Sofi Active Investing vs Trading.com : Fees, Safety & Trading Conditions Compared (2026)

Broker Name

Sofi Active Investing

Trading.com

Broker Overview

Broker Type (e.g., Market Maker, ECN/STP)

Market maker

None

Years of Existence / Established Year

2019

Customer Base / Number of Accounts

6.2+ Million

Info not available

Regulation & Security

Regulations (governing bodies)

SEC, FINRA

NFA CFTC FCA

Awards Won (count for the last 2 years)

No major awards listed

Fastest growing FX broker (USA) by World Finance Forex Awards 2024

Security Measures

SIPC

Info not available

SSL Encryption / 2FA

Yes

Segregated Funds

Yes

Negative Balance Protection

Yes

Trading Instruments/Products Offered

Assets Types / Trading Instruments (total count and breakdown)

IPO, IRA, Shares

Forex 50+ CFDs of Stocks 1000+

Currency Pairs

Yes

Commodities

Yes

Indices

Yes

Cryptocurrencies

Yes

CFDs

Yes

ETFs

Yes

Stocks

Yes

Options

Yes

Futures

Yes

Bonds

Mutual Funds

Yes

Fractional Shares

Yes

Exchange Traded Notes (ETNs)

Precious Metals

Yes

Real Estate Investment Trusts (REITs)

Equities

Yes

Trading Platforms & Technology

Trading Platform Availability

Yes

MT4

MT5

Yes

cTrader

Social Trading

Copy Trading

Other Trading Platforms (proprietary, etc.)

Mobile and Web app

Web Trader App

Platform Compatibility (Windows, Mac, iOS, Android)

Yes

Account Types & Conditions

Account Types (Retail, Pro, VIP, etc.)

Individual brokerage, IRA (Traditional, Roth, SEP)

The T1 account

Demo Account (Yes/No)

Yes

Islamic Accounts (Yes/No)

Minimum Deposit

$50

Leverage Available

1:50

Trade Limit (maximum per trade)

Account Equity < $25,000: No Day Trades

Trade size vary on each asset

Commission (per account type)

Only spreads

Best Suited For (e.g., beginners, experienced traders)

Passive investors

Beginners & experienced

Deposit & Withdrawal Options

Deposit Methods

Bank transfers (ACH), direct deposit from linked bank accounts

Bank transfer ACH

Withdrawal Methods

ACH transfer back to linked bank accounts

ACH Bank wire transfer

Other E-Wallets Supported

Tools & Educational Resources

Economic Calendar

Yes

Tools & Educational Resources (tutorials, webinars, market news, etc.)

Learn (Investing Education), Market Insights and Analysis, Webinars, Investing Guides, Financial Planning Tools, Sofi Insights (Market News)

Video tutorials Glossary Forex calculators Research portals

Fees & Commissions

Trading-Related Fees

Stocks, ETFs-$0,Commission -$0

Commission- $0

Spread (typical, fixed, variable)

Variable

Per Lot Fees

Options Contract Fees

$0- $5

Futures Contract Fees

Markup Fees on Spread

Guaranteed Stop Loss Fees

Maximum Leverage

1:50

Non-Trading Fees

Dormant Fees

$25

Subscription Fees (for premium features, data feeds)

Advisory Fees

Depending on assets type, Professional charges- 1% , annual advisory fees as low as 0.25%

Swap Fees (Overnight Financing)

Statement or Document Fee

$5 paper statement fee

Account Opening Fee

Account Maintenance Fee

Deposit Fee

$13 for bank wire deposit under $250

Currency Conversion Fee

Withdrawal Fee

Outgoing ACAT transfers $100

$13 for bank wire deposit under $250 ACH withdrawals free

Bonuses, Promotions & Benefits

Bonuses, Promotions, and Referrals

Yes

Customer Benefits (e.g., Retirement Plan)

Yes

Trading Hours

Trading Hours (for each asset class if applicable)

Depends on the instrument offer

Sunday 17:05 - Friday 16:50 ETTokyo session begins at 19:00 ET London session begins at 03:00 ET New York session begins at 08:00 ET

Customer Support

Support Hours (e.g., 24/7, weekdays only)

Monday - Friday 5am-5pm PT

24/5 support service

Customer Support Methods (phone, email, live chat)

Live chat, Phone: 855-456-7634, Virtual assistant

Live chat Email: [email protected] Tel: 1-833-FX1-0250

Support Languages

Additional Information

Headquarters Location

San Francisco, California.

85, Broad street, New York, NY 10004, USA

Complaints (for crypto brokers)

At TradingCritique, we don't just list brokers. We test, compare, and simplify your decision-making. Whether you're a beginner or a pro, our data-driven comparisons are built to match your trading style and region. Learn how we Evaluate a broker.

Sofi Active Investing stands out for its zero-commission trading model, appealing to cost-conscious investors. In contrast, Trading.com offers more comprehensive services with slightly higher fees, especially for advanced tools and asset classes.

Sofi Active Investing uses a digital-first onboarding approach with clear instructions and fast ID verification. Trading.com goes a step further with manual checks and optional account tiers, ideal for serious professionals.

If you're trading on-the-go, Sofi Active Investing mobile platform is fluid and intuitive. Trading.com desktop and web apps are more robust, making them suitable for in-depth trading sessions.

For market veterans, Sofi Active Investing brings the tools they need. New investors might find Trading.com more approachable and cost-effective.

Explore More Broker Matchups

Here are more Comparisons to help you choose wisely

Compare Sofi Active Investing and Vanguard

Compare Sofi Active Investing and Swissquote

Compare Sofi Active Investing and Webull

Compare Trading.com and Venom Trading

Compare Trading.com and Webull

Compare Trading.com and HFM

Our Latest Contents

Stay updated with our newest insights and guides!

Top Broker Reviews

Discover brokers trusted by global traders.

Select Your Brokers to Compare