speed and ease-of-use, while Eightcap shines with its customizable layouts and advanced charting capabilities, making it a strong choice for serious analysts.
Lightyear caters to serious traders who value advanced features, whereas Eightcap appeals to beginners due to its user-friendly platform.