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TD Direct Investing vs Plus500 Futures : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

TD Direct Investing

TD Direct Investing

VS
Plus500 Futures

Plus500 Futures

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Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

None

Market Maker

Years of Existence / Established Year

1984

2008

Customer Base / Number of Accounts

17 M

30+ Million


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Regulation & Security

Regulations (governing bodies)

CIPF, CIRO

NFA, CFTC

Awards Won (count for the last 2 years)

No major awards listed

NA

Security Measures

CIPF

NA

SSL Encryption / 2FA

Yes

Yes

Segregated Funds

Yes

Yes

Negative Balance Protection

Yes

No


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Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

Fixed income investments, GICs

2800+ including Equity index

Currency Pairs

No

Yes

Commodities

No

Yes

Indices

No

No

Cryptocurrencies

Yes

Yes

CFDs

No

Yes

ETFs

Yes

No

Stocks

Yes

No

Options

Yes

No

Futures

No

Yes

Bonds

Yes

Yes

Mutual Funds

Yes

No

Fractional Shares

No

No

Exchange Traded Notes (ETNs)

No

No

Precious Metals

Yes

Yes

Real Estate Investment Trusts (REITs)

No

No

Equities

Yes

No


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Trading Platforms & Technology

Trading Platform Availability

Yes

Yes

MT4

No

No

MT5

No

No

cTrader

No

No

Social Trading

No

No

Copy Trading

No

No

Other Trading Platforms (proprietary, etc.)

TD app, web trader, Advanced dashboard, TD active trader

Mobile and web trading platform

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Yes


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Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Margin account, cash trading account, TFSA, RSP, RESP, RIF, LIRA, LIF, RDSP

Plus500 futures trading account

Demo Account (Yes/No)

No

Yes

Islamic Accounts (Yes/No)

No

No

Minimum Deposit

$0

$100

Leverage Available

No

1:30 - 1:300

Trade Limit (maximum per trade)

Depends on asset types

Depends on the asset type

Commission (per account type)

NA

$0

Best Suited For (e.g., beginners, experienced traders)

Beginners and experienced traders

Beginners


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Deposit & Withdrawal Options

Deposit Methods

Direct bank account, Check

Visa, Master card, Bank transfer, e-wallets

Withdrawal Methods

SWIP, Wire payment

Visa, Master card, Bank transfer, e-wallets

Other E-Wallets Supported

No

Apple pay, GPay, Klarna


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Tools & Educational Resources

Economic Calendar

Yes

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learning Centre - Investing Education, Market Insights and Analysis, Webinars, Investing Guides, Video Tutorials, TD Direct Investing Community Forum

Trading academy, News and Markets insights, Risk management tools


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Fees & Commissions

Trading-Related Fees

Commission -mutual funds- $0 , IPOs, Equities- $7.00- $9.99, Stock - $3- $43, Bonds- $40 + $1.50/1,000

NFA Regulatory Fee- $0.02 per side, Commission -$0.49 to $0.89

Spread (typical, fixed, variable)

NA

Fixed

Per Lot Fees

NA

NA

Options Contract Fees

$9.99 + $1.25 per contract

NA

Futures Contract Fees

NA

NA

Markup Fees on Spread

NA

NA

Guaranteed Stop Loss Fees

NA

NA

Maximum Leverage

No

1:300 for professional account


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Non-Trading Fees

Dormant Fees

NA

$0

Subscription Fees (for premium features, data feeds)

NA

NA

Advisory Fees

NA

NA

Swap Fees (Overnight Financing)

NA

NA

Statement or Document Fee

$2-$5

$0

Account Opening Fee

Applicable, Depends on account types

NA

Account Maintenance Fee

$25 per quarter

NA

Deposit Fee

$17.50 U.S

$0

Currency Conversion Fee

2.50%

NA

Withdrawal Fee

$30-$100

$0


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Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Yes


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Trading Hours

Trading Hours (for each asset class if applicable)

Pre-market trading hours (8 a.m. to 9:30 a.m. ET) and after-hours trading (4 p.m. to 8 p.m. ET)

Depends on the assets type


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Customer Support

Support Hours (e.g., 24/7, weekdays only)

Monday to Friday, 7 am to 10 pm ET

24/7

Customer Support Methods (phone, email, live chat)

Phone: 1-800-465-5463, , Book an appointment

E-mail through Query Form, Live chat

Support Languages

4

2


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Additional Information

Headquarters Location

66 Wellington Street West, Toronto, ON M5K 1A2

Israel

Complaints (for crypto brokers)

No

No


At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.
TD Direct Investing structures pricing by market and account type, which can be competitive for certain products. Plus500 Futures keeps futures costs predictable with a flat commission $0.49 plus a $0.02 NFA fee per side and no inactivity fee.
TD Direct Investing commonly provides multiple account options and may include more manual checks. Plus500 Futures keeps onboarding streamlined and digital, includes a demo account, and requires a $100 minimum deposit.
TD Direct Investing may emphasize research add-ons or screeners. Plus500 Futures focuses on efficient futures execution via WebTrader/mobile connectivity.
TD Direct Investing can suit traders seeking broader product menus or research-heavy workflows. Plus500 Futures is better aligned to futures-led strategies with transparent, exchange-style pricing.